Concentration Of Credit Risk	12 Months Ended
Concentration Of Credit Risk	Dec. 31, 2013
Concentration Of Credit Risk [Abstract]
Concentration Of Credit Risk	Note 20 – Concentration of credit risk The Bank has a diversified loan portfolio consisting of commercial, real estate and consumer (installment) loans. Substantially all of the Bank’s customers are residents or operate business ventures in its market area consisting primarily of the Lynchburg metropolitan area. Therefore, a substantial portion of its debtors’ ability to honor their contracts and the Bank’s ability to realize the value of any underlying collateral, if needed, is influenced by the economic conditions in this market area. The Bank maintains a significant portion of its cash balances with one financial institution. Uninsured cash balances were approximately $5,529 and $1,475, which consisted of the total balances in two accounts at the Federal Home Loan Bank of Atlanta and the balance held in one account at Community Bankers’ Bank, at December 31, 2013 and 2012, respectively. The increase from 2012 to 2013 is primarily due to the expiration of the temporary FDIC limits promulgated by the Emergency Economic Stabilization Act of 2008 that expired on January 1, 2013.

The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.

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