Business Segments (Tables)

12 Months Ended

Dec. 31, 2013

Schedule Of Segment Reporting Information


Business Segments

	Community
	Banking	Mortgage	Total
For the year ended December 31, 2013
Net interest income	$ 15,989	$ -	$ 15,989
Provision for loan losses	540	-	540
Net interest income after provision for loan losses	15,449	-	15,449
Noninterest income	2,223	1,255	3,478
Noninterest expenses	13,853	972	14,825
Income before income taxes	3,819	283	4,102
Income tax expense	962	80	1,042
Net income	$ 2,857	$ 203	$ 3,060
Total assets	$ 432,522	$ 1,989	$ 434,511

For the year ended December 31, 2012
Net interest income	$ 15,737	$ -	$ 15,737
Provision for loan losses	2,289	-	2,289
Net interest income after provision for loan losses	13,448	-	13,448
Noninterest income	2,361	1,257	3,618
Noninterest expenses	13,404	987	14,391
Income before income taxes	2,405	270	2,675
Income tax expense	451	92	543
Net income	$ 1,954	$ 178	$ 2,132
Total assets	$ 440,452	$ 929	$ 441,381

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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