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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash flows from operating activities    
Net Income $ 3,060 $ 2,132
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 720 681
Net amortization and accretion of premiums and discounts on securities 338 547
(Gain) on sale of available for sale securities (456) (674)
Provision for loan losses 540 2,289
Loss on sale of other real estate owned 13 77
(Increase) in loans held-for-sale (1,017) (470)
(Benefit) expense for deferred income taxes 278 (312)
Amortization of tax credit investment 247 247
(Increase) in cash value of life insurance (299) (323)
Loss on disposition of equipment 2  
Decrease in interest receivable 197 26
Decrease in other assets 144 393
Decrease in income taxes receivable 176 51
(Decrease) in interest payable (5) (41)
Increase (decrease) in other liabilities 485 (224)
Writedown on other real estate owned 368 650
Net cash provided by operating activities 4,791 5,049
Cash flows from investing activities    
Purchases of securities held to maturity (485)  
Proceeds from maturities and calls of securities held to maturity   5,000
Purchases of securities available for sale (30,367) (44,343)
Proceeds from maturities, calls and paydowns of securities available-for-sale 2,316 18,849
Proceeds from sale of securities available for sale 27,867 24,665
Redemption of Federal Home Loan Bank stock 110 439
Proceeds from sale of other real estate owned 716 1,283
Improvements to other real estate owned   (5)
Origination of loans, net of principal collected (21,048) (4,321)
Proceeds from disposition of fixed assets 15  
Recoveries of loans charged off      
Purchases of premises and equipment (821) (414)
Net cash (used in) provided by investing activities (21,697) 1,153
Cash flows from financing activities    
Net (decrease) increase in deposits (11,617) 24,781
Net increase in federal funds purchased 4,108  
Net (decrease) in repurchase agreements   (8,379)
Net (decrease) in Federal Home Loan Bank advances   (8,000)
Payoff of 6% senior capital notes due 4/1/2012   (7,000)
Proceeds from issuance of 6% senior capital notes due 4/1/2017   10,000
Proceeds from exercise of stock options 88 54
Net cash (used in) provided by financing activities (7,421) 11,456
(Decrease) increase in cash and cash equivalents (24,327) 17,658
Cash and cash equivalents at beginning of period 40,998 23,340
Cash and cash equivalents at end of period 16,671 40,998
Non cash transactions    
Transfer of loans to foreclosed assets 860 2,070
Portion of foreclosed assets financed 424 1,206
Fair value adjustment for securities (4,528) 942
Cash transactions    
Cash paid for interest 2,444 3,057
Cash paid for taxes $ 1,275 $ 800