Business Segments (Tables)

9 Months Ended

Sep. 30, 2014

Schedule Of Segment Reporting Information, By Segment


Business Segments

	Community
	Banking	Mortgage	Total
Nine months ended September 30, 2014
Net interest income	$ 12,126	$ -	$ 12,126
Provision for loan losses	55	-	55
Net interest income after provision for loan losses	12,071	-	12,071
Noninterest income	1,389	1,214	2,603
Noninterest expenses	10,071	1,034	11,105
Income before income taxes	3,389	180	3,569
Income tax expense	1,044	63	1,107
Net income	$ 2,345	$ 117	$ 2,462
Total assets	$ 449,623	$ 2,063	$ 451,686

Nine months ended September 30, 2013
Net interest income	$ 11,845	$ -	$ 11,845
Provision for loan losses	290	-	290
Net interest income after provision for loan losses	11,555	-	11,555
Noninterest income	1,684	954	2,638
Noninterest expenses	10,006	764	10,770
Income before income taxes	3,233	190	3,423
Income tax expense	960	65	1,025
Net income	$ 2,273	$ 125	$ 2,398
Total assets	$ 434,493	$ 879	$ 435,372

	Community
	Banking	Mortgage	Total
Three months ended September 30, 2014
Net interest income	$ 4,149	$ -	$ 4,149
Provision for loan losses	-	-	-
Net interest income after provision for loan losses	4,149	-	4,149
Noninterest income	411	518	929
Noninterest expenses	3,224	515	3,739
Income before income taxes	1,336	3	1,339
Income tax expense	409	16	425
Net income (loss)	$ 927	$ (13)	$ 914
Total assets	$ 449,623	$ 2,063	$ 451,686

Three months ended September 30, 2013
Net interest income	$ 3,967	$ -	$ 3,967
Provision for loan losses	-	-	-
Net interest income after provision for loan losses	3,967	-	3,967
Noninterest income	474	295	769
Noninterest expenses	3,376	192	3,568
Income before income taxes	1,065	103	1,168
Income tax expense	332	23	355
Net income	$ 733	$ 80	$ 813
Total assets	$ 434,493	$ 879	$ 435,372

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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