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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest Income        
Loans $ 4,453 $ 4,213 $ 12,909 $ 12,575
Securities        
US Government and agency obligations 172 182 526 544
Mortgage backed securities 13 25 71 39
Municipals 71 124 291 417
Dividends 5 4 37 34
Other (Corporates) 8 16 34 44
Federal Funds sold 4 9 13 24
Total interest income 4,726 4,573 13,881 13,677
Deposits        
NOW, money market savings 125 121 364 369
Time Deposits 281 316 879 956
Federal Funds purchased 2   4  
FHLB borrowings 19 19 57 57
Reverse repurchase agreements     1  
Capital notes 150 150 450 450
Total interest expense 577 606 1,755 1,832
Net interest income 4,149 3,967 12,126 11,845
Provision for loan losses     55 290
Net interest income after provision for loan losses 4,149 3,967 12,071 11,555
Other Operating Income        
Mortgage fee income 518 295 1,214 954
Service charges, fees and commissions 322 351 1,036 979
Increase in cash value of life insurance 70 75 213 226
Other 13 37 54 74
Gain on sale of available-for-sale securities, net 6 11 86 405
Total other operating income 929 769 2,603 2,638
Other operating expenses        
Salaries and employee benefits 1,978 1,755 5,767 5,257
Occupancy 287 302 912 892
Equipment 322 259 937 760
Supplies 92 84 294 267
Professional, data processing, and other outside expense 593 582 1,768 1,712
Marketing 113 93 342 274
Credit expense 80 55 167 174
Other real estate expenses 9 60 166 400
FDIC insurance expense 77 143 184 430
Other 188 235 568 604
Total other operating expenses 3,739 3,568 11,105 10,770
Income before income taxes 1,339 1,168 3,569 3,423
Income tax expense 425 355 1,107 1,025
Net Income $ 914 $ 813 $ 2,462 $ 2,398
Weighted average shares outstanding - basic 3,364,874 3,352,725 3,364,874 3,352,725
Weighted average shares outstanding- diluted 3,364,874 3,356,874 3,364,874 3,354,290
Income per common share - basic $ 0.27 $ 0.24 $ 0.73 $ 0.72
Income per common share - diluted $ 0.27 $ 0.24 $ 0.73 $ 0.71