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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest Income        
Loans $ 4,758 $ 4,268 $ 9,386 $ 8,456
Securities        
US Government and agency obligations 143 174 283 354
Mortgage backed securities 18 25 28 58
Municipals - taxable 22 64 47 137
Municipals - taxable exempt 11 36 21 83
Dividends 29 26 34 32
Other (Corporates) 2 11 3 26
Interest bearing deposits 4   6  
Federal Funds sold 4 6 9 9
Total interest income 4,991 4,610 9,817 9,155
Deposits        
NOW, money market savings 123 121 245 239
Time Deposits 391 297 723 598
Federal Funds purchased     1 2
FHLB borrowings 3 19 28 38
Reverse repurchase agreements       1
Capital notes 150 150 300 300
Total interest expense 667 587 1,297 1,178
Net interest income 4,324 4,023 8,520 7,977
Provision for loan losses 57   157 55
Net interest income after provision for loan losses 4,267 4,023 8,363 7,922
Non-interest        
Mortgage income 613 407 1,136 696
Service charges, fees and commissions 348 364 666 714
Increase in cash value of life insurance 68 72 136 143
Other 45 28 54 41
Gain on sales of available-for-sale securities, net 4 86 33 80
Total Non-interest income 1,078 957 2,025 1,674
Non-interest expenses        
Salaries and employee benefits 2,128 1,904 4,211 3,789
Occupancy 312 312 601 625
Equipment 304 328 603 615
Supplies 108 97 204 202
Professional, data processing, and other outside expense 560 562 1,046 1,175
Marketing 148 132 224 229
Credit expense 63 50 136 87
Other real estate expenses 32 100 37 157
FDIC insurance expense 79 77 153 107
Other 201 195 400 380
Total non-interest expenses 3,935 3,757 7,615 7,366
Income before income taxes 1,410 1,223 2,773 2,230
Income tax expense 453 380 889 682
Net Income $ 957 $ 843 $ 1,884 $ 1,548
Weighted average common shares outstanding - basic 3,371,616 3,364,874 3,371,616 3,364,874
Weighted average common shares outstanding- diluted 3,371,616 3,364,874 3,371,616 3,364,874
Earnings per common share - basic $ 0.28 $ 0.25 $ 0.56 $ 0.46
Earnings per common share - diluted $ 0.28 $ 0.25 $ 0.56 $ 0.46