XML 56 R41.htm IDEA: XBRL DOCUMENT v3.3.1.900
Income Taxes (Tables)
12 Months Ended
Dec. 31, 2015
Income Taxes [Abstract]  
Schedule Of Income Tax Expense

 

 

 

 

 

 

 

 

 

December 31,

 

 

 

2015

 

2014

 

Current federal income tax expense

 

$1,725 

 

$926 

 

Deferred federal income tax (benefit) expense

 

(74)

 

362 

 

Income tax expense

 

$1,651 

 

$1,288 

 

Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate

 

 

 

2015

 

2014

 

Computed “expected” income tax expense

 

$1,817 

 

$1,599 

 

Increase (reduction) in income tax resulting from:

 

 

 

 

 

Non-taxable income

 

(106)

 

(134)

 

Non-deductible expenses

 

38 

 

27 

 

Tax credit investments

 

(98)

 

(204)

 

Income tax expense

 

$1,651 

 

$1,288 

 

Schedule Of Deferred Tax Assets And Liabilities

 

 

 

 

 

 

 

 

 

2015

 

2014

 

Deferred tax assets

 

 

 

 

 

  Allowance for loan losses

 

$881 

 

$785 

 

  Unrealized loss on available-for-sale securities

 

305 

 

201 

 

  OREO

 

124 

 

169 

 

  Non-accrual interest

 

432 

 

484 

 

  Other

 

64 

 

-

 

Gross deferred tax assets

 

1,806 

 

1,639 

 

 

 

 

 

 

 

Deferred tax liabilities

 

 

 

 

 

  Depreciation

 

204 

 

208 

 

  Other

 

203 

 

210 

 

Gross deferred tax liabilities

 

407 

 

418 

 

Net deferred tax asset

 

$1,399 

 

$1,221