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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest Income    
Loans $ 4,978 $ 4,628
Securities    
US Government and agency obligations 139 140
Mortgage backed securities 52 10
Municipals - taxable 34 25
Municipals - taxable exempt 10 10
Dividends 6 5
Other (Corporates) 6 1
Interest bearing deposits 6 2
Federal Funds sold 4 5
Total interest income 5,235 4,826
Deposits    
NOW, money market savings 136 122
Time Deposits 400 332
Federal Funds purchased 4 1
FHLB borrowings   25
Capital notes 8 150
Total interest expense 548 630
Net interest income 4,687 4,196
Provision for loan losses 200 100
Net interest income after provision for loan losses 4,487 4,096
Noninterest income    
Gain on sales of loans held for sale, net 491 523
Service charges, fees and commissions 372 318
Increase in cash value of life insurance 65 67
Other 15 10
Gain on sales of available-for-sale securities, net 65 29
Total Non-interest income 1,008 947
Noninterest expenses    
Salaries and employee benefits 2,237 2,083
Occupancy 332 289
Equipment 319 299
Supplies 119 96
Professional, data processing, and other outside expense 662 486
Marketing 119 76
Credit expense 83 73
Other real estate expenses 1 5
FDIC insurance expense 92 74
Other 226 199
Total non-interest expenses 4,190 3,680
Income before income taxes 1,305 1,363
Income tax expense 418 436
Net Income $ 887 $ 927
Weighted average common shares outstanding - basic 4,378,436 3,371,616
Weighted average common shares outstanding- diluted 4,378,436 3,371,616
Earnings per common share - basic $ 0.20 $ 0.27
Earnings per common share - diluted $ 0.20 $ 0.27