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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Dec. 31, 2017
Cash flows from operating activities          
Net Income $ 1,404 $ 1,015 $ 3,827 $ 2,562  
Adjustments to reconcile net income to net cash provided by operating activities:          
Depreciation and amortization     679 601  
Net amortization and accretion of premiums and discounts on securities     312 280  
(Gain) on sales of available-for-sale securities       (113)  
(Gain) on sales of loans held for sale (767) (694) (2,260) (1,663)  
Proceeds from sales of loans held for sale     89,949 63,271  
Origination of loans held for sale     (87,592) (59,277)  
Provision for loan losses 190 200 527 745 $ 993
Loss on sale of other real estate owned     39   1
Impairment of other real estate owned     160 60  
(Increase) in cash value of life insurance (86) (86) (256) (259)  
(Increase) in interest receivable     (163) (218)  
(Increase) decrease in other assets     (79) 69  
Decrease (increase) in income taxes receivable     51 (61)  
Increase in interest payable     20 12  
Increase in other liabilities     671 355  
Net cash provided by operating activities     5,885 6,364  
Cash flows from investing activities          
Proceeds from calls of securities held-to-maturity     2,000    
Purchases of securities available-for-sale     (998) (20,728)  
Proceeds from maturities, calls and paydowns of securities available-for-sale     1,666 2,655  
Proceeds from sale of securities available-for-sale       9,941  
(Purchase) of Federal Reserve Bank stock       (90)  
Redemption (purchase) of Federal Home Loan Bank stock     43 (42)  
Proceeds from sale of other real estate owned     846 515  
Improvements to other real estate owned       (29)  
Origination of loans, net of principal collected     (34,459) (30,971)  
Capital improvements to other real estate owned       (29)  
Proceeds from sale of other assets       1  
Purchases of premises and equipment     (704) (1,574)  
Net cash (used in) investing activities     (31,606) (40,322)  
Cash flows from financing activities          
Net increase in deposits     39,954 37,403  
Dividends paid to common stockholders     (787) (788)  
Proceeds from sale of 4% capital notes due 1/24/2022       5,000  
Net cash provided by financing activities     39,167 41,615  
Increase in cash and cash equivalents     13,446 7,657  
Cash and cash equivalents at beginning of period     37,018 28,683 28,683
Cash and cash equivalents at end of period $ 50,464 $ 36,340 50,464 36,340 37,018
Non cash transactions          
Transfer of loans to other real estate owned     850 815 $ 815
Unrealized (losses) gains on securities available-for-sale     (2,009) 906  
Cash transactions          
Cash paid for interest     2,716 2,156  
Cash paid for income taxes     $ 975 $ 1,275