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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities    
Net Income $ 5,302 $ 2,922
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 930 811
Net amortization and accretion of premiums and discounts on securities 413 386
(Gain) on sales of available-for-sale securities   (113)
(Gain) on sales of loans held for sale (2,918) (2,434)
Provision for loan losses 716 993
Loss on sale of other real estate owned 39 1
(Benefit) expense for deferred income taxes (132) 764
(Increase) in cash value of life insurance (341) (345)
(Increase) in interest receivable (29) (335)
(Increase) in other assets (258) (3)
Decrease (increase) in income taxes receivable 264 (152)
Increase in interest payable 16 23
Increase in other liabilities 512 498
Proceeds from sales of loans held for sale 119,205 93,163
Origination of loans held for sale (115,331) (89,522)
Valuation Adjustment on other real estate owned 185 60
Net cash provided by operating activities 8,573 6,717
Cash flows from investing activities    
Purchases of securities held-to-maturity   (2,437)
Proceeds from maturities and calls of securities held-to-maturity 2,000  
Purchases of securities available-for-sale (998) (27,395)
Proceeds from maturities, calls and paydowns of securities available-for-sale 2,204 3,233
Proceeds from sale of securities available-for-sale   9,940
(Purchase) of Federal Reserve Bank stock   (90)
Redemption (purchase) of Federal Home Loan Bank stock 43 (42)
Proceeds from sale of other real estate owned 846 514
Improvements to other real estate owned   (40)
Origination of loans, net of principal collected (40,560) (18,824)
Purchases of loans, net of principle collected   (9,653)
Purchases of premises and equipment (2,301) (1,919)
Net cash (used in) investing activities (38,766) (46,713)
Cash flows from financing activities    
Net increase in deposits 44,550 44,381
Dividends paid to common stockholders (1,050) (1,050)
Proceeds from sale of 4% capital notes due 1/24/2022   5,000
Net cash provided by financing activities 43,500 48,331
Increase in cash and cash equivalents 13,307 8,335
Cash and cash equivalents at beginning of period 37,018 28,683
Cash and cash equivalents at end of period 50,325 37,018
Non cash transactions    
Transfer of loans to other real estate owned 850 815
Unrealized (losses) gains on securities available-for-sale (979) 564
Cash transactions    
Cash paid for interest 3,779 2,970
Cash paid for income taxes $ 1,275 $ 1,825