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Consolidated Statements Of Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Interest Income        
Loans $ 7,080,000 $ 6,460,000 $ 20,550,000 $ 18,329,000
Securities        
US Government and agency obligations 176,000 187,000 545,000 571,000
Mortgage backed securities 54,000 62,000 171,000 196,000
Municipals - taxable 77,000 81,000 237,000 243,000
Municipals - tax exempt   2,000 2,000 5,000
Dividends 9,000 9,000 60,000 40,000
Other (Corporates) 23,000 23,000 70,000 70,000
Interest bearing deposits 88,000 60,000 253,000 151,000
Federal Funds sold 89,000 96,000 332,000 255,000
Total interest income 7,596,000 6,980,000 22,220,000 19,860,000
Deposits        
NOW, money market savings 414,000 261,000 1,082,000 684,000
Time Deposits 926,000 679,000 2,500,000 1,885,000
FHLB borrowings       17,000
Finance leases 41,000   41,000  
Capital notes 50,000 50,000 150,000 150,000
Total interest expense 1,431,000 990,000 3,773,000 2,736,000
Net interest income 6,165,000 5,990,000 18,447,000 17,124,000
Provision for loan losses 108,000 190,000 434,000 527,000
Net interest income after provision for loan losses 6,057,000 5,800,000 18,013,000 16,597,000
Noninterest income        
Gain on sales of loans held for sale 1,337,000 767,000 3,103,000 2,260,000
Service charges, fees and commissions 448,000 446,000 1,348,000 1,375,000
Increase in cash value of life insurance 81,000 86,000 248,000 256,000
Other 4,000 20,000 49,000 55,000
Gain on sales and calls of securities, net 291,000   291,000  
Total noninterest income 2,161,000 1,319,000 5,039,000 3,946,000
Noninterest expenses        
Salaries and employee benefits 3,356,000 2,853,000 9,437,000 8,398,000
Occupancy 414,000 388,000 1,252,000 1,143,000
Equipment 527,000 414,000 1,521,000 1,191,000
Supplies 163,000 124,000 467,000 413,000
Professional, data processing, and other outside expense 887,000 761,000 2,561,000 2,413,000
Marketing 228,000 165,000 649,000 492,000
Credit expense 195,000 140,000 478,000 377,000
Other real estate expenses 200,000 110,000 340,000 236,000
FDIC insurance expense 87,000 99,000 275,000 299,000
Other 316,000 310,000 967,000 805,000
Total noninterest expenses 6,373,000 5,364,000 17,947,000 15,767,000
Income before income taxes 1,845,000 1,755,000 5,105,000 4,776,000
Income tax expense 371,000 351,000 1,020,000 949,000
Net Income $ 1,474,000 $ 1,404,000 $ 4,085,000 $ 3,827,000
Weighted average shares outstanding - basic 4,378,436 4,378,436 4,378,436 4,378,436
Weighted average shares outstanding- diluted 4,385,331 4,378,436 4,383,128 4,378,466
Earnings per common share - basic $ 0.34 $ 0.32 $ 0.93 $ 0.87
Earnings per common share - diluted $ 0.34 $ 0.32 $ 0.93 $ 0.87