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Consolidated Statements Of Cash Flows - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2019
Mar. 31, 2019
Sep. 30, 2018
Mar. 31, 2018
Sep. 30, 2019
Sep. 30, 2018
Dec. 31, 2018
Cash flows from operating activities              
Net Income $ 1,474,000 $ 1,234,000 $ 1,404,000 $ 1,123,000 $ 4,085,000 $ 3,827,000  
Adjustments to reconcile net income to net cash provided by operating activities:              
Depreciation and amortization         983,000 679,000  
Stock based compensation expense         80,000    
Net amortization and accretion of premiums and discounts on securities         298,000 312,000  
(Gain) on sales of available-for-sale securities         (291,000)    
(Gain) on sales of loans held for sale (1,337,000)   (767,000)   (3,103,000) (2,260,000)  
Proceeds from sales of loans held for sale         114,119,000 89,949,000  
Origination of loans held for sale         (114,976,000) (87,592,000)  
Provision for loan losses 108,000   190,000   434,000 527,000 $ 716,000
Loss on sale of other real estate owned         13,000 39,000  
Impairment of other real estate owned         286,000 160,000  
(Increase) in cash value of life insurance (81,000)   (86,000)   (248,000) (256,000)  
(Increase) in interest receivable         (13,000) (163,000)  
Decrease (increase) in other assets         234,000 (79,000)  
Decrease in income taxes receivable         1,019,000 51,000  
Increase in interest payable         40,000 20,000  
(Decrease) increase in other liabilities         (1,000) 671,000  
Net cash provided by operating activities         2,959,000 5,885,000  
Cash flows from investing activities              
Proceeds from calls of securities held-to-maturity           2,000,000  
Purchases of securities available-for-sale         (6,369,000) (998,000)  
Proceeds from maturities, calls and paydowns of securities available-for-sale         1,462,000 1,666,000  
Proceeds from sale of securities available-for-sale         6,427,000    
(Purchase) redemption of Federal Home Loan Bank stock         (44,000) 43,000  
Proceeds from sale of other real estate owned         349,000 846,000  
Origination of loans, net of principal collected         (21,883,000) (34,459,000)  
Purchases of premises and equipment         (3,890,000) (704,000)  
Net cash (used in) investing activities         (23,948,000) (31,606,000)  
Cash flows from financing activities              
Net increase in deposits         20,990,000 39,954,000  
Principal payments on finance lease obligations         (81,000)    
Dividends paid to common stockholders         (789,000) (787,000)  
Net cash provided by financing activities         20,120,000 39,167,000  
(Decrease) increase in cash and cash equivalents         (869,000) 13,446,000  
Cash and cash equivalents at beginning of period   $ 50,325,000   $ 37,018,000 50,325,000 37,018,000 37,018,000
Cash and cash equivalents at end of period $ 49,456,000   $ 50,464,000   49,456,000 50,464,000 $ 50,325,000
Non cash transactions              
Transfer of loans to other real estate owned         460,000 850,000  
Fair value adjustment for securities available-for-sale         3,190,000 (2,009,000)  
Lease liabilities arising from right-of-use assets         6,373,000    
Cash transactions              
Cash paid for interest         3,733,000 2,716,000  
Cash paid for income taxes         $ 975,000