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Consolidated Statements Of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Interest Income    
Loans $ 27,559 $ 24,836
Securities    
US Government and agency obligations 755 760
Mortgage backed securities 220 256
Municipals - taxable 312 324
Municipals - tax exempt 3 7
Dividends 93 74
Other (Corporates) 94 94
Interest bearing deposits 326 227
Federal Funds sold 454 393
Total interest income 29,816 26,971
Deposits    
NOW, money market savings 1,537 961
Time Deposits 3,456 2,617
FHLB borrowings   17
Finance leases 71  
Capital notes 200 200
Total interest expense 5,264 3,795
Net interest income 24,552 23,176
Provision for loan losses 523 716
Net interest income after provision for loan losses 24,029 22,460
Noninterest income    
Gain on sales of loans held for sale 4,254 2,918
Service charges, fees and commissions 1,785 1,871
Life insurance income 679 341
Other 76 105
Gain on sales and calls of securities, net 394  
Total noninterest income 7,188 5,235
Noninterest expenses    
Salaries and employee benefits 13,092 11,279
Occupancy 1,655 1,522
Equipment 2,107 1,600
Supplies 597 548
Professional, data processing, and other outside expense 3,432 3,226
Marketing 866 611
Credit expense 653 528
Other real estate expenses 366 277
FDIC insurance expense 226 398
Other 1,289 1,075
Total noninterest expenses 24,283 21,064
Income before income taxes 6,934 6,631
Income tax expense 1,329 1,329
Net Income $ 5,605 $ 5,302
Weighted average shares outstanding - basic 4,375,814 4,378,436
Weighted average shares outstanding- diluted 4,381,597 4,378,459
Earnings per common share - basic $ 1.28 $ 1.21
Earnings per common share - diluted $ 1.28 $ 1.21