XML 57 R47.htm IDEA: XBRL DOCUMENT
v3.20.2

Loans, Allowance For Loan Losses And OREO (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands | Jun. 30, 2020 | Dec. 31, 2019
--- | --- | ---
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | $ 8,530 | $ 4,897
Current |  | 621,227 | 573,206
Total loans | [1] | 629,757 | 578,103
Recorded Investment > 90 Days & Accruing |  |  |
30 to 59 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 2,608 | 1,893
60 to 89 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 1,037 | 1,994
Greater than 90 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 4,885 | 1,010
Commercial [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 990 | 1,346
Current |  | 174,656 | 112,911
Total loans |  | 175,646 | 114,257
Recorded Investment > 90 Days & Accruing |  |  |
Commercial [Member] | 30 to 59 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 521 | 146
Commercial [Member] | 60 to 89 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 284 | 1,084
Commercial [Member] | Greater than 90 Days Past Due [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 185 | 116
Commercial Real Estate [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total loans |  | 301,700 | 303,900
Commercial Real Estate [Member] | Commercial Mortgages-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 4,671 | 569
Current |  | 99,691 | 104,223
Total loans |  | 104,362 | 104,792
Recorded Investment > 90 Days & Accruing |  |  |
Commercial Real Estate [Member] | Commercial Mortgages-Non-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 1,129 | 517
Current |  | 176,015 | 181,730
Total loans |  | 177,144 | 182,247
Recorded Investment > 90 Days & Accruing |  |  |
Commercial Real Estate [Member] | Commercial Construction [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Current |  | 20,194 | 16,861
Total loans |  | 20,194 | 16,861
Recorded Investment > 90 Days & Accruing |  |  |
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 230 | 234
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 550 | 58
Commercial Real Estate [Member] | 60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 587 | 192
Commercial Real Estate [Member] | 60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 157 | 9
Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 3,854 | 143
Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 422 | 450
Residential [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total loans |  | 65,256 | 70,001
Residential [Member] | Residential Mortgages [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 1,006 | 1,451
Current |  | 49,367 | 53,833
Total loans |  | 50,373 | 55,284
Recorded Investment > 90 Days & Accruing |  |  |
Residential [Member] | Residential Consumer Construction [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  |  | 492
Current |  | 14,883 | 14,225
Total loans |  | 14,883 | 14,717
Recorded Investment > 90 Days & Accruing |  |  |
Residential [Member] | 30 to 59 Days Past Due [Member] | Residential Mortgages [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 835 | 595
Residential [Member] | 30 to 59 Days Past Due [Member] | Residential Consumer Construction [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  |  | 492
Residential [Member] | 60 to 89 Days Past Due [Member] | Residential Mortgages [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  |  | 576
Residential [Member] | Greater than 90 Days Past Due [Member] | Residential Mortgages [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 171 | 280
Consumer [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total loans |  | 87,155 | 89,945
Consumer [Member] | Consumer Unsecured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 14 | 55
Current |  | 4,880 | 6,812
Total loans |  | 4,894 | 6,867
Recorded Investment > 90 Days & Accruing |  |  |
Consumer [Member] | Consumer Secured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 720 | 467
Current |  | 81,541 | 82,611
Total loans |  | 82,261 | 83,078
Recorded Investment > 90 Days & Accruing |  |  |
Consumer [Member] | 30 to 59 Days Past Due [Member] | Consumer Unsecured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 14 | 52
Consumer [Member] | 30 to 59 Days Past Due [Member] | Consumer Secured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 458 | 316
Consumer [Member] | 60 to 89 Days Past Due [Member] | Consumer Unsecured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  |  | 3
Consumer [Member] | 60 to 89 Days Past Due [Member] | Consumer Secured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | 9 | 130
Consumer [Member] | Greater than 90 Days Past Due [Member] | Consumer Secured [Member] |  |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |  |
Total Past Due |  | $ 253 | $ 21
[1] | Includes net deferred (fees) and costs/premiums of ($1,429) and $572 as of June 30, 2020 and December 31, 2019, respectively.

X
- Definition Amount of financing receivable 90 days or more past due and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable not past due. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentCurrent
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable past due. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_CommercialMortgagesOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_CommercialMortgagesNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_CommercialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_ResidentialConsumerConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_ConsumerUnsecuredMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=botj_ConsumerSecuredMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |