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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Cash flows from operating activities    
Net Income $ 4,980 $ 5,605
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,029 1,666
Stock based compensation expense 106 106
Net amortization and accretion of premiums and discounts on securities 405 398
Amortization of debt issuance costs 2  
(Gain) on sales of available-for-sale securities (644) (394)
(Gain) on sales of loans held for sale (7,812) (4,254)
Proceeds from sales of loans held for sale 303,085 165,097
Origination of loans held for sale (298,154) (163,394)
Provision for loan losses 2,548 523
(Gain) loss on sale of other real estate owned (29) 19
Impairment of other real estate owned 437 287
Benefit for deferred income taxes (838) (17)
Bank owned life insurance income (436) (679)
(Increase) in interest receivable (484) (124)
Decrease (increase) in other assets (474) 421
(Decrease) increase in interest payable (88) 46
Increase in other liabilities 566 286
Net cash provided by operating activities 5,199 5,592
Cash flows from investing activities    
Purchases of securities available-for-sale (51,150) (16,991)
Proceeds from maturities, calls and paydowns of securities available-for-sale 9,837 3,171
Proceeds from sale of securities available-for-sale 13,313 9,733
Purchases of bank owned life insurance (2,280)  
Life insurance proceeds 405  
Purchase of Federal Home Loan Bank stock (45) (44)
Proceeds from sale of other real estate owned 844 570
Origination of loans, net of principal collected (31,226) (44,566)
Purchases of premises and equipment (1,751) (4,398)
Net cash (used in) investing activities (62,053) (52,525)
Cash flows from financing activities    
Net increase in deposits 115,508 37,416
Principal payments on finance lease obligations (414) (156)
Repurchases of common stock (275) (315)
Dividends paid to common stockholders (1,215) (1,226)
Proceeds from sale of capital notes, net of issuance costs 10,025  
Retirement of capital notes (5,000)  
Net cash provided by financing activities 118,629 35,719
Increase (decrease) in cash and cash equivalents 61,775 (11,214)
Cash and cash equivalents at beginning of period 39,111 50,325
Cash and cash equivalents at end of period 100,886 39,111
Non cash transactions    
Transfer of loans to other real estate owned 18 785
Fair value adjustment for securities available-for-sale 2,274 2,833
Lease liabilities arising from right-of-use assets   6,373
Cash transactions    
Cash paid for interest 4,628 5,218
Cash paid for income taxes $ 1,585 $ 120