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Consolidated Statements Of Income - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest Income        
Loans $ 6,624,000 $ 6,732,000 $ 13,484,000 $ 13,737,000
Securities        
US Government and agency obligations 219,000 151,000 410,000 338,000
Mortgage backed securities 84,000 55,000 161,000 114,000
Municipals - taxable 193,000 80,000 336,000 155,000
Municipals - tax exempt 10,000   20,000  
Dividends 29,000 24,000 35,000 33,000
Other (Corporates) 50,000 23,000 100,000 46,000
Interest bearing deposits 5,000 6,000 19,000 70,000
Federal Funds sold 20,000 10,000 34,000 76,000
Total interest income 7,234,000 7,081,000 14,599,000 14,569,000
Deposits        
NOW, money market savings 138,000 166,000 273,000 492,000
Time Deposits 278,000 912,000 651,000 1,858,000
Finance leases 27,000 28,000 54,000 58,000
Capital notes 81,000 57,000 163,000 107,000
Total interest expense 524,000 1,163,000 1,141,000 2,515,000
Net interest income 6,710,000 5,918,000 13,458,000 12,054,000
Provision for loan losses   760,000   1,648,000
Net interest income after provision for loan losses 6,710,000 5,158,000 13,458,000 10,406,000
Noninterest income        
Gain on sales of loans held for sale 2,310,000 1,950,000 4,084,000 3,127,000
Service charges, fees and commissions 637,000 514,000 1,191,000 1,002,000
Life insurance income 100,000 110,000 198,000 188,000
Other 2,000 2,000 10,000 14,000
Gain on sales and calls of securities, net   213,000   644,000
Total noninterest income 3,049,000 2,789,000 5,483,000 4,975,000
Noninterest expenses        
Salaries and employee benefits 4,076,000 3,973,000 7,808,000 7,327,000
Occupancy 405,000 382,000 833,000 818,000
Equipment 631,000 569,000 1,257,000 1,178,000
Supplies 116,000 106,000 234,000 233,000
Professional, data processing, and other outside expense 1,035,000 970,000 1,949,000 1,894,000
Marketing 238,000 179,000 511,000 315,000
Credit expense 284,000 276,000 560,000 472,000
Other real estate expenses 7,000 21,000 73,000 120,000
FDIC insurance expense 123,000 87,000 288,000 144,000
Other 322,000 372,000 613,000 631,000
Total noninterest expenses 7,237,000 6,935,000 14,126,000 13,132,000
Income before income taxes 2,522,000 1,012,000 4,815,000 2,249,000
Income tax expense 508,000 191,000 966,000 433,000
Net Income $ 2,014,000 $ 821,000 $ 3,849,000 $ 1,816,000
Weighted average shares outstanding - basic and diluted 4,748,356 4,773,380 4,757,480 4,778,112
Earnings per common share - basic and diluted $ 0.42 $ 0.17 $ 0.81 $ 0.38