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Consolidated Statements Of Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest Income        
Loans $ 6,605,000 $ 6,958,000 $ 20,089,000 $ 20,695,000
Securities        
US Government and agency obligations 230,000 168,000 640,000 506,000
Mortgage backed securities 138,000 50,000 299,000 164,000
Municipals - taxable 234,000 93,000 572,000 248,000
Municipals - tax exempt 9,000 1,000 27,000 1,000
Dividends 4,000 15,000 39,000 48,000
Other (Corporates) 55,000 25,000 155,000 71,000
Interest bearing deposits 7,000 15,000 26,000 85,000
Federal Funds sold 33,000 13,000 67,000 89,000
Total interest income 7,315,000 7,338,000 21,914,000 21,907,000
Deposits        
NOW, money market savings 146,000 177,000 419,000 669,000
Time Deposits 239,000 844,000 890,000 2,702,000
Finance leases 26,000 29,000 80,000 87,000
Capital notes 82,000 85,000 245,000 192,000
Total interest expense 493,000 1,135,000 1,634,000 3,650,000
Net interest income 6,822,000 6,203,000 20,280,000 18,257,000
Provision for loan losses   700,000   2,348,000
Net interest income after provision for loan losses 6,822,000 5,503,000 20,280,000 15,909,000
Noninterest income        
Gain on sales of loans held for sale 2,091,000 2,459,000 6,175,000 5,586,000
Service charges, fees and commissions 612,000 498,000 1,803,000 1,500,000
Life insurance income 117,000 102,000 315,000 290,000
Other 2,000 5,000 12,000 19,000
Gain on sales and calls of securities, net       644,000
Total noninterest income 2,822,000 3,064,000 8,305,000 8,039,000
Noninterest expenses        
Salaries and employee benefits 4,093,000 3,713,000 11,901,000 11,040,000
Occupancy 437,000 419,000 1,270,000 1,237,000
Equipment 626,000 560,000 1,883,000 1,738,000
Supplies 120,000 120,000 354,000 353,000
Professional, data processing, and other outside expense 1,029,000 990,000 2,978,000 2,884,000
Marketing 209,000 185,000 720,000 500,000
Credit expense 309,000 359,000 869,000 831,000
Other real estate expenses 1,000 15,000 74,000 135,000
FDIC insurance expense 137,000 76,000 425,000 220,000
Other 337,000 307,000 950,000 938,000
Total noninterest expenses 7,298,000 6,744,000 21,424,000 19,876,000
Income before income taxes 2,346,000 1,823,000 7,161,000 4,072,000
Income tax expense 465,000 369,000 1,431,000 802,000
Net Income $ 1,881,000 $ 1,454,000 $ 5,730,000 $ 3,270,000
Weighted average shares outstanding - basic and diluted 4,740,657 4,773,380 4,750,235 4,776,523
Earnings per common share - basic and diluted $ 0.40 $ 0.30 $ 1.21 $ 0.68