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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities    
Net Income $ 7,589 $ 4,980
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,059 2,029
Stock based compensation expense 106 106
Net amortization and accretion of premiums and discounts on securities 516 405
Amortization of debt issuance costs 4 2
(Gain) on sales of available-for-sale securities   (644)
(Gain) on sales of loans held for sale (8,265) (7,812)
Proceeds from sales of loans held for sale 344,974 303,085
Origination of loans held for sale (331,235) (298,154)
(Recovery of) provision for loan losses (500) 2,548
Loss (gain) on sale of other real estate owned 87 (29)
Impairment of other real estate owned   437
Benefit for deferred income taxes 114 (838)
Bank owned life insurance income (430) (436)
Decrease (increase) in interest receivable 286 (484)
Decrease (increase) in other assets (269) (474)
(Decrease) in interest payable (39) (88)
Increase in other liabilities 788 566
Net cash provided by operating activities 15,785 5,199
Cash flows from investing activities    
Purchases of securities available-for-sale (83,964) (51,150)
Proceeds from maturities, calls and paydowns of securities available-for-sale 8,360 9,837
Proceeds from sale of securities available-for-sale   13,313
Purchases of bank owned life insurance (2,000) (2,280)
Life insurance proceeds   405
(Redemption) purchase of Federal Home Loan Bank stock 227 (45)
Proceeds from sale of other real estate owned 368 844
Origination of loans, net of principal collected 25,854  
Origination of loans, net of principal collected   (31,226)
Cash paid in acquistion, net of cash received (10,400)  
Purchases of premises and equipment (2,909) (1,751)
Net cash (used in) investing activities (64,464) (62,053)
Cash flows from financing activities    
Net increase in deposits 122,089 115,508
Principal payments on finance lease obligations (414) (414)
Repurchase of common stock (427) (275)
Dividends paid to common stockholders (1,271) (1,215)
Proceeds from bank loan 10,985  
Proceeds from sale of capital notes, net of issuance costs   10,025
Retirement of capital notes   (5,000)
Cash in lieu of fractional shares (16)  
Net cash provided by financing activities 130,946 118,629
Increase in cash and cash equivalents 82,267 61,775
Cash and cash equivalents at beginning of period 100,886 39,111
Cash and cash equivalents at end of period 183,153 100,886
Non cash transactions    
Transfer of loans to other real estate owned 111 18
Fair value adjustment for securities available-for-sale (4,022) 2,274
Cash transactions    
Cash paid for interest 2,141 4,628
Cash paid for income taxes 2,550 $ 1,585
Assets acquired, net of cash received 790  
Liabilities assumed $ 32