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Consolidated Statements Of Income - USD ($)
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest Income    
Loans $ 5,905,000 $ 6,860,000
Securities    
US Government and agency obligations 258,000 191,000
Mortgage backed securities 307,000 77,000
Municipals - taxable 271,000 143,000
Municipals - tax exempt 18,000 10,000
Dividends 4,000 6,000
Corporates 108,000 50,000
Interest bearing deposits 7,000 14,000
Federal Funds sold 37,000 14,000
Total interest income 6,915,000 7,365,000
Deposits    
NOW, money market savings 126,000 135,000
Time deposits 178,000 373,000
Finance leases 25,000 27,000
Other borrowings 114,000  
Capital notes 82,000 82,000
Total interest expense 525,000 617,000
Net interest income 6,390,000 6,748,000
Recovery of loan losses (300,000)  
Net interest income after recovery of loan losses 6,690,000 6,748,000
Noninterest income    
Gain on sales of loans held for sale 1,904,000 1,774,000
Service charges, fees and commissions 592,000 554,000
Wealth management fees 1,015,000  
Life insurance income 113,000 98,000
Other 7,000 8,000
Total noninterest income 3,631,000 2,434,000
Noninterest expenses    
Salaries and employee benefits 3,989,000 3,732,000
Occupancy 471,000 428,000
Equipment 606,000 626,000
Supplies 142,000 118,000
Professional, data processing, and other outside expense 1,054,000 914,000
Marketing 192,000 273,000
Credit expense 262,000 276,000
Other real estate expenses 6,000 66,000
FDIC insurance expense 130,000 165,000
Amortization of intangibles 140,000  
Other 656,000 291,000
Total noninterest expenses 7,648,000 6,889,000
Income before income taxes 2,673,000 2,293,000
Income tax expense 534,000 458,000
Net Income $ 2,139,000 $ 1,835,000
Weighted average shares outstanding - basic 4,740,657 4,766,601
Weighted average shares outstanding - diluted 4,740,657 4,766,601
Earnings per common share - basic $ 0.45 $ 0.38
Earnings per common share - diluted $ 0.45 $ 0.38