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Consolidated Statements Of Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest Income        
Loans $ 6,830,000 $ 6,605,000 $ 18,909,000 $ 20,089,000
Securities        
US Government and agency obligations 331,000 230,000 911,000 640,000
Mortgage backed securities 437,000 138,000 1,196,000 299,000
Municipals - taxable 257,000 234,000 812,000 572,000
Municipals - tax exempt 32,000 9,000 55,000 27,000
Dividends 5,000 4,000 36,000 39,000
Corporates 144,000 55,000 395,000 155,000
Interest bearing deposits 101,000 7,000 135,000 26,000
Federal Funds sold 262,000 33,000 463,000 67,000
Total interest income 8,399,000 7,315,000 22,912,000 21,914,000
Deposits        
NOW, money market savings 133,000 146,000 374,000 419,000
Time deposits 143,000 239,000 467,000 890,000
Finance leases 24,000 26,000 73,000 80,000
Other borrowings 117,000   339,000  
Capital notes 82,000 82,000 245,000 245,000
Total interest expense 499,000 493,000 1,498,000 1,634,000
Net interest income 7,900,000 6,822,000 21,414,000 20,280,000
Recovery of loan losses (300,000)   (900,000)  
Net interest income after recovery of loan losses 8,200,000 6,822,000 22,314,000 20,280,000
Noninterest income        
Gain on sales of loans held for sale 1,472,000 2,091,000 4,675,000 6,175,000
Service charges, fees and commissions 1,313,000 612,000 2,563,000 1,803,000
Wealth management fees 959,000   2,935,000  
Life insurance income 113,000 117,000 338,000 315,000
Other income (loss) (3,000) 2,000 8,000 12,000
Total noninterest income 3,854,000 2,822,000 10,519,000 8,305,000
Noninterest expenses        
Salaries and employee benefits 4,529,000 4,093,000 13,051,000 11,901,000
Occupancy 445,000 437,000 1,348,000 1,270,000
Equipment 647,000 626,000 1,870,000 1,883,000
Supplies 116,000 120,000 380,000 354,000
Professional, data processing, and other outside expense 1,619,000 1,029,000 3,544,000 2,978,000
Marketing 222,000 209,000 661,000 720,000
Credit expense 244,000 309,000 765,000 869,000
Other real estate expenses 195,000 1,000 207,000 74,000
FDIC insurance expense 121,000 137,000 382,000 425,000
Amortization of intangibles 140,000   420,000  
Other 601,000 337,000 1,491,000 950,000
Total noninterest expenses 8,879,000 7,298,000 24,119,000 21,424,000
Income before income taxes 3,175,000 2,346,000 8,714,000 7,161,000
Income tax expense 601,000 465,000 1,709,000 1,431,000
Net Income $ 2,574,000 $ 1,881,000 $ 7,005,000 $ 5,730,000
Weighted average number of shares 4,683,581 4,740,657 4,721,423 4,750,235
Weighted average diluted shares 4,683,581 4,740,657 4,721,423 4,750,235
Basic EPS (weighted avg shares) $ 0.55 $ 0.40 $ 1.48 $ 1.21
Diluted EPS (Including incremental shares) $ 0.55 $ 0.40 $ 1.48 $ 1.21