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Consolidated Statements Of Income - USD ($)
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest Income    
Loans $ 7,426,000 $ 5,905,000
Securities    
US Government and agency obligations 320,000 258,000
Mortgage backed securities 414,000 307,000
Municipals - taxable 282,000 271,000
Municipals - tax exempt 18,000 18,000
Dividends 8,000 4,000
Corporates 143,000 108,000
Interest bearing deposits 148,000 7,000
Federal Funds sold 339,000 37,000
Total interest income 9,098,000 6,915,000
Deposits    
NOW, money market savings 360,000 126,000
Time deposits 861,000 178,000
FHLB borrowings 31,000  
Finance leases 23,000 25,000
Other borrowings 99,000 114,000
Capital notes 82,000 82,000
Total interest expense 1,456,000 525,000
Net interest income 7,642,000 6,390,000
Provision for (recovery of) credit losses 140,000 (300,000)
Net interest income after provision for (recovery of) credit losses 7,502,000 6,690,000
Noninterest income    
Gain on sales of loans held for sale 923,000 1,904,000
Service charges, fees and commissions 983,000 592,000
Wealth management fees 1,006,000 1,015,000
Life insurance income 132,000 113,000
Other   7,000
Total noninterest income 3,044,000 3,631,000
Noninterest expenses    
Salaries and employee benefits 4,268,000 3,989,000
Occupancy 472,000 471,000
Equipment 676,000 606,000
Supplies 148,000 142,000
Professional, data processing, and other outside expense 1,371,000 1,054,000
Marketing 194,000 192,000
Credit expense 196,000 262,000
Other real estate expenses, net 26,000 6,000
FDIC insurance expense 104,000 130,000
Amortization of intangibles 140,000 140,000
Other 480,000 656,000
Total noninterest expenses 8,075,000 7,648,000
Income before income taxes 2,471,000 2,673,000
Income tax expense 487,000 534,000
Net Income $ 1,984,000 $ 2,139,000
Weighted average shares outstanding - basic 4,618,684 4,740,657
Weighted average shares outstanding - diluted 4,618,684 4,740,657
Earnings per common share – basic $ 0.43 $ 0.45
Earnings per common share – diluted $ 0.43 $ 0.45