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Consolidated Statements Of Cash Flows - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2023
Mar. 31, 2023
Jun. 30, 2022
Mar. 31, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Cash flows from operating activities              
Net Income $ 2,534,000 $ 1,984,000 $ 2,292,000 $ 2,139,000 $ 4,518,000 $ 4,431,000  
Adjustments to reconcile net income to net cash provided by operating activities:              
Depreciation and amortization         723,000 631,000  
Net amortization and accretion of premiums and discounts on securities         204,000 237,000  
Amortization of debt issuance costs         3,000 4,000  
(Gain) on sales of loans held for sale (1,153,000)   (1,299,000)   (2,076,000) (3,203,000)  
Proceeds from sales of loans held for sale         80,434,000 123,182,000  
Origination of loans held for sale         (82,095,000) (122,811,000)  
Recovery of credit losses (254,000)   (300,000)   (114,000) (600,000)  
Impairment of other real estate owned         26,000    
Amortization of intangibles 234,000   140,000   373,000 280,000  
Bank owned life insurance income (134,000)   (112,000)   (266,000) (225,000)  
Decrease (increase) in interest receivable         211,000 (251,000)  
(Increase) in other assets         (574,000) (649,000)  
Increase (decrease) in interest payable         180,000 (9,000)  
Increase in other liabilities         1,049,000 110,000  
Net cash provided by operating activities         2,596,000 1,127,000  
Cash flows from investing activities              
Purchases of securities available-for-sale         (4,206,000) (71,580,000)  
Proceeds from maturities, calls and paydowns of securities available-for-sale         4,843,000 6,027,000  
Purchases of bank owned life insurance         (1,800,000)    
Sale (purchase) of Federal Home Loan Bank stock         30,000 (63,000)  
Proceeds from sale of other real estate owned         40,000    
Origination of loans, net of principal collected         (6,183,000) (30,563,000)  
Purchases of premises and equipment         (310,000) (432,000)  
Net cash (used in) investing activities         (7,586,000) (96,611,000)  
Cash flows from financing activities              
Net increase (decrease) in deposits         18,954,000 (11,710,000)  
Principal payments on finance lease obligations         (182,000) (177,000)  
Principal payments on other borrowings         (284,000) (264,000)  
Repurchase of common stock         (997,000)    
Dividends paid to common stockholders         (734,000) (664,000)  
Net cash provided by (used in) financing activities         16,757,000 (12,815,000)  
Increase (decrease) in cash and cash equivalents         11,767,000 (108,299,000)  
Cash and cash equivalents at beginning of period   $ 61,762,000   $ 183,153,000 61,762,000 183,153,000 $ 183,153,000
Cash and cash equivalents at end of period $ 73,529,000   $ 74,854,000   73,529,000 74,854,000 61,762,000
Non cash transactions              
Transfer of loans to other real estate owned          
Fair value adjustment for securities available-for-sale         (1,668,000) (25,162,000)  
Cash transactions              
Cash paid for interest         3,514,000 1,008,000  
Cash paid for income taxes         $ 840,000 $ 900,000