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Consolidated Statements Of Cash Flows - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Mar. 31, 2023
Sep. 30, 2022
Mar. 31, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Cash flows from operating activities              
Net Income $ 2,078,000 $ 1,984,000 $ 2,574,000 $ 2,139,000 $ 6,596,000 $ 7,005,000  
Adjustments to reconcile net income to net cash provided by operating activities:              
Depreciation and amortization         1,079,000 1,022,000  
Net amortization (accretion) of premiums and discounts on securities         (579,000) 338,000  
Amortization of debt issuance costs         10,000 10,000  
(Gain) on sales of loans held for sale (989,000)   (1,472,000)   (3,065,000) (4,675,000)  
Proceeds from sales of loans held for sale         126,245,000 176,736,000  
Origination of loans held for sale         (124,082,000) (173,732,000)  
Recovery of credit losses (164,000)   (300,000)   (278,000) (900,000)  
Loss on sale of other real estate owned         3,000  
Impairment of other real estate owned         23,000 195,000  
Gain on sales of equipment         2,000    
Amortization of intangibles 46,000   140,000   420,000 420,000  
Bank owned life insurance income (139,000)   (113,000)   (405,000) (338,000)  
Loss on disposition of equipment         2,000    
Decrease (increase) in interest receivable         29,000 (318,000)  
(Increase) in other assets         (154,000) (838,000)  
Increase (decrease) in interest payable         292,000 (9,000)  
(Decrease) increase in other liabilities         (167,000) 447,000  
Net cash provided by operating activities         5,969,000 5,363,000  
Cash flows from investing activities              
Purchases of securities available-for-sale         (8,166,000) (71,581,000)  
Proceeds from maturities, calls and paydowns of securities available-for-sale         8,775,000 8,861,000  
Purchases of bank owned life insurance         (1,800,000)    
Purchase of Federal Home Loan Bank stock         (154,000) (63,000)  
Proceeds from sale of other real estate owned         540,000    
Origination of loans, net of principal collected         4,814,000 (36,748,000)  
Purchases of premises and equipment         (1,478,000) (921,000)  
Net cash provided by (used in) investing activities         2,531,000 (100,452,000)  
Cash flows from financing activities              
Net increase (decrease) in deposits         32,065,000 (3,987,000)  
Principal payments on finance lease obligations         (274,000) (267,000)  
Principal payments on other borrowings         (427,000) (393,000)  
Repurchase of common stock         (997,000) (1,402,000)  
Dividends paid to common stockholders         (1,100,000) (995,000)  
Net cash provided by (used in) financing activities         29,267,000 (7,044,000)  
Increase (decrease) in cash and cash equivalents         37,767,000 (102,133,000)  
Cash and cash equivalents at beginning of period   $ 61,762,000   $ 183,153,000 61,762,000 183,153,000 183,153,000
Cash and cash equivalents at end of period $ 99,529,000   $ 81,020,000   99,529,000 81,020,000 $ 61,762,000
Noncash transactions              
Fair value adjustment for securities available-for-sale         (3,793,000) (32,530,000)  
Cash transactions              
Cash paid for interest         6,181,000 1,507,000  
Cash paid for income taxes         $ 1,465,000 $ 1,430,000