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Consolidated Statements Of Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest Income        
Loans $ 7,990,000 $ 6,830,000 $ 23,251,000 $ 18,909,000
Securities        
U.S. Government and agency obligations 321,000 331,000 962,000 911,000
Mortgage backed securities 435,000 437,000 1,255,000 1,196,000
Municipals - taxable 286,000 257,000 853,000 812,000
Municipals - tax exempt 18,000 32,000 55,000 55,000
Dividends 8,000 5,000 49,000 36,000
Corporates 139,000 144,000 423,000 395,000
Interest bearing deposits 134,000 101,000 375,000 135,000
Federal Funds sold 812,000 262,000 1,601,000 463,000
Total interest income 10,143,000 8,399,000 28,824,000 22,912,000
Deposits        
NOW, money market savings 894,000 133,000 1,916,000 374,000
Time deposits 1,683,000 143,000 3,918,000 467,000
FHLB borrowings     31,000  
Finance leases 22,000 24,000 66,000 73,000
Other borrowings 98,000 117,000 297,000 339,000
Capital notes 82,000 82,000 245,000 245,000
Total interest expense 2,779,000 499,000 6,473,000 1,498,000
Net interest income 7,364,000 7,900,000 22,351,000 21,414,000
Recovery of credit losses (164,000) (300,000) (278,000) (900,000)
Net interest income after recovery of credit losses 7,528,000 8,200,000 22,629,000 22,314,000
Noninterest income        
Gain on sales of loans held for sale 989,000 1,472,000 3,065,000 4,675,000
Service charges, fees and commissions 1,004,000 1,313,000 2,942,000 2,563,000
Wealth management fees 1,050,000 959,000 3,098,000 2,935,000
Life insurance income 139,000 113,000 405,000 338,000
Other 19,000 (3,000) 179,000 8,000
Total noninterest income 3,201,000 3,854,000 9,689,000 10,519,000
Noninterest expenses        
Salaries and employee benefits 4,683,000 4,529,000 13,296,000 13,051,000
Occupancy 458,000 445,000 1,389,000 1,348,000
Equipment 501,000 647,000 1,813,000 1,870,000
Supplies 118,000 116,000 399,000 380,000
Professional, data processing, and other outside expense 1,371,000 1,619,000 4,154,000 3,544,000
Marketing 204,000 222,000 683,000 661,000
Credit expense 218,000 244,000 623,000 765,000
Other real estate expenses, net 3,000 195,000 36,000 207,000
FDIC insurance expense 126,000 121,000 321,000 382,000
Amortization of intangibles 46,000 140,000 420,000 420,000
Other 412,000 601,000 957,000 1,491,000
Total noninterest expenses 8,140,000 8,879,000 24,091,000 24,119,000
Income before income taxes 2,589,000 3,175,000 8,227,000 8,714,000
Income tax expense 511,000 601,000 1,631,000 1,709,000
Net Income $ 2,078,000 $ 2,574,000 $ 6,596,000 $ 7,005,000
Weighted average shares outstanding - basic 4,543,338 4,683,581 4,568,789 4,721,423
Weighted average shares outstanding - diluted 4,543,338 4,683,581 4,568,789 4,721,423
Earnings per common share – basic $ 0.46 $ 0.55 $ 1.44 $ 1.48
Earnings per common share – diluted $ 0.46 $ 0.55 $ 1.44 $ 1.48