<SEC-DOCUMENT>0001562762-23-000003.txt : 20230106
<SEC-HEADER>0001562762-23-000003.hdr.sgml : 20230106
<ACCEPTANCE-DATETIME>20230106163021
ACCESSION NUMBER:		0001562762-23-000003
CONFORMED SUBMISSION TYPE:	8-K/A
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20220801
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230106
DATE AS OF CHANGE:		20230106

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF THE JAMES FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001275101
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				200500300
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35402
		FILM NUMBER:		23515455

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1200
		CITY:			LYNCHBURG
		STATE:			VA
		ZIP:			24505
		BUSINESS PHONE:		4348462000
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>botj-20220801x8ka.htm
<DESCRIPTION>8-K/A
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color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">SECURITIES AND EXCHANGE COMMISSION</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Washington, D.C. 20549</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 18pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">FORM </span><ix:nonNumeric name="dei:DocumentType" id="ct-nonNumeric-8a3133b0-d8ef-4401-a2f7-3588e9a9870d" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">8-K/A</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Current Report</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Pursuant to Section 13 or 15(d)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">of The Securities Exchange Act of 1934</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Date of Report (Date of Earliest Event Reported): </span><ix:nonNumeric name="dei:DocumentPeriodEndDate" id="ct-nonNumeric-c6d7f181-1212-4ace-84d7-8fd148109b06" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt:datemonthdayyearen"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">August 1, 2022</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 22pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityRegistrantName" id="ct-nonNumeric-dcaa8f1c-db9d-473f-8153-b777892cc5ea" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 22pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC.</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(Exact Name of Registrant as Specified in Its Charter)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="ct-nonNumeric-d619814e-fa1a-4856-927c-12852e3b2b3f" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:stateprovnameen"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Virginia</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityFileNumber" id="ct-nonNumeric-364d37ec-64f5-4256-8c5c-670ff9f50caa" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">001-35402</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="ct-nonNumeric-ce96ab84-562f-44d7-94e3-ba32d4ca0ebc" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">20-0500300</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(State or other jurisdiction of</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">incorporation or organization)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Commission File Number)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(IRS Employer Identification No.)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="ct-nonNumeric-c9095f43-54c9-4276-b8f7-cbabb942ac47" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">828 Main Street</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="ct-nonNumeric-c6d144b7-ded6-4152-9346-6fadbd1044f0" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Lynchburg</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="ct-nonNumeric-4d0da318-4c01-445a-ba9b-b489de9e82f9" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">VA</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="ct-nonNumeric-03e68a11-8fc5-4aab-b84e-03de0c59f0cb" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">24504</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Address of Principal Executive Offices)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Zip code)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Registrant&#8217;s telephone number, including area code</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(</span><ix:nonNumeric name="dei:CityAreaCode" id="ct-nonNumeric-da20afc0-073e-4dd2-9016-dca17013b319" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">434</span></ix:nonNumeric><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">) </span><ix:nonNumeric name="dei:LocalPhoneNumber" id="ct-nonNumeric-384306e5-1151-465f-9661-206cb7f7f6d5" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">846-2000</span></ix:nonNumeric></p></td></tr><tr style="height: 0.03in;"><td colspan="3" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: middle;width: 100.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:WrittenCommunications" id="ct-nonNumeric-4ecce285-62b3-4ba6-99c8-a9aad7c189d2" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:SolicitingMaterial" id="ct-nonNumeric-c738e7a0-c709-41b8-a97d-14fae60afc30" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="ct-nonNumeric-f1a18529-cecc-41a8-a34e-1359e1cd0160" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="ct-nonNumeric-871c461e-f790-4c98-95e7-e44491aab95c" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Securities registered pursuant to Section 12(b) of the Act:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Title of Each Class</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Trading</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Symbol(s)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Name of Each Exchange</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">on Which Registered</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="ct-nonNumeric-4217cf5d-cb4a-4543-8429-197abf180426" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Common Stock, $2.14 par value</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="ct-nonNumeric-6b1559ae-c5a0-4c78-8ad0-1a33169741ef" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BOTJ</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">The </span><ix:nonNumeric name="dei:SecurityExchangeName" id="ct-nonNumeric-1fc740aa-766f-4706-abdd-690eef42d3ef" contextRef="Duration_8_1_2022_To_8_1_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">NASDAQ</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> Capital Market</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: Segoe UI Symbol;font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Emerging growth company </span><ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="ct-nonNumeric-a3b86709-06c8-4f84-b9c7-86b84d15e696" contextRef="Duration_8_1_2022_To_8_1_2022" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: right;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;"><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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    <div><p dir="ltr" style="background: #FFFFFF;font-family: 'Arial', 'sans-serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;vertical-align: baseline;"><ix:nonNumeric name="dei:AmendmentDescription" id="ct-nonNumeric-a6c0c784-d6bd-4e76-b215-fee2ce428e8a" contextRef="Duration_8_1_2022_To_8_1_2022" continuedAt="ct-nonNumeric-a6c0c784-d6bd-4e76-b215-fee2ce428e8a-continuation-0"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Explanatory Note</span></ix:nonNumeric></p><ix:continuation id="ct-nonNumeric-a6c0c784-d6bd-4e76-b215-fee2ce428e8a-continuation-0"><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;vertical-align: baseline;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">This Amendment No. 1 to Current Report on Form 8-K/A (the &#8220;Amendment&#8221;) amends the Current Report on Form 8-K filed by Bank of the James Financial Group, Inc. (the &#8220;Company&#8221;) on August 4, 2022 (the &#8220;Initial Filing&#8221;), which disclosed the appointment of Eric J. Sorenson, Jr. as </span><span style="white-space:pre-wrap; background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Executive Vice President-General Counsel of Bank of the James (the &#8220;Bank&#8221;), the wholly-owned bank subsidiary of the Company.  At the time of the initial filing, the terms of the Salary Continuation Agreement and Mr. Sorenson had not been finalized.  This Amendment is being filed to provide a summary of the terms of the Salary Continuation Agreement.</span></p></ix:continuation><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #333333;font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 5.02 - </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;text-indent: 0.50in;"><span style="white-space:pre-wrap; background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Effective January 1, 2023, Mr. Sorenson and the Bank entered into a Salary Continuation Agreement (the &#8220;Agreement&#8221;). Under the Salary Continuation Agreement, upon Mr. Sorenson&#8217;s retirement from the Bank&#8217;s employment at age 65 or older or death while still employed by the Bank, Mr. Sorenson is eligible to receive an annual retirement benefit of $60,000 per year for 15 years.</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The Agreement also provides </span><span style="white-space:pre-wrap; background: #FFFFFF;color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">a lesser benefit upon the occurrence of a voluntary termination before reaching age 65 or upon Mr. Sorenson&#8217;s disability. The amount of the annual benefit in either pre-retirement scenario is based on a vesting and accrual schedule set forth in the Agreement. The Agreement also provides for a lump sum benefit in the event of a change in control followed by the termination of Mr. Sorenson based on the amount set forth on the schedule attached to the Agreement. A fixed pre-retirement death benefit to be paid in a lump sum is provided for Mr. Sorenson. Payments under the Agreement are expected to be funded with bank owned life insurance policies on Mr. Sorenson.</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;text-indent: 0.50in;"><span style="white-space:pre-wrap; background: #FFFFFF;color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The foregoing summary of the terms of the Agreement by reference to the Agreement, a copy of which is filed herewith as Exhibits 10.1 and incorporated herein by reference.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 9.01 - Financial Statements and Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(a) Financial statements of businesses acquired &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(b) Pro forma financial information &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(c) Shell company transactions &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(d) Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.03in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit No.</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit Description</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">10.1</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><a href="botj-20220801xex10_1.htm"><span style="white-space:pre-wrap; color: #0563C1;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Salary Continuation Agreement by and between Bank of the James and Eric J. Sorenson, Jr., effective January 1, 2023</span></a></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">104</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The cover page from this Current Report on Form 8-K/A, formatted in Inline XBRL</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"><br />&#8206;</span><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">SIGNATURE</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.04in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 126pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Date: January 6, 2023</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 179.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC.</span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; display: inline-block;text-indent: 0;width: 2.000in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">By </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">/s/ J. Todd Scruggs</span></span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">J. Todd Scruggs</span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Secretary-Treasurer</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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<TYPE>EX-10.1
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<FILENAME>botj-20220801xex10_1.htm
<DESCRIPTION>EX-10.1
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			Exhibit 10.1 to 8K A
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			<font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;">Exhibit 10.1</font>
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			<font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;">Salary continuation Agreement</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">This Salary Continuation Agreement (the </font><font style="display: inline;font-family:Cambria;">&#x201C;</font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">&#x201D;</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;">,</font><font style="display: inline;font-family:Cambria;"> by and between </font><font style="display: inline;font-family:Cambria;">Bank of the James</font><font style="display: inline;font-family:Cambria;">, located in Lynchburg, Virginia</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">(the </font><font style="display: inline;font-family:Cambria;">&#x201C;</font><font style="display: inline;font-family:Cambria;">Employer</font><font style="display: inline;font-family:Cambria;">&#x201D;</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;">,</font><font style="display: inline;font-family:Cambria;"> and </font><font style="display: inline;font-family:Cambria;">Eric J. Sorenson, Jr. </font><font style="display: inline;font-family:Cambria;">(the </font><font style="display: inline;font-family:Cambria;">&#x201C;</font><font style="display: inline;font-family:Cambria;">Executive</font><font style="display: inline;font-family:Cambria;">&#x201D;</font><font style="display: inline;font-family:Cambria;">), </font><font style="display: inline;font-family:Cambria;">made this</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">1</font><font style="display: inline;font-family:Cambria;font-size:6pt;vertical-align:super;line-height:100%">st</font><font style="display: inline;font-family:Cambria;"> day of </font><font style="display: inline;font-family:Cambria;">January </font><font style="display: inline;font-family:Cambria;">20</font><font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;">3</font><font style="display: inline;font-family:Cambria;">, formalizes the agreements and understanding between the Employer and the Executive.</font>
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			<font style="display: inline;font-family:Cambria;font-weight:bold;">WITNESSETH</font><font style="display: inline;font-family:Cambria;">:</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">WHEREAS, the Executive is employed by </font><font style="display: inline;font-family:Cambria;">the Employer;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">WHEREAS, the Employer recognizes the valuable services </font><font style="display: inline;font-family:Cambria;">the Executive</font><font style="display: inline;font-family:Cambria;"> has performed for the Employer</font><font style="display: inline;font-family:Cambria;"> and wishes to encourage the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s continued employment and to provide the Executive with additional incentive to achieve corporate</font><font style="display: inline;font-family:Cambria;"> objectives;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">WHEREAS, the Employer wishes to provide the terms and conditions upon which the Employer shall pay additional retirement benefits to the Executive; </font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">WHEREAS, the Employer</font><font style="display: inline;font-family:Cambria;"> and the Executive</font><font style="display: inline;font-family:Cambria;"> intend this Agreement shall at all times be administered and interpreted</font><font style="display: inline;font-family:Cambria;"> in compliance with </font><font style="display: inline;font-family:Cambria;">Code </font><font style="display: inline;font-family:Cambria;">Section 409A; </font><font style="display: inline;font-family:Cambria;">and</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">WHEREAS, the Employer intends this Agreement shall at all times be administered and interpreted in such a manner as to constitute an unfunded nonqualified deferred compensation arrangement, maintained primarily to provide supplemental retirement be</font><font style="display: inline;font-family:Cambria;">nefits for the Executive, </font><font style="display: inline;font-family:Cambria;">a member of select group of management or highly compensated</font><font style="display: inline;font-family:Cambria;"> employee of the Employer</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">NOW THEREFORE, in consideration of the premises and of the mutual promises herein contained, the Employer and the Executive agree as follows:</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE 1</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">DEFINITIONS</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">For the purpose of this Agreement</font><font style="display: inline;font-family:Cambria;">, the following phrases or</font><font style="display: inline;font-family:Cambria;"> terms shall have the </font><font style="display: inline;font-family:Cambria;">indicated meanings:</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.1</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Accrued Benefit</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> means the dollar value of the liability that should be accrued by the Employer, under Generally</font><font style="display: inline;font-family:Cambria;color:#000000;"> Accepted Accounting Principles</font><font style="display: inline;font-family:Cambria;color:#000000;">, for the Employer</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x2019;</font><font style="display: inline;font-family:Cambria;color:#000000;">s obligation to the Executive under this Agreement,</font><font style="display: inline;font-family:Cambria;color:#000000;"> calculated</font><font style="display: inline;font-family:Cambria;color:#000000;"> by </font><font style="display: inline;font-family:Cambria;color:#000000;">applying Accounting Standards Codification&nbsp;710-10</font><font style="display: inline;font-family:Cambria;color:#0000FF;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">and the Discount Rate.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.2</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;Administrator&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">means</font><font style="display: inline;font-family:Cambria;color:#000000;"> the </font><font style="display: inline;font-family:Cambria;color:#000000;">Board</font><font style="display: inline;font-family:Cambria;color:#000000;"> or its designee.&nbsp; </font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.3</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Affiliate</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> any business entity with whom the Employer would be considered a single employer under Section 414(b) and 414(c) of the Code.&nbsp;&nbsp;Such term shall </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">1</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;color:#000000;">be interpreted in a manner consistent with the definition of </font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;color:#000000;">service recipient</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> contained in </font><font style="display: inline;font-family:Cambria;color:#000000;">Code </font><font style="display: inline;font-family:Cambria;color:#000000;">Section 409A.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.4</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Beneficiary</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> the person or persons designated in writing by the Executive to receive benefits hereunder in the event of the Executive</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x2019;</font><font style="display: inline;font-family:Cambria;color:#000000;">s death.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.5</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Board</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> the Board of Directors of the Employer.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.6</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Cause</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">means any of the following acts or circumstances: gross negligence or gross neglect of duties to the Employer; conviction of a felony or of a gross misdemeanor involving moral turpitude in connection with the Executive&#x2019;s employment with the Employer; or fraud, disloyalty, dishonesty or willful violation of any law or significant Employer policy committed in connection with the Executive's employment and resulting in a material adverse effect on the Employer.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.7</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Change in Control</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> means a change in the ownership or effective control of the </font><font style="display: inline;font-family:Cambria;color:#000000;">Employer</font><font style="display: inline;font-family:Cambria;color:#000000;">, or in the ownership of a substantial portion of the assets of the </font><font style="display: inline;font-family:Cambria;color:#000000;">Employer</font><font style="display: inline;font-family:Cambria;color:#000000;">, as such change is defined in Code Section 409A and regulations thereunder.&nbsp; </font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.8</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Claimant</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> a person who believes that he or she is being denied a benefit to which he or she is entitled hereunder.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 22pt 0pt 0pt;"> 1.9</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Code</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> the Internal Revenue Code of 1986, as amended.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.10</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Disability</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> a condition of the Executive whereby </font><font style="display: inline;font-family:Cambria;color:#000000;">the Executive</font><font style="display: inline;font-family:Cambria;color:#000000;"> either: (i) is unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less than 12 months, or (ii) is, by reason of any medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less than 12 months, receiving income replacement benefits for a period of not less than three months under an accident and health plan covering employees of the Employer.&nbsp;&nbsp;The Administrator will determine whether the Executive has incurred a Disability based on its own good faith determination and may require the Executive to submit to reasonable physical and mental examinations for this purpose.&nbsp;&nbsp;The Executive will also be deemed to have incurred a Disability if determined to be totally disabled by the </font><font style="display: inline;font-family:Cambria;color:#000000;">Social Security Administration </font><font style="display: inline;font-family:Cambria;color:#000000;">or in accordance with a disability insurance program, provided that the definition of disability applied under such disability insurance program complies with the </font><font style="display: inline;font-family:Cambria;color:#000000;">initial sentence of this S</font><font style="display: inline;font-family:Cambria;color:#000000;">ection</font><font style="display: inline;font-family:Cambria;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.11</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;Discount </font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Rate&#x201D; </font><font style="display: inline;font-family:Cambria;color:#000000;">means the rate used by the</font><font style="display: inline;font-family:Cambria;color:#000000;"> Administrator for</font><font style="display: inline;font-family:Cambria;color:#000000;"> determining the Accrued Benefit</font><font style="display: inline;font-family:Cambria;color:#000000;">.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;color:#000000;">initial </font><font style="display: inline;font-family:Cambria;color:#000000;">Discount R</font><font style="display: inline;font-family:Cambria;color:#000000;">ate is </font><font style="display: inline;font-family:Cambria;color:#000000;">six</font><font style="display: inline;font-family:Cambria;color:#000000;"> per cent (</font><font style="display: inline;font-family:Cambria;color:#000000;">6</font><font style="display: inline;font-family:Cambria;color:#000000;">%)</font><font style="display: inline;font-family:Cambria;color:#000000;">.</font><font style="display: inline;font-family:Cambria;color:#000000;"> &nbsp;T</font><font style="display: inline;font-family:Cambria;color:#000000;">he A</font><font style="display: inline;font-family:Cambria;color:#000000;">dministrator</font><font style="display: inline;font-family:Cambria;color:#000000;"> may adjust the Discount Rate to maintain the rate within reasonable standards according to G</font><font style="display: inline;font-family:Cambria;color:#000000;">enerally </font><font style="display: inline;font-family:Cambria;color:#000000;">A</font><font style="display: inline;font-family:Cambria;color:#000000;">ccepted </font><font style="display: inline;font-family:Cambria;color:#000000;">A</font><font style="display: inline;font-family:Cambria;color:#000000;">ccounting </font><font style="display: inline;font-family:Cambria;color:#000000;">P</font><font style="display: inline;font-family:Cambria;color:#000000;">rinciples</font><font style="display: inline;font-family:Cambria;color:#000000;"> and applicable bank regulatory guidance</font><font style="display: inline;font-family:Cambria;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.12</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;Early Termination&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> means Separation from Service before </font><font style="display: inline;font-family:Cambria;color:#000000;">Normal </font><font style="display: inline;font-family:Cambria;color:#000000;">Retirement Age </font><font style="display: inline;font-family:Cambria;color:#000000;">except when such Separation from Service occurs within </font><font style="display: inline;font-family:Cambria;color:#000000;">twenty-four</font><font style="display: inline;font-family:Cambria;color:#000000;"> &nbsp;(</font><font style="display: inline;font-family:Cambria;color:#000000;">24</font><font style="display: inline;font-family:Cambria;color:#000000;">)</font><font style="display: inline;font-family:Cambria;color:#000000;"> months following a Change in Control or due to</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">t</font><font style="display: inline;font-family:Cambria;color:#000000;">ermination for Cause. </font></p></td></tr></table></div>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">2</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.13</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Effective Date</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">January </font><font style="display: inline;font-family:Cambria;color:#000000;">1,</font><font style="display: inline;font-family:Cambria;color:#000000;"> 20</font><font style="display: inline;font-family:Cambria;color:#000000;">2</font><font style="display: inline;font-family:Cambria;color:#000000;">3</font><font style="display: inline;font-family:Cambria;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.14</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">ERISA</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> the Employee Retirement Income Security Act of 1974, as amended.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.15</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Normal Retirement Age</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> the date the Executive attains age </font><font style="display: inline;font-family:Cambria;color:#000000;">sixty-five</font><font style="display: inline;font-family:Cambria;color:#000000;"> &nbsp;(</font><font style="display: inline;font-family:Cambria;color:#000000;">65</font><font style="display: inline;font-family:Cambria;color:#000000;">)</font><font style="display: inline;font-family:Cambria;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.16</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Plan</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;"> Year</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">means each twelve (12) month period commencing on January 1 and ending on December 31 of each year.&nbsp;&nbsp;The initial </font><font style="display: inline;font-family:Cambria;color:#000000;">Plan</font><font style="display: inline;font-family:Cambria;color:#000000;"> Year shall commence on the Effective Date and end on the following December 31.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.17</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;Schedule A&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> means the schedule attached hereto and made a part hereof.&nbsp;&nbsp;Schedule A shall be updated upon a change to any of the benefits described in Article 2 hereof.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.18</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Separation from Service</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s a termination of the Executive</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x2019;</font><font style="display: inline;font-family:Cambria;color:#000000;">s employment with the Employer and it</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;"> Affiliates for reasons other than death or Disability</font><font style="display: inline;font-family:Cambria;color:#000000;">.&nbsp;&nbsp;A Separation from Service may occur as of a specified date for purposes of the </font><font style="display: inline;font-family:Cambria;color:#000000;">Agreement</font><font style="display: inline;font-family:Cambria;color:#000000;"> even if the Executive continues to provide some services for the Employer or its Affiliates after that date, provided that the facts and circumstances indicate that the Employer and the Executive reasonably anticipated at that date that either no further services would be performed after that date, or that the level of bona fide services the Executive would perform </font><font style="display: inline;font-family:Cambria;color:#000000;">after such date (whether as an e</font><font style="display: inline;font-family:Cambria;color:#000000;">mployee or as an independent contractor) would permanently decrease to no more than twenty percent (20%) of the average level of bona fide services performed over the immediately preceding thirty-six (36) month period (or the full period during which the Executive performed services for the Employer, if that is less than thirty-six (36) months).&nbsp;&nbsp;A Separation from Service will not be deemed to have occurred while the Executive is on military leave, sick leave, or other bona fide leave of absence if the period of such leave does not exceed six (6) months or, if longer, the period for which a statute or contract provides the Executive with the right to reemployment with the Employer.&nbsp;&nbsp;If the Executive</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x2019;</font><font style="display: inline;font-family:Cambria;color:#000000;">s leave exceeds six (6) months but the Executive is not entitled to reemployment under a statute or contract, the Executive incurs a Separation of Service on the next day following the expiration of such six (6) month period.&nbsp; </font><font style="display: inline;font-family:Cambria;color:#000000;">I</font><font style="display: inline;font-family:Cambria;color:#000000;">n determin</font><font style="display: inline;font-family:Cambria;color:#000000;">ing whether </font><font style="display: inline;font-family:Cambria;color:#000000;">a Separation of Service</font><font style="display: inline;font-family:Cambria;color:#000000;"> occurs the Administrator</font><font style="display: inline;font-family:Cambria;color:#000000;"> shall take into account, among other things, the definition of </font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;color:#000000;">service recipient</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> and </font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;color:#000000;">employer</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> set forth in Treasury regulation &#xA7;1.409A-1(h)(3).&nbsp;&nbsp;The Administrator shall have full and final authority, to determine conclusively whether a Separation from Service</font><font style="display: inline;font-family:Cambria;color:#000000;"> occurs</font><font style="display: inline;font-family:Cambria;color:#000000;">, and the date of such Separation from Service.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 12pt;font-weight:normal;font-style:normal;line-height:100%;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9;font-family:Times New Roman;font-size:12pt;;;padding:0pt 17pt 0pt 0pt;"> 1.19</font>
			<font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">Specified Employee</font><font style="display: inline;font-family:Cambria;font-style:italic;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;"> mean</font><font style="display: inline;font-family:Cambria;color:#000000;">s</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">an individual that</font><font style="display: inline;font-family:Cambria;color:#000000;"> satisfies the definition of a </font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Cambria;color:#000000;">key employee</font><font style="display: inline;font-family:Cambria;color:#000000;">&#x201D;</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">of the Employer </font><font style="display: inline;font-family:Cambria;color:#000000;">as such term is defined in Code &#xA7;416(i) (without regard to</font><font style="display: inline;font-family:Cambria;color:#000000;"> Code</font><font style="display: inline;font-family:Cambria;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Cambria;color:#000000;">&#xA7;</font><font style="display: inline;font-family:Cambria;color:#000000;">416(i)(5))</font><font style="display: inline;font-family:Cambria;color:#000000;">, p</font><font style="display: inline;font-family:Cambria;color:#000000;">rovided that the</font><font style="display: inline;font-family:Cambria;color:#000000;"> stock of the Employer is publicly traded on an established securities market or otherwise, as defined in </font><font style="display: inline;font-family:Cambria;color:#000000;">Treasury regulation </font><font style="display: inline;font-family:Cambria;color:#000000;">&#xA7;1.897-1(m).&nbsp;&nbsp;If the Executive is a key employee at any time during the twelve (12) months ending on </font><font style="display: inline;font-family:Cambria;color:#000000;">December 31</font><font style="display: inline;font-family:Cambria;color:#000000;">, the Executive is a Specified Employee for the twelve (12) month period commencing on the first day of the </font><font style="display: inline;font-family:Cambria;color:#000000;">following </font><font style="display: inline;font-family:Cambria;color:#000000;">April.</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">3</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE </font><font style="display: inline;font-family:Cambria;font-weight:bold;">2</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">PAYMENT OF </font><font style="display: inline;font-family:Cambria;font-weight:bold;">BENEFITS</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;">.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Normal Retirement Benefit.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">Upon Separation from Service after Normal Retirement Age</font><font style="display: inline;font-family:Cambria;">, the </font><font style="display: inline;font-family:Cambria;">Employer shall pay the </font><font style="display: inline;font-family:Cambria;">Executive a</font><font style="display: inline;font-family:Cambria;">n annual</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">benefit </font><font style="display: inline;font-family:Cambria;">in the amount </font><font style="display: inline;font-family:Cambria;">of </font><font style="display: inline;font-family:Cambria;">Sixty</font><font style="display: inline;font-family:Cambria;"> Thousand </font><font style="display: inline;font-family:Cambria;">Dollars ($</font><font style="display: inline;font-family:Cambria;">60</font><font style="display: inline;font-family:Cambria;">,0</font><font style="display: inline;font-family:Cambria;">0</font><font style="display: inline;font-family:Cambria;">0</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;"> in lieu of any other benefit hereunder</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">The </font><font style="display: inline;font-family:Cambria;">annual </font><font style="display: inline;font-family:Cambria;">benefit will be paid </font><font style="display: inline;font-family:Cambria;">for fifteen (15) years</font><font style="display: inline;font-family:Cambria;"> in equal monthly installments commenc</font><font style="display: inline;font-family:Cambria;">ing the </font><font style="display: inline;font-family:Cambria;">month following Separation from Service.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.</font><font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Early Termination Benefit</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If Early Termination occurs, the Employer shall pay the Executive the </font><font style="display: inline;font-family:Cambria;">amount shown on Schedule A</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">for the Plan Year ending immediately prior to Separation from Service,</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">in lieu of any other benefit hereunder.&nbsp; </font><font style="display: inline;font-family:Cambria;">The benefit will be </font><font style="display: inline;font-family:Cambria;">paid in a lump sum the </font><font style="display: inline;font-family:Cambria;">month following</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">Separation from Service.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.</font><font style="display: inline;font-family:Cambria;">3</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Disability Benefit</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;In the event the Executive suffers a Disability prior to Normal Retirement Age the Employer shall pay the Executive the </font><font style="display: inline;font-family:Cambria;">annual benefit </font><font style="display: inline;font-family:Cambria;">shown on Schedule A for the Plan Year ending immediately prior to </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;">,</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">in lieu of any other benefit hereunder</font><font style="display: inline;font-family:Cambria;">. &nbsp;</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">The </font><font style="display: inline;font-family:Cambria;">annual </font><font style="display: inline;font-family:Cambria;">benefit will be paid </font><font style="display: inline;font-family:Cambria;">for fifteen (15) years</font><font style="display: inline;font-family:Cambria;"> in equal monthly installments commenc</font><font style="display: inline;font-family:Cambria;">ing the </font><font style="display: inline;font-family:Cambria;">month following </font><font style="display: inline;font-family:Cambria;">Normal Retirement Age.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.</font><font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Change in Control Benefit</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If a Change in Control occurs, followed within </font><font style="display: inline;font-family:Cambria;">twenty-four</font><font style="display: inline;font-family:Cambria;"> &nbsp;(</font><font style="display: inline;font-family:Cambria;">24</font><font style="display: inline;font-family:Cambria;">) months by Separation of Service prior to </font><font style="display: inline;font-family:Cambria;">Normal</font><font style="display: inline;font-family:Cambria;"> Retirement Age, the Employer shall pay the Executive the </font><font style="display: inline;font-family:Cambria;">annual benefit</font><font style="display: inline;font-family:Cambria;"> shown on Schedule A</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">for the Plan Year ending immediately prior to Separation from Service</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">in lieu of any other benefit hereunder.&nbsp; </font><font style="display: inline;font-family:Cambria;">The </font><font style="display: inline;font-family:Cambria;">annual </font><font style="display: inline;font-family:Cambria;">benefit will be paid </font><font style="display: inline;font-family:Cambria;">for fifteen (15) years</font><font style="display: inline;font-family:Cambria;"> in equal monthly installments commenc</font><font style="display: inline;font-family:Cambria;">ing the </font><font style="display: inline;font-family:Cambria;">month following Separation from Service.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.</font><font style="display: inline;font-family:Cambria;">5</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Death Prior to Commencement of Benefit Payments</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;In the event the Executive dies prior to Separation from Service, the Employer shall pay the </font><font style="display: inline;font-family:Cambria;">Beneficiary </font><font style="display: inline;font-family:Cambria;">the </font><font style="display: inline;font-family:Cambria;">annual benefit </font><font style="display: inline;font-family:Cambria;">shown on Schedule A for the Plan Year ending immediately prior to the Executive&#x2019;s death in lieu of any other benefit hereunder</font><font style="display: inline;font-family:Cambria;">. &nbsp;</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">The </font><font style="display: inline;font-family:Cambria;">annual </font><font style="display: inline;font-family:Cambria;">benefit will be paid </font><font style="display: inline;font-family:Cambria;">for fifteen (15) years</font><font style="display: inline;font-family:Cambria;"> in equal monthly installments commenc</font><font style="display: inline;font-family:Cambria;">ing the </font><font style="display: inline;font-family:Cambria;">month </font><font style="display: inline;font-family:Cambria;">following </font><font style="display: inline;font-family:Cambria;">the Executive&#x2019;s death</font><font style="display: inline;font-family:Cambria;">.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;">6</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Termination for Cause</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the Employer terminates the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s employment for Cause, then the Executive shall not be entitled to any benefits under the terms of this Agreement.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.</font><font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Restriction on Commencement of Distributions</font><font style="display: inline;font-family:Cambria;">.&nbsp; Notwithstanding any provision of this Agreement to the contrary, if the Executive is considered a Specified Employee at the time of Separation from Service, the provisions of this Section shall govern all distributions hereunder.&nbsp;&nbsp;Distributions which would otherwise be made to the Executive due to Separation from Service shall not be made during the first six (6) months following Separation from Service.&nbsp;&nbsp;Rather, any distribution which would otherwise be paid to the Executive during such period shall be accumulated and paid to the Executive in a lump sum on the first day of the seventh month following Separation from Service</font><font style="display: inline;font-family:Cambria;">, or if earlier, upon the Executive&#x2019;s death</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;All subsequent distributions shall be paid as they would have had this Section not applied. </font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">

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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">4</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;">8</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Acceleration of Payments</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Except as spe</font><font style="display: inline;font-family:Cambria;">cifically permitted herein</font><font style="display: inline;font-family:Cambria;">, no acceleration of the time or schedule of any payment may be made hereunder.&nbsp;&nbsp;Notwithstanding the foregoing, payments may be accelerated, in accordance w</font><font style="display: inline;font-family:Cambria;">ith the provisions of Treasury R</font><font style="display: inline;font-family:Cambria;">egulation &#xA7;1.409A-3(j)(4) in the following circumstances: (i) as a result of certain domestic relations orders; (ii) in compliance with ethics agreements with the </font><font style="display: inline;font-family:Cambria;">f</font><font style="display: inline;font-family:Cambria;">ederal </font><font style="display: inline;font-family:Cambria;">g</font><font style="display: inline;font-family:Cambria;">overnment; (iii) in compliance with the ethics laws or conflicts of interest laws; (iv) in limited cashouts (but not in excess of the limit under Code </font><font style="display: inline;font-family:Cambria;">&#xA7;</font><font style="display: inline;font-family:Cambria;">402(g)(1)(B)); (v) to pay employment-related taxes; or (vi) to pay any taxes that may become due at any time that the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> fails to meet the requirements of </font><font style="display: inline;font-family:Cambria;">Code </font><font style="display: inline;font-family:Cambria;">Section 409A.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;">9</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Delays</font><font style="display: inline;font-family:Cambria;font-style:italic;"> in Payment by Employer</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">A payment may be delayed to a date after the designated payment date under any of the circumstances described below, and the provision will not fail to meet the requirements of establishing a permissible payment event.&nbsp;&nbsp;The delay in the payment will not constitute a subsequent deferral election, so long as the Employer treats all payments to similarly situated Participants on a reasonably consistent basis.</font>
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		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">a</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Payments that would violate Federal securities laws or other applicable law</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;A payment may be delayed where the Employer reasonably anticipates that the making of the payment will violate Federal securities laws or other applicable law provided that the payment is made at the earliest date at which the Employer reasonably anticipates that the making of the payment will not cause such violation.&nbsp;&nbsp;The making of a payment that would cause inclusion in gross income or the application of any penalty provision of the Internal Revenue Code is not treated as a violation of law.</font>
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		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">b</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Solvency</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Notwithstanding the above, a payment may be delayed where the payment would jeopardize the ability of the Employer to continue as a going concern.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.1</font><font style="display: inline;font-family:Cambria;">0</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Treatment of Payment as Made on Designated Payment Date</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Solely for purposes of determining compliance with Code Section 409A, any</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">payment under this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> made after the required payment date</font><font style="display: inline;font-family:Cambria;"> shall be</font><font style="display: inline;font-family:Cambria;"> deemed ma</font><font style="display: inline;font-family:Cambria;">de on the required payment date provided that such </font><font style="display: inline;font-family:Cambria;">payment is made by the latest of: (i) the end of the calendar year in which the payment is due; (ii) the 15</font><font style="display: inline;font-family:Cambria;font-size:6pt;vertical-align:super;line-height:100%">th</font><font style="display: inline;font-family:Cambria;"> day of the third calendar month following the pay</font><font style="display: inline;font-family:Cambria;">ment due date; (iii) if</font><font style="display: inline;font-family:Cambria;"> Employer cannot calculate the payment amount on account of administrative impracticality which is beyond the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s control</font><font style="display: inline;font-family:Cambria;">,</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">the end of </font><font style="display: inline;font-family:Cambria;">the first calendar year which payment </font><font style="display: inline;font-family:Cambria;">calculation </font><font style="display: inline;font-family:Cambria;">i</font><font style="display: inline;font-family:Cambria;">s practicable;</font><font style="display: inline;font-family:Cambria;"> and</font><font style="display: inline;font-family:Cambria;"> (iv) if </font><font style="display: inline;font-family:Cambria;">Employer does not have sufficient funds to make the payment without jeopardizing the Employer</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s solvency, in the first calendar year in which the Employer</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s funds are sufficient to make the payment.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">2.1</font><font style="display: inline;font-family:Cambria;">1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Facility of Payment</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If a distribution is to be made to a minor, or to a person who is otherwise incompetent, then the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> may make such distribution: (i) to the legal guardian, or if none, to a parent of a minor payee with whom the payee maintains his or her residence; or (ii) to the conservator or administrator or, if none, to the person having custody of an incompetent payee.&nbsp;&nbsp;Any such distribution shall fully discharge the Employer and the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> from further liability on account thereof.</font>
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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">5</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;">2.1</font><font style="display: inline;font-family:Cambria;">2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Changes</font><font style="display: inline;font-family:Cambria;font-style:italic;"> in Form o</font><font style="display: inline;font-family:Cambria;font-style:italic;">r</font><font style="display: inline;font-family:Cambria;font-style:italic;"> Timing of Benefit Payments</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Employer and the Executive may, subject to the terms </font><font style="display: inline;font-family:Cambria;">hereof</font><font style="display: inline;font-family:Cambria;">, amend this Agreement to delay the timing or change the form of payments.&nbsp;&nbsp;Any such amendment:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(a)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;">must take effect not less than twelve (12) months after the amendment is made</font><font style="display: inline;font-family:Cambria;">;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">b)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">must, for benefits distributable </font><font style="display: inline;font-family:Cambria;">due solely to the arrival of a specified date, or on account of Separation from Service or Change in Control</font><font style="display: inline;font-family:Cambria;">, delay the commencement of distributions for a minimum of five (5) years from the date the first distribution was orig</font><font style="display: inline;font-family:Cambria;">inally scheduled to be made;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(c</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.8pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;">must, for benefits </font><font style="display: inline;font-family:Cambria;">distributable</font><font style="display: inline;font-family:Cambria;"> due solely to the arrival of a specified date, be made not less than twelve (12) months before distribution is scheduled to begin; and</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(d)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;">may not accelerate the time or schedule of any distribution</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE </font><font style="display: inline;font-family:Cambria;font-weight:bold;">3</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">BENEFICIARIES</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">3</font><font style="display: inline;font-family:Cambria;">.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Designation of Beneficiaries</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">The Executive may</font><font style="display: inline;font-family:Cambria;"> designate any person</font><font style="display: inline;font-family:Cambria;"> to receive any benefits payable under the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> upon the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s death, and the designation may be changed from time to time by the Executive by filing a new designation.&nbsp;&nbsp;Each designation will revoke all prior designations by the Executive</font><font style="display: inline;font-family:Cambria;">, &nbsp;</font><font style="display: inline;font-family:Cambria;">shall be in the form prescribed by the Administrator, and shall be effective only when filed in writing with the Administrator during the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s lifetime.</font><font style="display: inline;font-family:Cambria;"> &nbsp;If the Executive names someone other than the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s spouse as a Beneficiary, the Administrator may, in its sole discretion, determine that spousal consent is required to be provided in a form designated by the Administrator, executed by the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s spouse and returned to the Administrator.&nbsp;&nbsp;The Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s beneficiary designation shall be deemed automatically revoked if the Beneficiary predeceases the Executive or if the Executive names a spouse as Beneficiary and the marriage is subsequently dissolved.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">3.2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Absence of </font><font style="display: inline;font-family:Cambria;font-style:italic;">Beneficiary </font><font style="display: inline;font-family:Cambria;font-style:italic;">Designation</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">In the absence of a valid Beneficiary designation, or if, at the time any benefit payment is due to a Beneficiary, there is no living Beneficiary validly named by the Executive, the Employer shall pay the benefit payment to the Exe</font><font style="display: inline;font-family:Cambria;">cutive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s spouse. </font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">I</font><font style="display: inline;font-family:Cambria;">f the spouse is not living </font><font style="display: inline;font-family:Cambria;">then the Employer shall pay the benefit payment to the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s living descendants</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;font-style:italic;">per stirpes</font><font style="display: inline;font-family:Cambria;">, and if there </font><font style="display: inline;font-family:Cambria;">are </font><font style="display: inline;font-family:Cambria;">no living descendants, to the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s estate.&nbsp;&nbsp;In determining the existence or identity of anyone entitled to a benefit payment, the Employer may rely conclusively upon information supplied by the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s personal representative, executor, or administrator.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent: -36pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE </font><font style="display: inline;font-family:Cambria;font-weight:bold;">4</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent: -36pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ADMINISTRATION</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Administrator</font><font style="display: inline;font-family:Cambria;font-style:italic;"> Duties</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Administrator shall be responsible for the management, operation, and administration of the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;When making a determination or calculation, the Administrator shall be entitled to rely on information </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">6</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;">furnished by the Employer, Executive or Beneficiary.&nbsp;&nbsp;No provision of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall be construed as imposing on the Administrator any fiduciary duty under ERISA or other law, or any duty similar to any fiduciary duty under ERISA or other law.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Administrator Authority</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Administrator shall enforce this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> in accordance with its terms, shall be charged with the general administration of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">, and shall have all powers necessary to accomplish its purposes</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.3</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Binding Effect of Decision</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The decision or action of the Administrator with respect to any question arising out of or in connection with the administration, interpretation</font><font style="display: inline;font-family:Cambria;"> or</font><font style="display: inline;font-family:Cambria;"> application of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> and the rules and regulations promu</font><font style="display: inline;font-family:Cambria;">lgated hereunder shall be final,</font><font style="display: inline;font-family:Cambria;"> conclusive and binding upon all persons having any interest in this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.4</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Compensation, Expenses</font><font style="display: inline;font-family:Cambria;font-style:italic;"> and Indemnity</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Administrator shall serve without compensation for services rendered hereunder.&nbsp;&nbsp;The Administrator is authorized at the expense of the Employer to employ such legal counsel and/or recordkeeper as it may deem advisable to assist in the performance of its duties hereunder.&nbsp;&nbsp;Expense and fees in connection with the administration of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall be paid by the Employer.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.5</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Employer Information</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">T</font><font style="display: inline;font-family:Cambria;">he Employer shall supply full and timely i</font><font style="display: inline;font-family:Cambria;">nformation to the Administrator</font><font style="display: inline;font-family:Cambria;"> on all matters relating to the </font><font style="display: inline;font-family:Cambria;">Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s &nbsp;</font><font style="display: inline;font-family:Cambria;">compensation</font><font style="display: inline;font-family:Cambria;">,</font><font style="display: inline;font-family:Cambria;"> death, Disability or S</font><font style="display: inline;font-family:Cambria;">eparation from Service</font><font style="display: inline;font-family:Cambria;">, and such other information as the Administrator reasonably require</font><font style="display: inline;font-family:Cambria;">s</font><font style="display: inline;font-family:Cambria;">.</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.6</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Termination of Participation</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the Administrator determines in good faith that the Executive no longer qualifies as a member of a select group of management or highly compensated employees, as determined in accordance with ERISA, the Administrator shall have the right, in its sole discretion, to cease further benefit accruals hereunder.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">4</font><font style="display: inline;font-family:Cambria;">.7</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Compliance with </font><font style="display: inline;font-family:Cambria;font-style:italic;">Code </font><font style="display: inline;font-family:Cambria;font-style:italic;">Section 409A</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">The Employer and the Executive</font><font style="display: inline;font-family:Cambria;"> intend</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">that the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> comply with the provisions of </font><font style="display: inline;font-family:Cambria;">Code </font><font style="display: inline;font-family:Cambria;">Section 409A</font><font style="display: inline;font-family:Cambria;"> to prevent the inclusion in gross income of any amounts deferred hereunder in</font><font style="display: inline;font-family:Cambria;"> a taxable year prior to</font><font style="display: inline;font-family:Cambria;"> the year in which amounts </font><font style="display: inline;font-family:Cambria;">are actually</font><font style="display: inline;font-family:Cambria;"> paid to the Executive or Beneficiar</font><font style="display: inline;font-family:Cambria;">y</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;This </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> &nbsp;s</font><font style="display: inline;font-family:Cambria;">hall be construed, administered</font><font style="display: inline;font-family:Cambria;"> and governed in a manner that affects such intent, and the Administrator shall not take any action that would be inconsistent </font><font style="display: inline;font-family:Cambria;">there</font><font style="display: inline;font-family:Cambria;">with.</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE</font><font style="display: inline;font-family:Cambria;font-weight:bold;">&nbsp;</font><font style="display: inline;font-family:Cambria;font-weight:bold;">5</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;">Claims </font><font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;">and</font><font style="display: inline;font-family:Cambria;font-weight:bold;text-transform:uppercase;"> Review Procedures</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">5</font><font style="display: inline;font-family:Cambria;">.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Claims Procedure</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">A Claimant who has not received benefits under this Agreement that he or she believes should be distributed shall make a claim for such benefits as follows.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(a)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Initiation &#x2013; Written Claim</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Claimant initiates a claim by submitting to the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> a written claim for the benefits.&nbsp;&nbsp;If such a claim relates to the contents of a notice received by the Claimant, the claim must be made within sixty </font>
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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">7</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

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			&nbsp;

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;">(60) days after such notice was received by the Claimant.&nbsp;&nbsp;All other claims must be made within one hundred eighty (180) days of the date on which the event that caused the claim to arise occurred.&nbsp;&nbsp;The claim must state with particularity the determination desired by the Claimant.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(b)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Timing of </font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Administrator</font><font style="display: inline;font-family:Cambria;text-decoration:underline;"> Response</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall respond to such Claimant within forty-five (45) days after receiving the claim.&nbsp;&nbsp;If the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> determines that special circumstances require additional time for processing the claim, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> can extend the response period by an additional thirty (30) days by notifying the Claimant in writing, prior to the end of the initial forty-five (45) day period, that an additional period is required.&nbsp;&nbsp;The extension notice shall specifically explain the standards on which entitlement to a </font><font style="display: inline;font-family:Cambria;">disability</font><font style="display: inline;font-family:Cambria;"> benefit is based, the unresolved issues that prevent a decision on the claim and the additional information needed from the Claimant to resolve those issues, and the Claimant shall be afforded at least forty-five (45) days within which to provide the specified information.</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(c)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Notice of Decision</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> denies all or a part of the claim, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall notify the Claimant in writing of such denial in a culturally and linguistically appropriate manner.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall write the notification in a manner calculated to be understood by the Claimant.&nbsp;&nbsp;The notification shall set forth:&nbsp;&nbsp;(i) the specific reasons for the denial; (ii) a reference to the specific provisions of this Agreement on which the denial is based; (iii) a notice that the Claimant has a right to request a review of the claim denial and an explanation of the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">&#x2019;s review procedures and the time limits applicable to such procedures; (iv) a statement of the Claimant&#x2019;s right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review, and a description of any time limit for bringing such an action; (v) for any </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, a discussion of the decision, including an explanation of the basis for disagreeing with or not following: (A) the views presented by the Claimant of health care professionals treating the Claimant and vocational professionals who evaluated the Claimant; (B) the views of medical or vocational experts whose advice was obtained on behalf of the </font><font style="display: inline;font-family:Cambria;">Employer</font><font style="display: inline;font-family:Cambria;"> in connection with a Claimant&#x2019;s adverse benefit determination, without regard to whether the advice was relied upon in making the benefit determination; or (C) a </font><font style="display: inline;font-family:Cambria;">disability</font><font style="display: inline;font-family:Cambria;"> determination regarding the Claimant presented by the Claimant made by the Social Security Administration (vi) for any </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, the specific internal rules, guidelines, protocols, standards or other similar criteria relied upon in making the adverse determination or, alternatively, a statement that such rules, guidelines, protocols, standards or other similar criteria do not exist; and (viii) for any </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, a statement that the Claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records, and other information relevant to the Claimant&#x2019;s claim for benefits. Whether a document, record, or other information is relevant to a claim for benefits shall be determined by Department of Labor Regulation Section 2560.503-1(m)(8).</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">5</font><font style="display: inline;font-family:Cambria;">.2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Review Procedure</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> denies all or a part of the claim, the Claimant shall have the opportunity for a full and fair review by the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> of the denial as follows.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">8</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;">(a)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Additional Evidence</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Prior to the review of the denied claim, the Claimant shall be given, free of charge, any new or additional evidence considered, relied upon, or generated by the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;">, or any new or additional rationale, as soon as possible and sufficiently in advance of the date on which the notice of adverse benefit determination on review is required to be provided, to give the Claimant a reasonable opportunity to respond prior to that date.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(b)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Initiation &#x2013; Written Request</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;To initiate the review, the Claimant, within sixty (60) days after receiving the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;">&#x2019;s notice of denial, must file with the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> a written request for review. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(c)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Additional Submissions &#x2013; Information Access</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;After such request the Claimant may submit written comments, documents, records and other information relating to the claim.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall also provide the Claimant, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant&#x2019;s claim for benefits.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(d)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Considerations on Review</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;In considering the review, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall consider all materials and information the Claimant submits relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination. Additional considerations shall be required in the case of a claim for </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> benefits. The claim shall be reviewed by an individual or committee who did not make the initial determination that is subject of the appeal and who is not a subordinate of the individual who made the determination.&nbsp;&nbsp;Additionally, the review shall be made without deference to the initial adverse benefit determination. If the initial adverse benefit determination was based in whole or in part on a medical judgment, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> will consult with a health care professional with appropriate training and experience in the field of medicine involving the medical judgment. The health care professional who is consulted on appeal will not be the same individual who was consulted during the initial determination and will not be the subordinate of such individual. If the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> obtained the advice of medical or vocational experts in making the initial adverse benefits determination (regardless of whether the advice was relied upon), the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> will identify such experts.</font>
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		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">e</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Timing of </font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Administrator</font><font style="display: inline;font-family:Cambria;text-decoration:underline;"> Response</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall respond in writing to such Claimant within forty-five (45) days after receiving the request for review.&nbsp;&nbsp;If the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> determines that special circumstances require additional time for processing the claim, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> can extend the response period by an additional forty-five (45) days by notifying the Claimant in writing, prior to the end of the initial forty-five (45) day period, that an additional period is required.&nbsp;&nbsp;The notice of extension must set forth the special circumstances and the date by which the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> expects to render its decision.</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">f</font><font style="display: inline;font-family:Cambria;">)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Notice of Decision</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall notify the Claimant in writing of its decision on review.&nbsp;&nbsp;The </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall write the notification in a culturally and linguistically appropriate manner calculated to be understood by the Claimant.&nbsp;&nbsp;The notification shall set forth:&nbsp;&nbsp;(i) the specific reasons for the denial; (ii) a reference to the specific provisions of this Agreement on which the denial is based; (iii) a statement that the Claimant is entitled to receive, upon request and free of </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">9</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;">charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant&#x2019;s claim for benefits; (iv) a statement of the Claimant&#x2019;s right to bring a civil action under ERISA Section 502(a); (v) for any </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, a discussion of the decision, including an explanation of the basis for disagreeing with or not following: (A) the views presented by the Claimant of health care professionals treating the Claimant and vocational professionals who evaluated the Claimant; (B) the views of medical or vocational experts whose advice was obtained on behalf of the </font><font style="display: inline;font-family:Cambria;">Employer</font><font style="display: inline;font-family:Cambria;"> in connection with a Claimant&#x2019;s adverse benefit determination, without regard to whether the advice was relied upon in making the benefit determination; or (C) a </font><font style="display: inline;font-family:Cambria;">disability</font><font style="display: inline;font-family:Cambria;"> determination regarding the Claimant presented by the Claimant made by the Social Security Administration; and (vi) for any </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, the specific internal rules, guidelines, protocols, standards or other similar criteria relied upon in making the adverse determination or, alternatively, a statement that such rules, guidelines, protocols, standards or other similar criteria do not exist.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">5</font><font style="display: inline;font-family:Cambria;">.3</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Exhaustion of Remedies</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Claimant must follow these claims review procedures and exhaust all administrative remedies before taking any further action with respect to a claim for benefits. </font>
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		<p style="margin:0pt 0pt 12pt;text-indent:36pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:CG Times;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">5</font><font style="display: inline;font-family:Cambria;">.4</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:CG Times;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Failure to Follow Procedures</font><font style="display: inline;font-family:Cambria;">. In the case of a claim for </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> benefits, if the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> fails to strictly adhere to all the requirements of this claims procedure with respect to a </font><font style="display: inline;font-family:Cambria;">Disability</font><font style="display: inline;font-family:Cambria;"> claim, the Claimant is deemed to have exhausted the administrative remedies available under the </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">, and shall be entitled to pursue any available remedies under ERISA Section 502(a) on the basis that the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> has failed to provide a reasonable claims procedure that would yield a decision on the merits of the claim, except where the violation was: (a) de minimis; (b) non-prejudicial; (c) attributable to good cause or matters beyond the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;">&#x2019;s control; (d) in the context of an ongoing good-faith exchange of information; and (e) not reflective of a pattern or practice of noncompliance.&nbsp;&nbsp;The Claimant may request a written explanation of the violation from the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;">, and the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> must provide such explanation within ten (10) days, including a specific description of its basis, if any, for asserting that the violation should not cause the administrative remedies to be deemed exhausted. If a court rejects the Claimant&#x2019;s request for immediate review on the basis that the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> met the standards for the exception, the claim shall be considered as re-filed on appeal upon the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;">&#x2019;s receipt of the decision of the court. Within a reasonable time after the receipt of the decision, the </font><font style="display: inline;font-family:Cambria;">Administrator</font><font style="display: inline;font-family:Cambria;"> shall provide the claimant with notice of the resubmission.</font>
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		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE </font><font style="display: inline;font-family:Cambria;font-weight:bold;">6</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">AMENDMENT AND TERMINATION</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">6.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Agreement Amendment Generally</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">Except as provided in Section </font><font style="display: inline;font-family:Cambria;">6.2, t</font><font style="display: inline;font-family:Cambria;">his</font><font style="display: inline;font-family:Cambria;"> Agreement may be amended only by a written agreement signed by both the Employer and the Executive.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font>
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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">10</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

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		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;">6.2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Amendment to </font><font style="display: inline;font-family:Cambria;font-style:italic;">E</font><font style="display: inline;font-family:Cambria;font-style:italic;">nsure Proper Characterization of Agreement</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Notwithstanding anything in this Agreement to the contrary, the Agreement may be amended by the Employer at any time, if found necessary in the opinion of the Employer, </font><font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">i) to ensure that the Agreement is characterized as plan of deferred compensation maintained for a select group of management or highly compensated </font><font style="display: inline;font-family:Cambria;">employees as described under ERISA, </font><font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">ii) to conform the Agreement to the requirements of any applicable law or </font><font style="display: inline;font-family:Cambria;">(</font><font style="display: inline;font-family:Cambria;">iii) to comply with the written instructions of the Employer&#x2019;s auditors or banking regulators.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">6.3</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Agreement Termination Generally</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Except as provided in Section 6.4, this Agreement may be terminated only by a written agreement signed by the </font><font style="display: inline;font-family:Cambria;">Employer</font><font style="display: inline;font-family:Cambria;"> and the </font><font style="display: inline;font-family:Cambria;">Executive</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Such termination shall not cause a distribution of benefits under this Agreement.&nbsp;&nbsp;Rather, upon such termination benefit distributions will be made at the earliest distribution event permitted under Article 2.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">6.4</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Effect of Complete Termination</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Notwithstanding anything to the contrary in Section </font><font style="display: inline;font-family:Cambria;">6</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;">3</font><font style="display: inline;font-family:Cambria;">, and subject to the requirements of Code Section 409A and Treasury Regulations &#xA7;1.409A-3(j)(4)(ix), at certain times the Employer may completely terminate and liquidate the Agreement.&nbsp; </font><font style="display: inline;font-family:Cambria;">In the event of a complete termination under subsection (a) or (c) below, the Employer shall pay the Executive the Accrued Benefit.&nbsp;&nbsp;In the event of a complete termination under subsection (b) below, the Employer shall pay the Executive the </font><font style="display: inline;font-family:Cambria;">present value of the </font><font style="display: inline;font-family:Cambria;">benefit described in Section 2.4.&nbsp; </font><font style="display: inline;font-family:Cambria;">Such complete termination of the Agreement shall occur only under the following circumstances and conditions.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(a)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Corporate Dissolution or Bankruptcy</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">The Employer may </font><font style="display: inline;font-family:Cambria;">terminate and liquidate</font><font style="display: inline;font-family:Cambria;"> this Agreement</font><font style="display: inline;font-family:Cambria;"> within twelve (12) months of a corporate dissolution taxed under Code Section 331, or with the approval of a bankruptcy court, provided that </font><font style="display: inline;font-family:Cambria;">all</font><font style="display: inline;font-family:Cambria;"> benefits</font><font style="display: inline;font-family:Cambria;"> paid under</font><font style="display: inline;font-family:Cambria;"> the Agreement are included in the Executive&#x2019;s gross income in the latest of: (i) the calendar year which the termination occurs; (ii) the calendar year in which the amount is no longer subject to a substantial risk of forfeiture; or (iii) the first calendar year in which the payment is administratively practicable.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(b)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Change in Control</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">The Employer may </font><font style="display: inline;font-family:Cambria;">terminate and liquidate</font><font style="display: inline;font-family:Cambria;"> this Agreement</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">by taking irrevocable action to terminate and liquidate </font><font style="display: inline;font-family:Cambria;">within the thirty (30) days preceding or the twelve (12) months following a Change in Control.&nbsp;&nbsp;This Agreement will then be treated as terminated only if all substantially similar arrangements sponsored by the Employer which are treated as deferred under a single plan under Treasury Regulations &#xA7;1.409A-1(c)(2) are terminated and liquidated with respect to each participant who experienced the Change in Control so that the Executive and any participants in any such similar arrangements are required to receive all amounts of compensation deferred under the terminated arrangements within twelve (12) months of the date </font><font style="display: inline;font-family:Cambria;">the Employer takes the irrevocable action to terminate</font><font style="display: inline;font-family:Cambria;"> the arrangements.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">(c)</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;">Discretionary Termination</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">The Employer may </font><font style="display: inline;font-family:Cambria;">terminate and liquidate</font><font style="display: inline;font-family:Cambria;"> this Agreement</font><font style="display: inline;font-family:Cambria;"> provided that: (i) the termination does not occur proximate to a downturn in the financial health of the Employer; (ii) all arrangements sponsored by the Employer and Affiliates that would be aggregated with any terminated </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">11</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt 36pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;">arrangements under Treasury Regulations &#xA7;1.409A-1(c) are terminated; (iii) no payments, other than payments that would be payable under the terms of this Agreement if the termination had not occurred, are made within twelve (12) months of the date </font><font style="display: inline;font-family:Cambria;">the Employer takes the irrevocable action to terminate</font><font style="display: inline;font-family:Cambria;"> this Agreement; (iv) all payments are made within twenty-four (24) months following the date </font><font style="display: inline;font-family:Cambria;">the Employer takes the irrevocable action to terminate</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">and liquidate </font><font style="display: inline;font-family:Cambria;">this Agreement; and (v)</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">neither the Employer nor any of its Affiliates adopt a new arrangement that would be aggregated with any terminated arrangement under Treasury Regulations &#xA7;1.409A-1(c) if the Executive participated in both arrangements, at any time within three (3) years following the date </font><font style="display: inline;font-family:Cambria;">the Employer takes the irrevocable action to terminate</font><font style="display: inline;font-family:Cambria;"> this Agreement</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">ARTICLE </font><font style="display: inline;font-family:Cambria;font-weight:bold;">7</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;font-weight:bold;">MISCELLANEOUS</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;">.1</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">No Effect on Other</font><font style="display: inline;font-family:Cambria;font-style:italic;"> Rights</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">This Agreement constitutes the entire agreement between the Employer and the Executive as to the subject matter hereof.&nbsp;&nbsp;No rights are granted to the Executive by virtue of this Agreement other than those specifically set forth herein.&nbsp; </font><font style="display: inline;font-family:Cambria;">Nothing contained herein will confer upon the Executive the right to be retained in the service of the Employer nor limit the right of the Employer to discharge or otherwise deal with the Executive without regard to the existence </font><font style="display: inline;font-family:Cambria;">here</font><font style="display: inline;font-family:Cambria;">of.&nbsp; </font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;">.2</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">State Law</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;To the extent</font><font style="display: inline;font-family:Cambria;"> not governed by ERISA, the provisions of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall </font><font style="display: inline;font-family:Cambria;">be </font><font style="display: inline;font-family:Cambria;">construed and interpreted according to the internal law of the State of </font><font style="display: inline;font-family:Cambria;">Virginia</font><font style="display: inline;font-family:Cambria;"> without regard to its conflicts of laws principles.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;">.3</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Validity</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;In case any provision of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall be illegal or invalid for any reason, said illegality or invalidity shall </font><font style="display: inline;font-family:Cambria;">not </font><font style="display: inline;font-family:Cambria;">affect the remaining parts hereof, but this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall be construed and enforced as if such illegal or invalid provision had never been inserted herein.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;">.4</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Nonassignability</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Benefits under this Agreement cannot be sold, transferred, assigned, pledged, attached or encumbered in any manner.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7</font><font style="display: inline;font-family:Cambria;">.5</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 29.4pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Unsecured General Creditor Status</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Payment to the Executive or any Beneficiary hereunder shall be made from assets which shall continue, for all purposes, to be part of the general, unrestricted assets of the Employer and no person shall have any interest in any such asset by virtue of any provision of this Agreement.&nbsp;&nbsp;The Employer</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s obligation hereunder shall be an unfunded and unsecured promi</font><font style="display: inline;font-family:Cambria;">se to pay money in the future.</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">In the event that the Employer purchases an insurance policy insuring the life of the Executive to recover the cost of providing benefits hereunder, </font><font style="display: inline;font-family:Cambria;">neither the</font><font style="display: inline;font-family:Cambria;"> Executive </font><font style="display: inline;font-family:Cambria;">n</font><font style="display: inline;font-family:Cambria;">or</font><font style="display: inline;font-family:Cambria;"> the</font><font style="display: inline;font-family:Cambria;"> Beneficiary</font><font style="display: inline;font-family:Cambria;"> shall have any rights whatsoever in said policy or the proceeds therefrom.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.6</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Life Insurance</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the Employer chooses to obtain insurance on the life of the Executive in connection with its obligations under this Agreement, the Executive hereby agrees to take such physical examinations and to truthfully and completely supply such </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">12</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;font-family:Cambria;">information as may be required by the Employer or the insurance company designated by the Employer.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.7</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Unclaimed Benefits</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">The Executive shall keep the Employer informed of the Executive&#x2019;s current address and the current address of the Beneficiary.&nbsp;&nbsp;If the location of the Executive is not made known to the Employer within three years after the date upon which any payment of any benefits may first be made, the Employer shall delay payment of the Executive&#x2019;s benefit payment(s) until the location of the Executive is made known to the Employer; however, the Employer shall only be obligated to hold such benefit payment(s) for the Executive until the expiration of three (3) years.&nbsp;&nbsp;Upon expiration of the three (3) year period, the Employer may discharge its obligation by payment to the Beneficiary.&nbsp;&nbsp;If the location of the Beneficiary is not made known to the Employer by the end of an additional two (2) month period following expiration of the three (3) year period, the Employer may discharge its obligation by payment to the Executive&#x2019;s estate.&nbsp;&nbsp;If there is no estate in existence at such time or if such fact cannot be determined by the Employer, the Executive and Beneficiary shall thereupon forfeit all rights to any benefits provided under this Agreement.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.8</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Suicide</font><font style="display: inline;font-family:Cambria;font-style:italic;"> or Misstatement</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer denies coverage (i) for material misstatements of fact made by the Executive on an application for life insurance, or (ii) for any other reason.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.9</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Removal</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;font-style:italic;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;">Notwithstanding anything in this Agreement to the contrary, the Employer shall not distribute any benefit under this Agreement if the Executive is subject to a final removal or prohibition order issued pursuant to Section 8(e) of the Federal Deposit Insurance Act.&nbsp;&nbsp;Furthermore, any payments made to the Executive pursuant to this Agreement shall</font><font style="display: inline;font-family:Cambria;">, if required,</font><font style="display: inline;font-family:Cambria;">&nbsp;</font><font style="display: inline;font-family:Cambria;">comply</font><font style="display: inline;font-family:Cambria;"> with 12 U.S.C. 1828, FDIC Regulation 12 CFR Part 359 and any other regulations or guidance promulgated thereunder.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.10</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Notice</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Any notice, consent or demand required or permitted to be given to the Employer or Administrator under this Agreement shall be sufficient if in writing and hand-delivered or sent by registered or certified mail to the Employer</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s principal business office.&nbsp; </font><font style="display: inline;font-family:Cambria;">Any notice or filing required or permitted to be given to the </font><font style="display: inline;font-family:Cambria;">Executive or Beneficiary</font><font style="display: inline;font-family:Cambria;"> under this Agreement shall be sufficient if in writing and hand-delivered or sent by mail to the last known address of the </font><font style="display: inline;font-family:Cambria;">Executive or Beneficiary</font><font style="display: inline;font-family:Cambria;">, as appropriate</font><font style="display: inline;font-family:Cambria;">.&nbsp; </font><font style="display: inline;font-family:Cambria;">Any notice shall be deemed given as of the date of delivery or, if delivery is made by mail, as of the date shown on the postmark or on the receipt for registration or certification.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.11</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Headings</font><font style="display: inline;font-family:Cambria;font-style:italic;"> and Interpretation</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;Headings and sub-headings in this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> are inserted for reference and convenience only and shall not be deemed part of this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;">.</font><font style="display: inline;font-family:Cambria;"> &nbsp;Wherever the fulfillment of the intent and purpose of this Agreement requires and the context will permit, the use of the masculine gender includes the feminine and use of the singular includes the plural.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">13</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-family:Cambria;">7.12</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Alternative Action</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;In the event it becomes impossible for the Employer or the Administrator to perform any act required by this Agreement due to regulatory or other constraints, the Employer or Administrator may perform such alternative act as most nearly carries out the intent and purpose of this Agreement and is in the best interests of the Employer,</font><font style="display: inline;font-family:Cambria;"> provided that such alternative act does not violate Code Section 409A</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.13</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Coordination with Other Benefits</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The benefits provided for </font><font style="display: inline;font-family:Cambria;">the Executive or the</font><font style="display: inline;font-family:Cambria;"> Beneficiary under this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> are in addition to any other benefits available to </font><font style="display: inline;font-family:Cambria;">the</font><font style="display: inline;font-family:Cambria;"> Executive under any other plan or program for employees of the Employer.&nbsp;&nbsp;This </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall supplement and shall not supersede, modify, or amend any other such plan or program except as may otherwise be expressly provided herein.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.14</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Inurement</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;This </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> shall be binding upon and shall inure to </font><font style="display: inline;font-family:Cambria;">the</font><font style="display: inline;font-family:Cambria;"> benefit of the Employer, its successor and assigns, and </font><font style="display: inline;font-family:Cambria;">the </font><font style="display: inline;font-family:Cambria;">Executive, </font><font style="display: inline;font-family:Cambria;">the Executive</font><font style="display: inline;font-family:Cambria;">&#x2019;</font><font style="display: inline;font-family:Cambria;">s</font><font style="display: inline;font-family:Cambria;"> successors, heirs, executors, administrators, and </font><font style="display: inline;font-family:Cambria;">the </font><font style="display: inline;font-family:Cambria;">Beneficiary.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.15</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Tax Withholding</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;The Employer may make such provisions</font><font style="display: inline;font-family:Cambria;"> and take such action as it </font><font style="display: inline;font-family:Cambria;">deem</font><font style="display: inline;font-family:Cambria;">s</font><font style="display: inline;font-family:Cambria;"> necessary or appropriate for the withholding of any taxes which the Employer is r</font><font style="display: inline;font-family:Cambria;">equired by any law or regulation </font><font style="display: inline;font-family:Cambria;">to withhold in connection with any </font><font style="display: inline;font-family:Cambria;">benefits under the Agreement.&nbsp;&nbsp;The Executive </font><font style="display: inline;font-family:Cambria;">shall be responsible for the payment of all individual tax liabilities relating to any benefits</font><font style="display: inline;font-family:Cambria;"> paid hereunder</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">7.16</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;font-style:italic;">Aggregation of </font><font style="display: inline;font-family:Cambria;font-style:italic;">Agreement</font><font style="display: inline;font-family:Cambria;">.&nbsp;&nbsp;If the Employer offers other non-</font><font style="display: inline;font-family:Cambria;">qualified</font><font style="display: inline;font-family:Cambria;"> deferred compensation plans, </font><font style="display: inline;font-family:Cambria;">this Agreement and those plans shall be treated as a single plan to the extent required under Code Section 409A</font><font style="display: inline;font-family:Cambria;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">IN WITNESS WHEREOF, </font><font style="display: inline;font-family:Cambria;">the Executive and a representative of the Employer</font><font style="display: inline;font-family:Cambria;"> have executed this </font><font style="display: inline;font-family:Cambria;">Agreement</font><font style="display: inline;font-family:Cambria;"> document as indicated below:</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">Executive:</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">Employer</font><font style="display: inline;font-family:Cambria;">:</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;">ERIC J. SORENSON, JR.</font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">BANK OF THE JAMES</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;text-decoration:underline;">/S/&nbsp;&nbsp;Eric J. Sorenson, Jr.</font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;">By:</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;text-decoration:underline;">/S/ J. Todd Scruggs</font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;"></font><font style="display: inline;font-family:Cambria;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;">Its:</font><font style="display: inline;font-family:Cambria;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Cambria;text-decoration:underline;">CFO/EVP</font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font><font style="display: inline;font-family:Cambria;text-decoration:underline;"></font>
		</p>
		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">
			&nbsp;
		</p></div><div style="margin-left:72pt;margin-right:72pt;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 10pt">

			<font style="display: inline;font-family:Cambria;font-size:10pt;"></font><font style="display: inline;font-family:Cambria;font-size:10pt;">14</font><font style="display: inline;font-family:Cambria;font-size:10pt;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:597.80pt;margin-left:0pt;">
			<tr>
				<td colspan="6" valign="middle" style="width:596.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:23.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 18pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#7D1931;font-size:18pt;">&#xFEFF;</font><a name="RANGE!A1:F59"></a><font style="display: inline;font-family:Calibri;font-weight:bold;color:#7D1931;font-size:18pt;">Salary Continuation Agreement</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="6" valign="middle" style="width:596.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:25.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 19pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#7D1931;font-size:19pt;text-decoration:underline;">Schedule A </font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 19pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#7D1931;font-size:19pt;text-decoration:underline;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="middle" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#000000;">Eric J. Sorenson, Jr.</font></p>
				</td>
				<td valign="bottom" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="bottom" style="width:107.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;"> &nbsp; &nbsp;</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:104.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#000000;font-size:11pt;">Early Termination</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:69.55pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#000000;font-size:11pt;">Disability</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:67.30pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#000000;font-size:11pt;">Change in Control</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:247.45pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;color:#000000;font-size:11pt;">Death</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="bottom" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">Plan Anniversary Date: Dec. 31</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="bottom" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">Normal Retirement Date:</font></p>
				</td>
				<td rowspan="4" valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:10pt;">Amount Payable in a Lump Sum following Separation of Service</font></p>
				</td>
				<td rowspan="4" valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:10pt;">Amount Payable in Monthly Installments commencing following Normal Retirement Age</font></p>
				</td>
				<td rowspan="4" valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:10pt;">Amount Payable in Monthly Installments commencing following Separation of Service </font></p>
				</td>
				<td rowspan="4" valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:10pt;">Amount Payable in Monthly Installments commencing following Death </font></p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="bottom" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;"> &nbsp;&nbsp; </font><font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">XX</font><font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">/</font><font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">XX</font><font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">/2030, Age 65</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="bottom" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;">Normal Retirement Payments:</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="2" valign="top" style="width:107.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:15.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Calibri;font-weight:bold;font-style:italic;color:#000000;font-size:10pt;"> &nbsp;Monthly for 15 years</font></p>
				</td>
			</tr>
			<tr>
				<td rowspan="2" valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Values As Of</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Age</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Lump Sum Benefit</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Annual Benefit</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;font-size:6pt;vertical-align:super;line-height:100%">1</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Annual Benefit</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;font-size:6pt;vertical-align:super;line-height:100%">1</font></p>
				</td>
				<td rowspan="2" valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #D5D0C3;height:25.85pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Annual Benefit</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;font-size:6pt;vertical-align:super;line-height:100%">1</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:01.80pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">1/1/2023</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">57</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">27,621 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">4,470 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">44,124 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2023</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">58</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">85,406 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">13,018 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">45,889 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2024</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">59</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">146,756 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">21,070 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">47,725 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2025</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">211,889 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">28,654 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">49,634 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2026</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">61</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">281,039 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">35,798 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">51,619 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2027</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">62</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">354,455 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">42,526 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">53,684 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2028</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">63</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">432,398 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">48,864 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">55,831 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">12/31/2029</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">64</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">515,149 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">54,833 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">58,065 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">XX</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">/</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">XX</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">/2030</font></p>
				</td>
				<td valign="middle" style="width:33.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">65</font></p>
				</td>
				<td valign="middle" style="width:104.70pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">595,480 </font></p>
				</td>
				<td valign="middle" style="width:69.55pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:67.30pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:247.45pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">60,000 </font></p>
				</td>
				<td valign="middle" style="width:01.80pt;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
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						&nbsp;</p>
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						&nbsp;</p>
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						&nbsp;</p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">The first line represents the plan values as of January 1, 2023.</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
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				<td colspan="6" valign="bottom" style="width:596.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:16.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;font-size:6pt;vertical-align:super;line-height:100%">1</font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;"> The annual benefit amount will be distributed in 12 equal monthly payments for a total of 180 monthly payments.</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
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		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt 0pt 10pt;font-family:Times New Roman;line-height:115%;font-size: 12pt">

			&nbsp;

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
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						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">&#xFEFF;</font></p>
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						&nbsp;</p>
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						&nbsp;</p>
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				<td colspan="6" rowspan="3" valign="top" style="width:596.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:14.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">IF THERE IS A CONFLICT BETWEEN THIS SCHEDULE A AND THE AGREEMENT, THE TERMS AND PROVISIONS OF THE AGREEMENT SHALL PREVAIL. IF A TRIGGERING EVENT OCCURS, REFER TO THE AGREEMENT TO DETERMINE THE ACTUAL BENEFIT AMOUNT BASED ON THE DATE OF THE EVENT.</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-size:10pt;">&#xFEFF;</font></p>
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						&nbsp;</p>
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				<td colspan="4" valign="top" style="width:281.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:15.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;color:#000000;">Eric J. Sorenson, Jr.&nbsp; </font><font style="display: inline;font-family:Cambria;text-decoration:underline;">/S/&nbsp;&nbsp;Eric J. Sorenson, Jr.</font></p>
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						&nbsp;</p>
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					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;color:#000000;">Bank of the James, by </font></p>
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Cambria;text-decoration:underline;">/S/ J. Todd Scruggs</font></p>
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						&nbsp;</p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;">Date&nbsp; </font><font style="display: inline;font-family:Calibri;text-decoration:underline;">01/01/2023</font><font style="display: inline;font-family:Calibri;">___________________</font></p>
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						&nbsp;</p>
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						&nbsp;</p>
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					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Calibri;color:#000000;">Title&nbsp; </font><font style="display: inline;font-family:Calibri;color:#000000;text-decoration:underline;">CFO/EVP</font><font style="display: inline;font-family:Calibri;color:#000000;">_______________________</font></p>
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					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Times New Roman;font-size: 12pt">
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						<font style="display: inline;font-size:10pt;">&#xFEFF;</font></p>
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						<font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">Date&nbsp; </font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;text-decoration:underline;">01/01/2023&nbsp; </font><font style="display: inline;font-family:Calibri;color:#000000;font-size:11pt;">_______________________</font></p>
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			&nbsp;

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<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>botj-20220801.xsd
<DESCRIPTION>EX-101.SCH
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created by Certent Disclosure Management 22.4.0.1 -->
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<!--Created on: 1/6/2023 2:27:58 PM-->
<!--Modified on: 1/6/2023 2:27:58 PM-->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://www.bankofthejames.com/20220801" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:botj="http://www.bankofthejames.com/20220801">
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<TYPE>EX-101.LAB
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>botj-20220801_pre.xml
<DESCRIPTION>EX-101.PRE
<TEXT>
<XBRL>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.22.4</span><table class="report" border="0" cellspacing="2" id="idm140046117930640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Aug. 01, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_botj_DocumentAndEntityInformationAbstract', window );"><strong>Document And Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K/A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Aug.  01,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANK OF THE JAMES FINANCIAL GROUP, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">20-0500300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">828 Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Lynchburg<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">24504<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">434<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">846-2000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001275101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $2.14 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BOTJ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentDescription', window );">Amendment Description</a></td>
<td class="text">Explanatory NoteThis Amendment No. 1 to Current Report on Form 8-K/A (the &#8220;Amendment&#8221;) amends the Current Report on Form 8-K filed by Bank of the James Financial Group, Inc. (the &#8220;Company&#8221;) on August 4, 2022 (the &#8220;Initial Filing&#8221;), which disclosed the appointment of Eric J. Sorenson, Jr. as Executive Vice President-General Counsel of Bank of the James (the &#8220;Bank&#8221;), the wholly-owned bank subsidiary of the Company.  At the time of the initial filing, the terms of the Salary Continuation Agreement and Mr. Sorenson had not been finalized.  This Amendment is being filed to provide a summary of the terms of the Salary Continuation Agreement.<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_botj_DocumentAndEntityInformationAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Document and Entity Information [Abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">botj_DocumentAndEntityInformationAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>botj_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of changes contained within amended document.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentDescription</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td>na</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
