<SEC-DOCUMENT>0001562762-23-000169.txt : 20230421
<SEC-HEADER>0001562762-23-000169.hdr.sgml : 20230421
<ACCEPTANCE-DATETIME>20230421122550
ACCESSION NUMBER:		0001562762-23-000169
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20230418
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230421
DATE AS OF CHANGE:		20230421

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF THE JAMES FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001275101
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				200500300
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35402
		FILM NUMBER:		23835392

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1200
		CITY:			LYNCHBURG
		STATE:			VA
		ZIP:			24505
		BUSINESS PHONE:		4348462000
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>botj-20230418x8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--Inline XBRL document created by Certent Disclosure Management 1.0.0.0-->
<!--Created on: 04/21/2023 16:23:17 PM-->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:botj="http://www.bankofthejames.com/20230418" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <head>
    <title>botj-20230418x8k</title>
    <meta http-equiv="Content-Type" content="text/html" /></head>
  <body xml:lang="en-US">
    <div style="display:none"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" id="ct-nonNumeric-6cccc9a7-344c-4137-a93d-1d2097e3267b" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" id="ct-nonNumeric-7a9e1368-6f7a-4a9e-87af-ab80dadaa038" contextRef="Duration_4_18_2023_To_4_18_2023">0001275101</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:type="simple" xlink:href="botj-20230418.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="Duration_4_18_2023_To_4_18_2023"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001275101</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-04-18</xbrli:startDate><xbrli:endDate>2023-04-18</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div>
    <div class="headerContainer"></div>
    <div><div style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;"><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 18pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">SECURITIES AND EXCHANGE COMMISSION</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr3CB457eLownut094" style="text-decoration: none;"></span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Washington</span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, D.C. 20549</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 18pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">FORM </span><ix:nonNumeric name="dei:DocumentType" id="ct-nonNumeric-a8f9e8fa-06c5-4c81-92c8-ccc4b5d464f3" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">8-K</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Current Report</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Pursuant to Section 13 or 15(d)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">of The Securities Exchange Act of 1934</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Date of Report (Date of Earliest Event Reported): </span><ix:nonNumeric name="dei:DocumentPeriodEndDate" id="ct-nonNumeric-db6e8ad2-e0ca-415c-b849-4a5affd51da8" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt:datemonthdayyearen"><span id="_9kR3WTr145458JE2wrBMOHIM" style="text-decoration: none;"></span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">April 18, 2023</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 22pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr123459Lany0w25rurv07909236215CJS" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityRegistrantName" id="ct-nonNumeric-f161d22f-ce6d-475b-986b-067e10f3c389" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 22pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC</span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 22pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">.</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(Exact Name of Registrant as Specified in Its Charter)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr3CB45AgSvumuvj" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="ct-nonNumeric-91f386db-a1d7-4d5d-919d-c5d8e353cc55" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:stateprovnameen"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Virginia</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr4EC45BC8AEJLHG" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityFileNumber" id="ct-nonNumeric-a3d0e34e-a0b8-421f-8f3a-78ba6ce03633" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">001-35402</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr6EA45CFA9FGCGHF" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="ct-nonNumeric-58a53f59-7c5e-44b2-9b21-069f023dd218" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">20-0500300</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(State or other jurisdiction of</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">incorporation or organization)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Commission File Number)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(IRS Employer Identification No.)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="ct-nonNumeric-5f9c4c4b-0a4b-44ee-aab9-5c1b6cabb10c" contextRef="Duration_4_18_2023_To_4_18_2023"><span id="_9kR3WTr15645DMIJeEhvghDzn3llKzuu8PCrGoc" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">828 Main Street</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="ct-nonNumeric-22fa7917-7a45-4758-ab28-4b1b8ef63559" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Lynchburg</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="ct-nonNumeric-f1ddef95-c520-481d-8009-2210098d8e36" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">VA</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="ct-nonNumeric-eb9649b1-d206-4e3a-894f-d41d28e0edd5" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">24504</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Address of Principal Executive Offices)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Zip code)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Registrant&#8217;s telephone number, including area code</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(</span><ix:nonNumeric name="dei:CityAreaCode" id="ct-nonNumeric-081b8818-b503-4987-9ffd-3b3ad649b7f2" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">434</span></ix:nonNumeric><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">) </span><ix:nonNumeric name="dei:LocalPhoneNumber" id="ct-nonNumeric-a5adee57-5491-4fc8-b081-0889c29650d5" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">846-2000</span></ix:nonNumeric></p></td></tr><tr style="height: 0.03in;"><td colspan="3" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: middle;width: 100.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:WrittenCommunications" id="ct-nonNumeric-d34dd55f-1d66-4ec5-ba7e-6e82da136338" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:SolicitingMaterial" id="ct-nonNumeric-c3720599-cbd0-4621-9518-9c1528043793" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="ct-nonNumeric-577f86e5-c351-494a-be29-b4f05dfcf4c5" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="ct-nonNumeric-ed9f791a-5298-4970-9f3e-def6b9f5e159" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Securities registered pursuant to Section 12(b) of the Act:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Title of Each Class</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Trading</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Symbol(s)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Name of Each Exchange</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">on Which Registered</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="ct-nonNumeric-0ca50e08-7d0f-45c8-8459-de016ed130f1" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Common Stock, $2.14 par value</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="ct-nonNumeric-e9832e6d-dbad-41a8-97e5-787c1b8c091b" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BOTJ</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">The </span><ix:nonNumeric name="dei:SecurityExchangeName" id="ct-nonNumeric-2f2b8bdd-fbaa-4776-904d-a540a565d15e" contextRef="Duration_4_18_2023_To_4_18_2023"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">NASDAQ</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> Capital Market</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: Segoe UI Symbol;font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Emerging growth company </span><ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="ct-nonNumeric-871a35e3-4139-4b42-b6d5-814ceecfda1d" contextRef="Duration_4_18_2023_To_4_18_2023" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: right;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;"><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
    <div><div class="footerContainer"></div><hr class="pageBreak" style="margin:18pt 0pt; ct-page-break: true; page-break-after: always;" /><div class="headerContainer"></div></div>
    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 2.02 - Results of Operations and Financial Condition</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;vertical-align: baseline;"><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">On </span><span id="_9kR3WTr14545EULvibxYK82xIMNNOS" style="text-decoration: none;"></span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Friday, April 21, 2023</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">, Bank of the James Financial Group, Inc. (the &#8220;Company&#8221;) issued a press release announcing financial results for the quarter ended </span><span id="_9kR3WTr14545FcBnqh9HHHIM" style="text-decoration: none;"></span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">March 31, 2023</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> (the &#8220;Press Release&#8221;). A copy of the Press Release is attached hereto as</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit 99.1</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 8.01 &#8211; Other Events</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">On </span><span id="_9kMHG5YVt36767ALG4ytDOQJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">April 18, 2023</span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">, the Board of Directors of the Company declared a </span><span id="_9kR3WTr145467x5qo8wv3B" style="text-decoration: none;"></span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">quarterly</span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> cash dividend of $0.08 per share of common stock. The dividend will be paid on or about </span><span id="_9kR3WTr145468RS3o3JLGHL" style="text-decoration: none;"></span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">June 16, 2023</span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">, to stockholders of record as of the close of business on </span><span id="_9kR3WTr145469SS3o4GFGK" style="text-decoration: none;"></span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">June 2, 2023</span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">On </span><span id="_9kMIH5YVt36767ALG4ytDOQJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">April 18, 2023</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">, the Company announced that pursuant to the stock repurchase plan that the Company adopted on </span><span id="_9kR3WTr14546AP8bp9trGWOJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">February 6, 2023</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> the Company repurchased 68,619 shares of common stock in the quarter ended </span><span id="_9kMHG5YVt36767HeDpsjBJJJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">March 31, 2023</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> and an additional 16,700 shares since that time.  Because those repurchases exhausted substantially all of the funds allocated under the plan, the Company&#8217;s board of directors terminated the stock repurchase plan on </span><span id="_9kMJI5YVt36767ALG4ytDOQJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">April 18, 2023</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.  </span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">A copy of the Press Release announcing the repurchases and the termination of the stock repurchase plan is attached hereto as</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit 99.1</span><span style="white-space:pre-wrap; background: #FFFFFF;color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 9.01 - Financial Statements and Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(a) Financial statements of businesses acquired &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(b) Pro forma financial information &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(c) Shell company transactions &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(d) Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.03in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit No.</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit Description</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">99.1</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><a href="botj-20230418xex99_1.htm"><span style="white-space:pre-wrap; color: #0563C1;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Bank of the James Financial Group, Inc. Press Release dated </span><span style="white-space:pre-wrap; color: #0563C1;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">April 21, 2023</span></a></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">104</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The cover page from this Current Report on Form 8-K, formatted in Inline XBRL</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"><br />&#8206;</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
    <div><div class="footerContainer"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;" class="ctHeaderFooterPage">2</span></p></div><hr class="pageBreak" style="margin:18pt 0pt; ct-page-break: true; page-break-after: always;" /><div class="headerContainer"></div></div>
    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">SIGNATURE</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.50in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.04in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 126pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Date:  </span><span id="_9kMHG5YVt36768DNG4ytEIJJKO" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">April 21, 2023</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 179.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span id="_9kMHG5YVt34567BNcp02y47twtx29B2B458437E" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; display: inline-block;text-indent: 0;width: 1.500in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">By </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">/s/ J. Todd Scruggs</span></span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">J. Todd Scruggs</span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Secretary-Treasurer</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
    <div class="footerContainer"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;" class="ctHeaderFooterPage">3</span></p></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>botj-20230418xex99_1.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!--HTML document created with Certent Disclosure Management 22.4.0.9-->
<!--Created on: 4/21/2023 12:23:27 PM-->
<html>
	<head>
		<title>
			Exhibit 991
		</title>
	</head>
	<body><div style="margin-left:36pt;margin-right:36pt;">
		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Exhibit 99.1</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;"><img src="botj-20230418xex99_1g001.jpg" style="width: 2.392638in; height: 0.8571741in" alt="BOTJ-FG-logo"></font><font style="display: inline;font-family:Times New Roman;font-weight:bold;"></font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 14pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">Bank of the James Announces </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">F</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">irst </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">Quarter</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">of </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">20</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">23</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 14pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">Financial Results and Declaration of Dividend</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-style:italic;">Loan and Interest Income Growth, </font><font style="display: inline;font-family:Times New Roman;font-style:italic;">Deposit Strength, Superior </font><font style="display: inline;font-family:Times New Roman;font-style:italic;">Asset Quality</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">LYNCHBURG, VA, </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">April </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">21</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">, 202</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">3</font><font style="display: inline;font-family:Times New Roman;"> -- Bank of the James Financial Group, Inc. (the </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><a name="_9kR3WTr19A45FSFwynmB"></a><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">) (NASDAQ</font><a name="_9kR3WTr5DA45B"></a><font style="display: inline;font-family:Times New Roman;">:</font><font style="display: inline;font-family:Times New Roman;">BOTJ), the parent company of Bank of the James (the </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><a name="_9kR3WTr24445DP0ju"></a><font style="display: inline;font-family:Times New Roman;">Bank</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">), a full-service commercial and retail bank, and Pettyjohn, Wood &amp; White, Inc. (</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">PWW</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">), an SEC-registered investment advisor, today announced unaudited results of operations for the three month period ended </font><font style="display: inline;font-family:Times New Roman;">March </font><font style="display: inline;font-family:Times New Roman;">31, </font><font style="display: inline;font-family:Times New Roman;">202</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;">.&nbsp;&nbsp;The Bank serves </font><a name="_9kR3WTr26645EgKglu0FGFG"></a><font style="display: inline;font-family:Times New Roman;">Region 2000</font><font style="display: inline;font-family:Times New Roman;"> (the greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonburg, Lexington, Roanoke,</font><font style="display: inline;font-family:Times New Roman;"> and Wytheville,</font><font style="display: inline;font-family:Times New Roman;"> Virginia markets.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-bottom:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Net income for the three months ended </font><font style="display: inline;font-family:Times New Roman;">March </font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;">1</font><font style="display: inline;font-family:Times New Roman;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;">202</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"> was </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">1.9</font><font style="display: inline;font-family:Times New Roman;">8</font><font style="display: inline;font-family:Times New Roman;"> million or </font><font style="display: inline;font-family:Times New Roman;">$0.</font><font style="display: inline;font-family:Times New Roman;">4</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"> per basic and diluted share</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">compared with $</font><font style="display: inline;font-family:Times New Roman;">2.14</font><font style="display: inline;font-family:Times New Roman;"> million or $0.</font><font style="display: inline;font-family:Times New Roman;">45</font><font style="display: inline;font-family:Times New Roman;"> per basic and diluted share for the three months ended </font><font style="display: inline;font-family:Times New Roman;">March 31</font><font style="display: inline;font-family:Times New Roman;">, 202</font><font style="display: inline;font-family:Times New Roman;">2</font><font style="display: inline;font-family:Times New Roman;">. &nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Robert R. Chapman III, CEO, commented: </font><a name="_9kR3WTr5B8458"></a><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">The </font><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;"> started the year with another solid quarter that reflected balanced income from banking operations and investment management. </font><font style="display: inline;font-family:Times New Roman;">Total loans increased and our loan portfolio continued to demonstrate diversity and balance</font><font style="display: inline;font-family:Times New Roman;">, which </font><font style="display: inline;font-family:Times New Roman;">minimized </font><font style="display: inline;font-family:Times New Roman;">exposure to specific </font><font style="display: inline;font-family:Times New Roman;">client and </font><font style="display: inline;font-family:Times New Roman;">business sector </font><font style="display: inline;font-family:Times New Roman;">risk</font><font style="display: inline;font-family:Times New Roman;">s. Exceptional loan quality reflected strength and borrowers&#x2019; creditworthiness.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#x201C;Our emphasis on nurturing long-term, full-service banking relationships and customer loyalty and confidence was evident as we grew deposits during the quarter</font><font style="display: inline;font-family:Times New Roman;"> and experienced no meaningful deposit run-off during a period of uncertainty surrounding the banking industry. Our attention to maintaining diversity in the retail and commercial customer base has kept the level of</font><font style="display: inline;font-family:Times New Roman;"> our</font><font style="display: inline;font-family:Times New Roman;"> uninsured deposits under 20%.</font><font style="display: inline;font-family:Times New Roman;"> Entering the second quarter of 2023, new deposits have </font><font style="display: inline;font-family:Times New Roman;">continued to </font><font style="display: inline;font-family:Times New Roman;">flow into the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#x201C;Growing the loan portfolio and keeping pace with prevailing interest rates generated significantly higher interest income</font><font style="display: inline;font-family:Times New Roman;">. M</font><font style="display: inline;font-family:Times New Roman;">anaging interest expense</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">led to encouraging year-over-year net </font><font style="display: inline;font-family:Times New Roman;">interest </font><font style="display: inline;font-family:Times New Roman;">income growth</font><font style="display: inline;font-family:Times New Roman;"> and meaningful improvements in net interest margin and interest spread</font><font style="display: inline;font-family:Times New Roman;">. Noninterest income included solid contributions from investment management and fee-based services</font><font style="display: inline;font-family:Times New Roman;">.&nbsp;&nbsp;While the gains on loans held for sale have decreased because of a decrease in loan volume at our Mortgage Division, we have been able to originate and retain more mortgages to take advantage of increased rates.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#x201C;Our capital position, liquidity and reserves are significant and consistent with our commitment to operate with safety and security as the highest priorities. We anticipate </font><font style="display: inline;font-family:Times New Roman;">continuing to generate new commercial, retail and residential mortgage loans in coming months, with stable but </font><font style="display: inline;font-family:Times New Roman;">prudent</font><font style="display: inline;font-family:Times New Roman;"> lending activity</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;border-top:1pt none #D9D9D9 ;font-family:Arial;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#x201C;We will continue to focus on strong client communication and retention. Internally, we are </font><font style="display: inline;font-family:Times New Roman;">focused on systems and processes to further enhance the Company&#x2019;s productivity and efficiency, which will support earnings</font><font style="display: inline;font-family:Times New Roman;">&#x2019;</font><font style="display: inline;font-family:Times New Roman;"> strength and drive shareholder value.&#x201D;</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Highlights</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total interest income</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">of $9.10 million </font><font style="display: inline;font-family:Times New Roman;color:#000000;">for the quarter ended </font><font style="display: inline;font-family:Times New Roman;color:#000000;">March 31, 2023</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> rose </font><font style="display: inline;font-family:Times New Roman;color:#000000;">32% from March 31, 2022, </font><font style="display: inline;font-family:Times New Roman;color:#000000;">reflecting commercial loan rate</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> adjustments to keep pace with the rising interest rate environment,</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> an increase in the size of the investment portfolio,</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> and growth of retained residential mortgages.</font></p></td></tr></table></div>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">1</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Net interest income </font><font style="display: inline;font-family:Times New Roman;color:#000000;">rose 2</font><font style="display: inline;font-family:Times New Roman;color:#000000;">0</font><font style="display: inline;font-family:Times New Roman;color:#000000;">% in the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">first </font><font style="display: inline;font-family:Times New Roman;color:#000000;">quarter of 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> compared with a year earlier, </font><font style="display: inline;font-family:Times New Roman;color:#000000;">primarily reflecting </font><font style="display: inline;font-family:Times New Roman;color:#000000;">significantly higher </font><font style="display: inline;font-family:Times New Roman;color:#000000;">interest income</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> partially offset by increased interest expense.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Continued p</font><font style="display: inline;font-family:Times New Roman;color:#000000;">rompt response to the changing interest rate environment led to </font><font style="display: inline;font-family:Times New Roman;color:#000000;">sharply </font><font style="display: inline;font-family:Times New Roman;color:#000000;">improved</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">net interest margin and interest spread in </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the first </font><font style="display: inline;font-family:Times New Roman;color:#000000;">quarter </font><font style="display: inline;font-family:Times New Roman;color:#000000;">of 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> compared with </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the first quarter of 2022</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total noninterest income </font><font style="display: inline;font-family:Times New Roman;color:#000000;">was $3.04 million in the first quarter of 2023 compared with $3.63 million a year earlier. </font><font style="display: inline;font-family:Times New Roman;color:#000000;">Income from </font><font style="display: inline;font-family:Times New Roman;color:#000000;">gain on sale of residential mortgage loans </font><font style="display: inline;font-family:Times New Roman;color:#000000;">declined as </font><font style="display: inline;font-family:Times New Roman;color:#000000;">volume de</font><font style="display: inline;font-family:Times New Roman;color:#000000;">clined</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, partially offset by </font><font style="display: inline;font-family:Times New Roman;color:#000000;">interchange income on card activity</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, growth of commercial treasury services income, and wealth management fees generated by PWW</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Loans, net of the allowance for </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;">es,</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> increased</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">to </font><font style="display: inline;font-family:Times New Roman;color:#000000;">$</font><font style="display: inline;font-family:Times New Roman;color:#000000;">6</font><font style="display: inline;font-family:Times New Roman;color:#000000;">1</font><font style="display: inline;font-family:Times New Roman;color:#000000;">8.22</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> million at </font><font style="display: inline;font-family:Times New Roman;color:#000000;">March 31, 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">compared with </font><font style="display: inline;font-family:Times New Roman;color:#000000;">$</font><font style="display: inline;font-family:Times New Roman;color:#000000;">605.3</font><font style="display: inline;font-family:Times New Roman;color:#000000;">7</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> million at </font><font style="display: inline;font-family:Times New Roman;color:#000000;">March 31, 2022</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">primarily reflecting </font><font style="display: inline;font-family:Times New Roman;color:#000000;">commercial real estate and </font><font style="display: inline;font-family:Times New Roman;color:#000000;">residential mortgage </font><font style="display: inline;font-family:Times New Roman;color:#000000;">loan growth</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Asset quality remained strong, </font><font style="display: inline;font-family:Times New Roman;color:#000000;">with a </font><font style="display: inline;font-family:Times New Roman;color:#000000;">ratio of nonperforming loans to total loans of 0.</font><font style="display: inline;font-family:Times New Roman;color:#000000;">02</font><font style="display: inline;font-family:Times New Roman;color:#000000;">% at </font><font style="display: inline;font-family:Times New Roman;color:#000000;">March 31, 2023 and </font><font style="display: inline;font-family:Times New Roman;color:#000000;">minimal l</font><font style="display: inline;font-family:Times New Roman;color:#000000;">evels of nonperforming loans and other real estate owned (OREO).</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total deposits </font><font style="display: inline;font-family:Times New Roman;color:#000000;">increased during the first quarter of 2023, reflecting modest growth in time deposits</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, as a result of higher rates paid on certificates of deposit,</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> and relatively stable lo</font><font style="display: inline;font-family:Times New Roman;color:#000000;">wer-cost core deposits (noninterest-bearing demand, NOW, savings and money market accounts)</font><font style="display: inline;font-family:Times New Roman;color:#000000;">,</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">which </font><font style="display: inline;font-family:Times New Roman;color:#000000;">comprise</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">more than 80%</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> of total deposits</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> Less than 20% of total deposits are uninsured</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> by the FDIC</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">On </font><font style="display: inline;font-family:Times New Roman;color:#000000;">April 18</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> the Company&#x2019;s board of directors approved a quarterly </font><font style="display: inline;font-family:Times New Roman;color:#000000;">dividend of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">$0.0</font><font style="display: inline;font-family:Times New Roman;color:#000000;">8 &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">per share </font><font style="display: inline;font-family:Times New Roman;color:#000000;">to stockholders of record </font><font style="display: inline;font-family:Times New Roman;color:#000000;">as of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">June 2</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, 2023 </font><font style="display: inline;font-family:Times New Roman;color:#000000;">to be paid on </font><font style="display: inline;font-family:Times New Roman;color:#000000;">June 16</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">In the first quarter of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">2023, the Company's board of directors approved a stock repurchase plan to purchase up to $998,000 of the Company's common stock. </font><font style="display: inline;font-family:Times New Roman;color:#000000;">Purchases may be made</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> in open market transactions or privately negotiated transactions, in accordance with Rule 10b5-1 and Rule 10b-18 under the Securities Exchange Act of 1934, as amended. </font><font style="display: inline;font-family:Times New Roman;color:#000000;">During the first quarter of 2023, the Company repurchased</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> 68,619</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> shares of its common stock at an average price of $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">11.85</font><font style="display: inline;font-family:Times New Roman;color:#000000;">. &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> In addition, since the end of the first quarter, the Company has purchased an additional </font><font style="display: inline;font-family:Times New Roman;color:#000000;">16,700 shares at an average price of $11.05</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.&nbsp; </font><font style="display: inline;font-family:Times New Roman;color:#000000;">Because the Company </font><font style="display: inline;font-family:Times New Roman;color:#000000;">had used substantially all of the $998,000 allocated to the repurchase plan, on April 18, 2023, the Board formally terminated the plan.&nbsp; </font><font style="display: inline;font-family:Times New Roman;color:#000000;">In conjunction with a </font><font style="display: inline;font-family:Times New Roman;color:#000000;">previous </font><font style="display: inline;font-family:Times New Roman;color:#000000;">repurchase plan, the Company has repurchased </font><font style="display: inline;font-family:Times New Roman;color:#000000;">just under</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> 4% of its outstanding common stock </font><font style="display: inline;font-family:Times New Roman;color:#000000;">since August 2022.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:18pt;"><p style="width:18pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
				<font style="margin:0pt;font-family:Symbol;line-height:100%;border-top:1pt none #D9D9D9;font-size:11pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">W</font><font style="display: inline;font-family:Times New Roman;color:#000000;">e adopted the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">current expected credit loss (CECL) standard effective January 1, 2023.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> &nbsp;As discussed below, our allowance for credit loss increased because of this adoption.</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">First </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">Quarter</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">of </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">202</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;"> Operational Review</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Net interest income after</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> a $140,000 provision for </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;">es </font><font style="display: inline;font-family:Times New Roman;color:#000000;">for the quarter ended </font><font style="display: inline;font-family:Times New Roman;color:#000000;">March 31, 2023 </font><font style="display: inline;font-family:Times New Roman;color:#000000;">was $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">7.50</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> million compared with $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">6.69</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> million</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">a year earlier, which included a $300,000 recovery of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;">es. </font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;text-align:justify;text-justify:inter-ideograph;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">The </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> provision</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, as indicated by the Bank&#x2019;s allowance for </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;">es methodology, reflected loan growth during the first quarter of 2023</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> and </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">adoption </font><font style="display: inline;font-family:Times New Roman;color:#000000;">of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">CECL standard that took effect on January 1, 2023.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> &nbsp;The </font><font style="display: inline;font-family:Times New Roman;color:#000000;">change in </font><font style="display: inline;font-family:Times New Roman;color:#000000;">methodology </font><font style="display: inline;font-family:Times New Roman;color:#000000;">result</font><font style="display: inline;font-family:Times New Roman;color:#000000;">ing from</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> the</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> adoption </font><font style="display: inline;font-family:Times New Roman;color:#000000;">resulted in </font><font style="display: inline;font-family:Times New Roman;color:#000000;">an increase in the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">allowance for credit loss </font><font style="display: inline;font-family:Times New Roman;color:#000000;">of $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">1.2</font><font style="display: inline;font-family:Times New Roman;color:#000000;">5</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> million</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">before the effect of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">deferred taxes.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">In addition, the adoption of CECL required us to create a </font><font style="display: inline;font-family:Times New Roman;color:#000000;">liability</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> of </font><font style="display: inline;font-family:Times New Roman;color:#000000;">$779,000 </font><font style="display: inline;font-family:Times New Roman;color:#000000;">related to </font><font style="display: inline;font-family:Times New Roman;color:#000000;">un</font><font style="display: inline;font-family:Times New Roman;color:#000000;">funded loan</font><font style="display: inline;font-family:Times New Roman;color:#000000;">s</font><font style="display: inline;font-family:Times New Roman;color:#000000;">.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> &nbsp;The offset to the increase</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">was a one-time decrease in retained earnings</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> in the amount of $1.60 million</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, which equa</font><font style="display: inline;font-family:Times New Roman;color:#000000;">ted to</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> the increase in allowance, net of deferred taxes.</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> &nbsp;Management had anticipated that </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the adoption of CECL would lead to an increase </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">credit loss</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> provision.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total interest income </font><font style="display: inline;font-family:Times New Roman;color:#000000;">increased to $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">9.10 </font><font style="display: inline;font-family:Times New Roman;color:#000000;">million in the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">first </font><font style="display: inline;font-family:Times New Roman;color:#000000;">quarter of 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> compared with $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">6.92</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">million a year earlier. The </font><font style="display: inline;font-family:Times New Roman;color:#000000;">year-over-year </font><font style="display: inline;font-family:Times New Roman;color:#000000;">increase reflected</font><font style="display: inline;font-family:Times New Roman;color:#000000;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">organic loan growth and interest rate</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> increases</font><font style="display: inline;font-family:Times New Roman;color:#000000;">. &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">H</font><font style="display: inline;font-family:Times New Roman;color:#000000;">igher rates </font><font style="display: inline;font-family:Times New Roman;color:#000000;">have had a </font><font style="display: inline;font-family:Times New Roman;color:#000000;">positive impact on</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> the yields earned on interest earning assets. </font><font style="display: inline;font-family:Times New Roman;color:#000000;">The </font><font style="display: inline;font-family:Times New Roman;color:#000000;">yield</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> on interest earning assets </font><font style="display: inline;font-family:Times New Roman;color:#000000;">in </font><font style="display: inline;font-family:Times New Roman;color:#000000;">the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">first </font><font style="display: inline;font-family:Times New Roman;color:#000000;">quarter of 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> was </font><font style="display: inline;font-family:Times New Roman;color:#000000;">4.14</font><font style="display: inline;font-family:Times New Roman;color:#000000;">%</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, up from </font><font style="display: inline;font-family:Times New Roman;color:#000000;">3.0</font><font style="display: inline;font-family:Times New Roman;color:#000000;">9</font><font style="display: inline;font-family:Times New Roman;color:#000000;">% &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">a year earlier. </font><font style="display: inline;font-family:Times New Roman;color:#000000;">The interest spread was 3.33% compared with 2.80% a year earlier.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total interest expense in the </font><font style="display: inline;font-family:Times New Roman;color:#000000;">first </font><font style="display: inline;font-family:Times New Roman;color:#000000;">quarter of 202</font><font style="display: inline;font-family:Times New Roman;color:#000000;">3</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> was </font><font style="display: inline;font-family:Times New Roman;color:#000000;">$</font><font style="display: inline;font-family:Times New Roman;color:#000000;">1.46 million </font><font style="display: inline;font-family:Times New Roman;color:#000000;">compared with $</font><font style="display: inline;font-family:Times New Roman;color:#000000;">525,000 </font><font style="display: inline;font-family:Times New Roman;color:#000000;">a year earlier</font><font style="display: inline;font-family:Times New Roman;color:#000000;">. &nbsp;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">Rates </font><font style="display: inline;font-family:Times New Roman;color:#000000;">paid </font><font style="display: inline;font-family:Times New Roman;color:#000000;">on interest bearing deposits were 0.</font><font style="display: inline;font-family:Times New Roman;color:#000000;">71</font><font style="display: inline;font-family:Times New Roman;color:#000000;">%</font><font style="display: inline;font-family:Times New Roman;color:#000000;">, up from 0.</font><font style="display: inline;font-family:Times New Roman;color:#000000;">17</font><font style="display: inline;font-family:Times New Roman;color:#000000;">% a year earlier, </font><font style="display: inline;font-family:Times New Roman;color:#000000;">primarily </font><font style="display: inline;font-family:Times New Roman;color:#000000;">reflecting increased time deposits and </font><font style="display: inline;font-family:Times New Roman;color:#000000;">higher </font><font style="display: inline;font-family:Times New Roman;color:#000000;">deposit </font><font style="display: inline;font-family:Times New Roman;color:#000000;">rates commensurate with the current interest rate environment.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">2</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;">J. Todd Scruggs, Executive Vice President and CFO, commented: </font><a name="_9kMML5YVt7DA67A"></a><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">Steady loan growth and timely adjustments to rates on new and existing loans continues to drive meaningful increases of interest income, more than offsetting higher interest expense. I</font><font style="display: inline;font-family:Times New Roman;">mprovements in net interest margin and net interest spread</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">reflected </font><font style="display: inline;font-family:Times New Roman;">adjustments to our investment strategy based on </font><font style="display: inline;font-family:Times New Roman;">rising </font><font style="display: inline;font-family:Times New Roman;">interest rates</font><font style="display: inline;font-family:Times New Roman;">. We are focused on maintaining a healthy balance between cost of funds and rates </font><font style="display: inline;font-family:Times New Roman;">generated by </font><font style="display: inline;font-family:Times New Roman;">earning assets.&#x201D;</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Noninterest </font><font style="display: inline;font-family:Times New Roman;">income </font><font style="display: inline;font-family:Times New Roman;">in the </font><font style="display: inline;font-family:Times New Roman;">first quarter </font><font style="display: inline;font-family:Times New Roman;">of</font><font style="display: inline;font-family:Times New Roman;"> 202</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">was $</font><font style="display: inline;font-family:Times New Roman;">3.04</font><font style="display: inline;font-family:Times New Roman;"> million compared with $</font><font style="display: inline;font-family:Times New Roman;">3.63</font><font style="display: inline;font-family:Times New Roman;"> million in the </font><font style="display: inline;font-family:Times New Roman;">f</font><font style="display: inline;font-family:Times New Roman;">irst </font><font style="display: inline;font-family:Times New Roman;">quarter of </font><font style="display: inline;font-family:Times New Roman;">202</font><font style="display: inline;font-family:Times New Roman;">2</font><font style="display: inline;font-family:Times New Roman;">, with the decline primarily reflecting lower gains on the sale of residential mortgages </font><font style="display: inline;font-family:Times New Roman;">and </font><font style="display: inline;font-family:Times New Roman;">partially offset by </font><font style="display: inline;font-family:Times New Roman;">year-over-year </font><font style="display: inline;font-family:Times New Roman;">growth in service charges, fees</font><font style="display: inline;font-family:Times New Roman;">,</font><font style="display: inline;font-family:Times New Roman;"> and commissions</font><font style="display: inline;font-family:Times New Roman;"> resulting from increased debit card income</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">A</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">slowing of </font><font style="display: inline;font-family:Times New Roman;">conventional mortgage </font><font style="display: inline;font-family:Times New Roman;">originations</font><font style="display: inline;font-family:Times New Roman;"> due to rising mortgage interest rates </font><font style="display: inline;font-family:Times New Roman;">have </font><font style="display: inline;font-family:Times New Roman;">resulted in a decrease</font><font style="display: inline;font-family:Times New Roman;"> in the volume and amount of r</font><font style="display: inline;font-family:Times New Roman;">esidential mortgage</font><font style="display: inline;font-family:Times New Roman;">s sold in</font><font style="display: inline;font-family:Times New Roman;"> the secondary market</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Noninterest income in </font><font style="display: inline;font-family:Times New Roman;">the first quarter of 2023</font><font style="display: inline;font-family:Times New Roman;"> was highlighted by </font><font style="display: inline;font-family:Times New Roman;">solid fee income from corporate treasury services, </font><font style="display: inline;font-family:Times New Roman;">increased interchange income earned on card activity and overdraft fees. I</font><font style="display: inline;font-family:Times New Roman;">ncome from PWW</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">contributed </font><font style="display: inline;font-family:Times New Roman;">approximately </font><font style="display: inline;font-family:Times New Roman;">$0.</font><font style="display: inline;font-family:Times New Roman;">07</font><font style="display: inline;font-family:Times New Roman;"> to earnings </font><font style="display: inline;font-family:Times New Roman;">per share </font><font style="display: inline;font-family:Times New Roman;">in </font><font style="display: inline;font-family:Times New Roman;">the first quarter of 2023</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Noninterest expense in the </font><font style="display: inline;font-family:Times New Roman;">first </font><font style="display: inline;font-family:Times New Roman;">quarter of 202</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"> was </font><font style="display: inline;font-family:Times New Roman;">$8.08 million compared with </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">7.</font><font style="display: inline;font-family:Times New Roman;">65</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">million</font><font style="display: inline;font-family:Times New Roman;"> a year earlier</font><font style="display: inline;font-family:Times New Roman;">, primarily reflecting slightly increased salaries and employee benefits and increases in </font><font style="display: inline;font-family:Times New Roman;">p</font><font style="display: inline;font-family:Times New Roman;">rofessional and outside expenses</font><font style="display: inline;font-family:Times New Roman;"> (specifically data processing fees)</font><font style="display: inline;font-family:Times New Roman;">. The Company continued to demonstrate positiv</font><font style="display: inline;font-family:Times New Roman;">e productivity trends in return on average equity, return on average assets and </font><font style="display: inline;font-family:Times New Roman;">the </font><font style="display: inline;font-family:Times New Roman;">efficiency ratio.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">First Quarter of 2023 </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">Balance Sheet </font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">Re</font><font style="display: inline;font-family:Times New Roman;font-weight:bold;">view</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Total assets were $9</font><font style="display: inline;font-family:Times New Roman;">48.47</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">million </font><font style="display: inline;font-family:Times New Roman;">at</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">March 31, 2023 compared with $928.57 million at </font><font style="display: inline;font-family:Times New Roman;">December 31, 2022</font><font style="display: inline;font-family:Times New Roman;">, primarily reflecting loan and deposit growth during the quarter.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Loans, net of allowance for </font><font style="display: inline;font-family:Times New Roman;">credit loss</font><font style="display: inline;font-family:Times New Roman;">es, </font><font style="display: inline;font-family:Times New Roman;">increased to </font><font style="display: inline;font-family:Times New Roman;">$618.22 million </font><font style="display: inline;font-family:Times New Roman;">at March 31, 2023 from </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">605.37</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> at </font><font style="display: inline;font-family:Times New Roman;">December</font><font style="display: inline;font-family:Times New Roman;"> 31, 2022</font><font style="display: inline;font-family:Times New Roman;">, led by growth in commercial real estate lending and residential mortgages</font><font style="display: inline;font-family:Times New Roman;">.</font><font style="display: inline;font-family:Times New Roman;"> Commercial real estate loans (owner occupied and non-owner occupied and excluding construction loans) were approximately </font><font style="display: inline;font-family:Times New Roman;">$356.34 million at March 31, 2023, up from approximately $320.2</font><font style="display: inline;font-family:Times New Roman;">7</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> at March 31, 2022 and </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;">41.89</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> at </font><font style="display: inline;font-family:Times New Roman;">December 31</font><font style="display: inline;font-family:Times New Roman;">, 2022</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Management noted both the quality and diversity of the commercial loan portfolio, representing a variety of clients</font><font style="display: inline;font-family:Times New Roman;"> and </font><font style="display: inline;font-family:Times New Roman;">business and economic sectors. Of the </font><font style="display: inline;font-family:Times New Roman;">$124</font><font style="display: inline;font-family:Times New Roman;">.99 million identified as non-owner occupied</font><font style="display: inline;font-family:Times New Roman;"> CRE</font><font style="display: inline;font-family:Times New Roman;">,</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">approximately</font><font style="display: inline;font-family:Times New Roman;"> $46 million</font><font style="display: inline;font-family:Times New Roman;"> represents</font><font style="display: inline;font-family:Times New Roman;"> loan</font><font style="display: inline;font-family:Times New Roman;">s</font><font style="display: inline;font-family:Times New Roman;"> to lessors </font><font style="display: inline;font-family:Times New Roman;">of</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">non-residential </font><font style="display: inline;font-family:Times New Roman;">properties</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Michael A. Syrek, President of the Bank, commented: </font><a name="_9kMNM5YVt7DA67A"></a><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">While commercial lending activity has been subdued in the current interest rate environment, </font><font style="display: inline;font-family:Times New Roman;">we believe </font><font style="display: inline;font-family:Times New Roman;">the quality and strength of the portfolio is excellent</font><font style="display: inline;font-family:Times New Roman;">. We have experienced growth and, importantly, high levels of customer retention</font><font style="display: inline;font-family:Times New Roman;">. Clients in all our served markets are sound, stable, and performing well.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#x201C;Our focus on maintaining strong relationships with clients contributed to a significantly increased business with several key customers during the quarter. </font><font style="display: inline;font-family:Times New Roman;">Customer retention and strong relationships are supported by the broad range of Bank of the James&#x2019; integrated banking services that </font><font style="display: inline;font-family:Times New Roman;">include consultation, a range of banking options, and cash management services.</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Commercial loans (primarily C&amp;I loans) </font><font style="display: inline;font-family:Times New Roman;">were $93.74 million at March 31, 2023 compared with $104.92 million a year earlier and </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">95.</font><font style="display: inline;font-family:Times New Roman;">88</font><font style="display: inline;font-family:Times New Roman;"> million </font><font style="display: inline;font-family:Times New Roman;">at </font><font style="display: inline;font-family:Times New Roman;">December 31, 2022</font><font style="display: inline;font-family:Times New Roman;">. Residential consumer construction loans were unchanged from a year earlier and commercial construction loans were $14.4</font><font style="display: inline;font-family:Times New Roman;">7</font><font style="display: inline;font-family:Times New Roman;"> million at March 31, 2023 compared with $29.28 million a year earlier. Secured consumer loans rose to $92.63 million at March 31, 2023 from $84.00 million at March 31, 2022.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Residential mortgage loans held by the Bank increased to $45.</font><font style="display: inline;font-family:Times New Roman;">58</font><font style="display: inline;font-family:Times New Roman;"> million at March 31, 2023 compared with $32.94</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> at March 31, 2022 and $43.05 million at December 31, 2022.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Asset quality has been consistently strong</font><font style="display: inline;font-family:Times New Roman;"> and stable</font><font style="display: inline;font-family:Times New Roman;">, with a ratio of nonperforming loans to total loans of 0.</font><font style="display: inline;font-family:Times New Roman;">02</font><font style="display: inline;font-family:Times New Roman;">% at </font><font style="display: inline;font-family:Times New Roman;">March </font><font style="display: inline;font-family:Times New Roman;">31, </font><font style="display: inline;font-family:Times New Roman;">202</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;">. The </font><font style="display: inline;font-family:Times New Roman;">allowance for </font><font style="display: inline;font-family:Times New Roman;">credit loss</font><font style="display: inline;font-family:Times New Roman;">es to total loans was 1.</font><font style="display: inline;font-family:Times New Roman;">23</font><font style="display: inline;font-family:Times New Roman;">% at </font><font style="display: inline;font-family:Times New Roman;">March 31, 2023 compared with 1.22% at De</font><font style="display: inline;font-family:Times New Roman;">cember 31</font><font style="display: inline;font-family:Times New Roman;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;">2022</font><font style="display: inline;font-family:Times New Roman;">.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">In the first quarter of 2023, the </font><font style="display: inline;font-family:Times New Roman;">Company finalize</font><font style="display: inline;font-family:Times New Roman;">d</font><font style="display: inline;font-family:Times New Roman;"> its allowance for </font><font style="display: inline;font-family:Times New Roman;">credit</font><font style="display: inline;font-family:Times New Roman;"> losses model in accordance with the CECL standard</font><font style="display: inline;font-family:Times New Roman;"> (which the Bank was required to adopt on January 1, 2023)</font><font style="display: inline;font-family:Times New Roman;">. Management believes </font><font style="display: inline;font-family:Times New Roman;">that the</font><font style="display: inline;font-family:Times New Roman;"> allowance</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">in future quarters may </font><font style="display: inline;font-family:Times New Roman;">increase</font><font style="display: inline;font-family:Times New Roman;"> to reflect the change in the model.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;">T</font><font style="display: inline;font-family:Times New Roman;">otal nonperforming loans </font><font style="display: inline;font-family:Times New Roman;">were $101,000 at March 31, 2023, down 84% from </font><font style="display: inline;font-family:Times New Roman;">December 31, 202</font><font style="display: inline;font-family:Times New Roman;">2. Total nonperforming assets declined to $641,000 at March 31, 2023 from $1.20 million at December 31, 2022.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Total deposits </font><font style="display: inline;font-family:Times New Roman;">at March 31, 2023</font><font style="display: inline;font-family:Times New Roman;"> were $864.44</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> compared with $848.14 million </font><font style="display: inline;font-family:Times New Roman;">at </font><font style="display: inline;font-family:Times New Roman;">December 31</font><font style="display: inline;font-family:Times New Roman;">, 2022. Total deposits </font><font style="display: inline;font-family:Times New Roman;">continued to </font><font style="display: inline;font-family:Times New Roman;">reflect </font><font style="display: inline;font-family:Times New Roman;">good </font><font style="display: inline;font-family:Times New Roman;">noninterest </font><font style="display: inline;font-family:Times New Roman;">demand deposit activity</font><font style="display: inline;font-family:Times New Roman;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;">judicious addition of </font><font style="display: inline;font-family:Times New Roman;">time deposits</font><font style="display: inline;font-family:Times New Roman;">, and</font><font style="display: inline;font-family:Times New Roman;"> were partially offset by a decrease in core deposits, which despite the decrease represent a </font><font style="display: inline;font-family:Times New Roman;">high percentage</font><font style="display: inline;font-family:Times New Roman;"> of our deposits.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Management believes that the Bank has the ability to meet its liquidity needs.</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font><font style="display: inline;font-family:Times New Roman;">We have</font><font style="display: inline;font-family:Times New Roman;"> on-balance sheet liquidity in the form o</font><font style="display: inline;font-family:Times New Roman;">f</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">cash and cash equivalent</font><font style="display: inline;font-family:Times New Roman;"> in the amount $64.98 million as of March 31, 2023.</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;In addition, although we </font><font style="display: inline;font-family:Times New Roman;">have the intention</font><font style="display: inline;font-family:Times New Roman;">, and management believes the ability, to hold our available-for-sale securities to maturity, they serve as an additional source of </font><font style="display: inline;font-family:Times New Roman;">on-balance</font><font style="display: inline;font-family:Times New Roman;"> sheet </font><font style="display: inline;font-family:Times New Roman;">liquidity.</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;We have access to </font><font style="display: inline;font-family:Times New Roman;">unsecured </font><font style="display: inline;font-family:Times New Roman;">lines of cred</font><font style="display: inline;font-family:Times New Roman;">it in an amount of </font><font style="display: inline;font-family:Times New Roman;">approximately $33 million.&nbsp; </font><font style="display: inline;font-family:Times New Roman;">Moreover</font><font style="display: inline;font-family:Times New Roman;">, we have </font><font style="display: inline;font-family:Times New Roman;">pledged $37 million </font><font style="display: inline;font-family:Times New Roman;">in par value </font><font style="display: inline;font-family:Times New Roman;">of our available-for-sale securities</font><font style="display: inline;font-family:Times New Roman;"> pursuant to the Bank Term Funding Program and </font><font style="display: inline;font-family:Times New Roman;">we can access th</font><font style="display: inline;font-family:Times New Roman;">at amount at any time</font><font style="display: inline;font-family:Times New Roman;">.&nbsp; </font><font style="display: inline;font-family:Times New Roman;">Further, we could pledge </font><font style="display: inline;font-family:Times New Roman;">all or some of the </font><font style="display: inline;font-family:Times New Roman;">remaining</font><font style="display: inline;font-family:Times New Roman;"> portions of </font><font style="display: inline;font-family:Times New Roman;">our </font><font style="display: inline;font-family:Times New Roman;">securities</font><font style="display: inline;font-family:Times New Roman;"> and loan</font><font style="display: inline;font-family:Times New Roman;"> portfolio</font><font style="display: inline;font-family:Times New Roman;">s &nbsp;</font><font style="display: inline;font-family:Times New Roman;">in order to generate additional liquidity, if necessary.</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;We currently </font><font style="display: inline;font-family:Times New Roman;">have no borrowings</font><font style="display: inline;font-family:Times New Roman;"> under the Bank </font><font style="display: inline;font-family:Times New Roman;">Term Funding Program or</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">our </font><font style="display: inline;font-family:Times New Roman;">lines of credit.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">The Company&#x2019;s </font><font style="display: inline;font-family:Times New Roman;">total </font><font style="display: inline;font-family:Times New Roman;">retained earnings </font><font style="display: inline;font-family:Times New Roman;">were $31.42 million at March 31, 2023 compared with </font><font style="display: inline;font-family:Times New Roman;">$</font><font style="display: inline;font-family:Times New Roman;">31.0</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"> million </font><font style="display: inline;font-family:Times New Roman;">at </font><font style="display: inline;font-family:Times New Roman;">December 31</font><font style="display: inline;font-family:Times New Roman;">, 2022</font><font style="display: inline;font-family:Times New Roman;">. &nbsp;</font><font style="display: inline;font-family:Times New Roman;">Total </font><font style="display: inline;font-family:Times New Roman;">stockholders&#x2019;</font><font style="display: inline;font-family:Times New Roman;"> equity was $52.38 million at March 31, 2023, up </font><font style="display: inline;font-family:Times New Roman;">from $50.2</font><font style="display: inline;font-family:Times New Roman;">3</font><font style="display: inline;font-family:Times New Roman;"> million</font><font style="display: inline;font-family:Times New Roman;"> at December 31, 2022 but down from historical levels. Tangible book value</font><font style="display: inline;font-family:Times New Roman;"> per share</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">increased to $11.49 at March 31, 2023 from $10.85 at December 31, 2022. M</font><font style="display: inline;font-family:Times New Roman;">easures of shareholder value </font><font style="display: inline;font-family:Times New Roman;">continue to reflect </font><font style="display: inline;font-family:Times New Roman;">market value changes of the Company&#x2019;s available-for-sale securities portfolio</font><font style="display: inline;font-family:Times New Roman;">, reflecting the impact of </font><font style="display: inline;font-family:Times New Roman;">higher </font><font style="display: inline;font-family:Times New Roman;">interest rates</font><font style="display: inline;font-family:Times New Roman;">.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">These mark-to-market losses </font><font style="display: inline;font-family:Times New Roman;">are excluded from the Bank&#x2019;s regulatory capital.&nbsp; </font><font style="display: inline;font-family:Times New Roman;">T</font><font style="display: inline;font-family:Times New Roman;">he Company does not expect to realize the unrealized losses as it has the intent and ability to hold the securities until their recovery, which may be at maturity.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">The duration of </font><font style="display: inline;font-family:Times New Roman;">the Company&#x2019;s </font><font style="display: inline;font-family:Times New Roman;">overall securities portfolio is</font><font style="display: inline;font-family:Times New Roman;"> approximately</font><font style="display: inline;font-family:Times New Roman;"> 6 years.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">About the Company</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Bank of the James, a wholly-owned subsidiary of Bank of the James Financial Group, Inc. opened for business in July 1999 and is headquartered in Lynchburg, Virginia. The </font><a name="_9kMHG5YVt46667FR2lw"></a><font style="display: inline;font-family:Times New Roman;">Bank</font><font style="display: inline;font-family:Times New Roman;"> currently services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Roanoke, Rustburg</font><font style="display: inline;font-family:Times New Roman;">, and Wytheville</font><font style="display: inline;font-family:Times New Roman;">. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">The Bank provides mortgage loan origination through Bank of the </font><a name="_9kR3WTr26645CW8inudU6C2klq"></a><font style="display: inline;font-family:Times New Roman;">James Mortgage</font><font style="display: inline;font-family:Times New Roman;">, a division of Bank of the James. The Company provides investment advisory services through its wholly-owned subsidiary, Pettyjohn, Wood &amp; White, Inc., an SEC-registered investment advisor. Bank of the James Financial Group, Inc. common stock is listed under the symbol </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">BOTJ</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;"> on the NASDAQ Stock Market, LLC.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">Additional information on the Company is available at </font><font style="display: inline;font-family:Times New Roman;">www.bankofthejames.</font><a name="_9kMIH5YVt46667FR2lw"></a><font style="display: inline;font-family:Times New Roman;">bank</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Cautionary Statement Regarding Forward-Looking Statements</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">This press release contains statements that constitute </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">forward-looking statements</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;"> within the meaning of the </font><a name="_9kR3WTy856457XVv0tsxXSj0G589v6oZEF3wAJF"></a><font style="display: inline;font-family:Times New Roman;">Private Securities Litigation Reform Act of 1995</font><font style="display: inline;font-family:Times New Roman;">. The words </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">believe,</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">estimate,</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">expect,</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">intend,</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">anticipate,</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;">plan</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;"> and similar expressions and variations thereof identify certain of such forward-looking statements which speak only as of the dates on which they were made. Bank of the James Financial Group, Inc. (the </font><font style="display: inline;font-family:Times New Roman;">&#x201C;</font><a name="_9kMHG5YVt3BC67HUHy0poD"></a><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;">&#x201D;</font><font style="display: inline;font-family:Times New Roman;">) undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors. Such factors include, but are not limited to, competition, general economic conditions, potential changes in interest rates</font><font style="display: inline;font-family:Times New Roman;">, &nbsp;</font><font style="display: inline;font-family:Times New Roman;">changes in the value of real estate securing loans made by the Bank</font><font style="display: inline;font-family:Times New Roman;"> as well as </font><font style="display: inline;font-family:Times New Roman;">the</font><font style="display: inline;font-family:Times New Roman;"> potential for the resurgence of </font><font style="display: inline;font-family:Times New Roman;">COVID-19</font><font style="display: inline;font-family:Times New Roman;"> and geopolitical conditions</font><font style="display: inline;font-family:Times New Roman;">.</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;">Additional information concerning factors that could cause actual results to materially differ from those in the forward-looking statements is contained in the </font><a name="_9kR3WTr67345A"></a><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;">&#x2019;</font><font style="display: inline;font-family:Times New Roman;">s</font><font style="display: inline;font-family:Times New Roman;"> filings with the Securities and Exchange Commission.&nbsp; </font>
		</p>
		<p style="margin:0pt;line-height:115%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">CONTACT: J. Todd Scruggs, Executive Vice President and Chief Financial Officer (434) 846-2000.</font>
		</p>
		<p style="margin:0pt;line-height:115%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">tscruggs@bankofthejames.com</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-align:center;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-align:center;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">4</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;text-align:center;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;font-weight:bold;">CONSOLIDATED FINANCIAL INFORMATION FOLLOWS</font>
		</p>
		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">5</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;font-weight:bold;"></font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Consolidated Balance Sheets</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">(dollar amounts in thousands, except per share amounts)</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:477.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">(unaudited)</font></p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Assets</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">3/31/2023</font></p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">12/31/2022</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Cash and due from banks</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$23,282&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$30,025&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Federal funds sold</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">41,695&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31,737&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Total cash and cash equivalents</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">64,977&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">61,762&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Securities held-to-maturity, at amortized cost (fair value of $3,211 in 2023 and $3,135 in 2022)</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,634&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,639&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Securities available-for-sale, at fair value</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">189,587&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">185,787&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Restricted stock, at cost</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,387&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,387&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans, net of allowance for credit losses of $7,715 in 2023 and $6,259 in 2022</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">618,223&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">605,366&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,163&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,423&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Premises and equipment, net</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">17,796&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">17,974&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Interest receivable </font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,574&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,736&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Cash value - bank owned life insurance</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">21,169&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">19,237&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Customer relationship Intangible</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,705&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,845&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Goodwill</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,054&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,054&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Other real estate owned</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">540&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">566&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Other assets</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">17,662&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">17,795&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;Total assets</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$948,471&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$928,571&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Liabilities and Stockholders' Equity</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Deposits</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Noninterest bearing demand</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$150,829&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$154,884&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;NOW, money market and savings</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">544,643&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">560,479&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Time</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">168,965&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">132,775&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">864,437&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">848,138&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Capital notes, net</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">10,039&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">10,037&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Other borrowings</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">10,314&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">10,457&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Interest payable</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">218&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">89&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Other liabilities</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">11,082&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">9,624&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;Total liabilities</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$896,090&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$878,345&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;font-size:10pt;">Preferred</font><font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> stock $2.14 par value; authorized 1,000,000 shares; none issued and outstanding</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;font-size:10pt;">Common</font><font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;4,560,038 as of March 31, 2023 and 4,628,657 as of December 31, 2022</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">9,758&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">9,905&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Additional paid-in-capital</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">35,402&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">36,068&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Accumulated other comprehensive (loss)</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(24,198)
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(26,781)
				</td>
			</tr></table>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">6</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:477.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Retained earnings</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31,419&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31,034&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Total stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$52,381&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$50,226&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:306.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Total liabilities and stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:81.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$948,471&nbsp;
				</td>
				<td valign="bottom" style="width:13.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:76.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$928,571&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">7</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;"></font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Consolidated Statements of Income</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">(dollar amounts in thousands, except per share amounts)</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">(unaudited)</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:477.00pt;margin-left:0pt;">
			<tr>
				<td rowspan="2" valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Interest Income</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:171.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">For the Three Months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Ended March 31,</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Loans</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$7,426&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$5,905&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Securities</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;US Government and agency obligations</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">320&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">258&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Mortgage backed securities</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">414&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">307&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Municipals</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">300&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">289&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Dividends</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">8&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Other (Corporates)</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">143&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">108&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Interest bearing deposits</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">148&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Federal Funds sold</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">339&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">37&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total interest income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">9,098&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,915&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Interest Expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Deposits</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;NOW, money market savings</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">360&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">126&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Time Deposits</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">861&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">178&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;FHLB borrowings</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Finance leases</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">23&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">25&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Other borrowings</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">99&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">114&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Capital notes</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">82&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">82&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;Total interest expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,456&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">525&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net interest income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,642&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,390&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">Provision for (recovery of) credit losses</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(300)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net interest income after provision for (recovery of) credit losses</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,502&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,690&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Noninterest income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Gains on sale of loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">923&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,904&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Service charges, fees and commissions</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">983&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">592&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Wealth management fees</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,006&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,015&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Life insurance income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">132&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">113&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Other</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total noninterest income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,044&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,631&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Noninterest expenses</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Salaries and employee benefits</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,268&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,989&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Occupancy</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">472&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">471&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Equipment</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">676&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">606&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Supplies</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">148&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">142&nbsp;
				</td>
			</tr></table>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">8</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:477.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Professional, data processing, and other outside expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,371&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,054&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Marketing</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">194&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">192&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Credit expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">196&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">262&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Other real estate expenses, net</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">26&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;FDIC insurance expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">104&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">130&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;"> &nbsp;&nbsp;Amortization of intangibles</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Other</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">480&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">656&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total noninterest expenses</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">8,075&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,648&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Income before income taxes</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,471&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,673&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Income tax expense</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">487&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">534&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net Income</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$1,984&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$2,139&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Weighted average shares outstanding - basic and diluted</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,618,684&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,740,657&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:305.90pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Net income per common share - basic and diluted</font></p>
				</td>
				<td valign="bottom" style="width:86.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.43&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.45&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">9</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;"></font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Dollar amounts in thousands, except per share data</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">unaudited</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:376.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Selected Data:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Interest income</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$9,098&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$6,915&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31.57%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Interest expense</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,456&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">525&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">177.33%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Net interest income</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,642&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,390&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">19.59%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Provision for (recovery of) credit losses</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(300)
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-146.67%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Noninterest income</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,044&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,631&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-16.17%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Noninterest expense</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">8,075&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,648&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">5.58%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Income taxes</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">487&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">534&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-8.80%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Net income</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,984&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,139&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-7.25%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Weighted average shares</font><font style="display: inline;font-family:Times New Roman;font-size:10pt;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;font-size:10pt;">outstanding - basic</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,618,684&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,740,657&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(121,973)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Weighted average shares outstanding - diluted</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,618,684&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,740,657&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(121,973)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Basic net income per share</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.43&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.45&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$(0.02)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Fully diluted net income</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.43&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.45&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$(0.02)
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Balance Sheet at</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">period end:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2021</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans, net</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$618,223&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$605,366&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2.12%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$588,924&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$576,469&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2.16%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,163&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,423&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-52.00%</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,516&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,628&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">300.25%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total securities</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">193,221&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">189,426&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2.00%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">216,267&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">164,922&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">31.13%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">864,437&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">848,138&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1.92%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">881,427&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">887,056&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-0.63%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">52,381&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">50,226&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4.29%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">60,579&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">69,429&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-12.75%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">948,471&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">928,571&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2.14%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">973,585&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">987,634&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-1.42%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Shares outstanding</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,560,038&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,628,657&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(68,619)
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,740,657&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">4,740,657&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:117.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Book value per share</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$11.49&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$10.85&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$0.64&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$12.78&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$14.65&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:72.00pt;background-color: #auto;height:13.20pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$(1.87)
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">10</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;"></font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:376.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Daily averages:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$617,548&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$581,619&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6.18%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2,434&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3,635&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-33.04%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total securities</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">224,541&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">198,551&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">13.09%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">854,900&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">876,023&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-2.41%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">49,512&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">70,700&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-29.97%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Interest earning assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">891,142&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">908,261&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-1.88%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Interest bearing liabilities</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">725,348&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">741,202&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-2.14%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">941,647&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">977,643&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-3.68%</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:376.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Financial Ratios:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Return on average assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.85%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.89%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(0.04)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Return on average equity</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">16.25%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">12.27%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3.98&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Net interest margin</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">3.48%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">2.86%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.62&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Efficiency ratio</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">75.57%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">76.32%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(0.75)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Average equity to average assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">5.26%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7.23%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(1.97)
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:376.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Allowance for credit losses on loans:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">ending</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Beginning balance</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$6,259&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$6,915&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">-9.49%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Retained earnings adjustment related to impact of adoption of ASU 2016-13</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:26.40pt;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,245&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">N/A</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Provision for (recovery of) credit losses</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(300)
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-146.67%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Charge-offs</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(33)
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(8)
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">312.50%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Recoveries</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">104&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">263&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-60.46%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:172.00pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Ending balance</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,715&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,870&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:68.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">12.30%&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">11</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;"></font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:517.50pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Nonperforming assets:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2021</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total nonperforming loans</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$525&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$633&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-84.04%</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$852&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">$954&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-10.69%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Other real estate owned</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">540&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">566&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-4.59%</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">761&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">761&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.00%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Total nonperforming assets</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,065&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,199&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-11.18%</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,613&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:13.20pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,715&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;color:#000000;font-size:10pt;">-5.95%</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:517.50pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Asset quality ratios:</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Mar 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">2021</font></p>
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Nonperforming loans to</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">total loans</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.02%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.10%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(0.08)
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.14%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.16%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(0.02)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Allowance for credit losses</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">to total loans</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1.23%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1.22%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">0.01&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1.15%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1.19%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">(0.03)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:130.50pt;background-color: #auto;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">Allowance for credit losses</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;text-indent: -14.4pt;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Times New Roman;font-size:10pt;">to nonperforming loans</font></p>
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">7,638.61%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:58.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">1,185.47%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:76.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">6,453.15&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">806.34%&nbsp;
				</td>
				<td valign="bottom" style="border-right:1pt solid #000000 ;border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:63.00pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">724.84%&nbsp;
				</td>
				<td valign="bottom" style="border-left:1pt solid #000000 ;border-top:1pt solid #000000 ;border-right:1pt solid #000000 ;border-bottom:1pt solid #000000 ;width:67.50pt;background-color: #auto;height:26.40pt;color:#000000;font-family:Times New Roman;font-size:10pt;text-align:right;" nowrap="nowrap">81.50&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-align:center;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">12</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr>
	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>botj-20230418xex99_1g001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 botj-20230418xex99_1g001.jpg
M_]C_X  02D9)1@ ! 0$ W #<  #_VP!#  (! 0$! 0(! 0$" @(" @0# @("
M @4$! ,$!@4&!@8%!@8&!PD(!@<)!P8&" L("0H*"@H*!@@+# L*# D*"@K_
MVP!# 0(" @(" @4# P4*!P8'"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*
M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@K_P  1" "^ A(# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***\4_P""B_[6L'[#
M'[$_Q"_:D_LU;R]\,:'_ ,22SEMS+%-J5Q*EK9+*HDC8P?:9X3+M=6$0<KR
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M%?C/&&1QR/-G"FOW<_>CY+JOD_PL?597C'C,*G+XEH_\_F%%%%?*GI!1110
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M6W_Z2CW.'ZDEB9P[J_W-?YGVS1117XJ?6!1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MWL#[A7Y=Q1QQB,X@\+A$X4GNW\4O6VR\E>_5V=CZ/+\GAA6JE767X+_-^?\
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M=6QU*4JB6CMIZ>K"BBC-?'GJ!1110 444$XZT %%&:* "BBB@ HHHH ****
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M/SK_ &??VU_VNOV4[NVN/V=?VD/&7A&&UU%+X:7H^O3)I\\ZD$-/9EC;W .
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M=[JO*R3+\+EO%V,I8>/+%PC*RV5WJEY7Z=-MCHQE>IB,LI2F[N[5SR[X:?\
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ML+&VDN+Z^O)UBAMX44L\CNQ"HBJ"2Q(  )-<=\+_ -J+]F;XW>)-0\&_!?\
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M^!J9+/&J"52#B[I6;3DDT^^]]=GMNSIR7%5HXQ4KWB[Z>BOI]QX-_P %'_\
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MOQE=7-S?74E]>W$DTTTC/--+(69V)R6)/))/))ZTPG R:_H>_9_^)7_!N/\
M!W]D'2_V2_$7Q3^#/B&R;P_#:>+M4O=#=KG7;[R_W]]).\1G65I6D>-A(&MP
M46$QK&@7Z?'XO"\+X>G#"824E)VM3CLENVTG=ZZ7U;OKN>=1IU,QJ2=6JE;K
M)_E_P-C\A?V0O^"S7_!1/]C#7;.Z^'G[0NL>(-#L[>.V_P"$,\=7L^K:2;=
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MBK\MI7M*R>]MU9[Z]/I,MP=:A6YE5YX6>SZZ=-MCU"BBBOST]P_D+_X*6?\
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M_P#!0'PSXB\5ZVEGX+\;8\,>-)+B98X;:WN9$\B\=I'6.-8+A89'E;)6#[0
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MR2#XV_\ 8R:/_P"D]S7S?_P=I_\ *1KP7_V1/3?_ $[ZQ7BX+_DY=?\ P_\
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MZA4445^+GUAS?QE^(?AKX1?"#Q5\5_&=Y]GT?PQX;OM6U:XV%O*MK:W>:5L
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M"E/PY_:!_:!_9S'AWPCX?76#JVJGQAH]UY?GZ/>VT0$5M=R2-F6:,<*0,Y.
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MX<XX$=U/=7*J >Y@;(["OV:HJJG'7%%2/+[>WI&"?_I/Y"CD^71=^3\7_F>
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M.2<[1CG(_62BL<=QQGF8X.>&K<O+-6=HV?YET<GP="JJD;W7F?BA_P %8?\
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M/^":'[6/B'X[?';X@_#O5M(U;X=W>@V]OX1U:_GN5N9;^PN%=EN+*!1'LM9
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M,C 6\=R6,:J?U>HKJQ_&^=9E@YX:NH.$U9^[\TUKNGJO,SHY1A</552%[KS
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M9UQ%F6?>S^MM/DO:RMO:_P"2)PN!P^#O[*^MK_+_ (<^-O\ @N%_P3R^-/\
MP4M_9-T'X$? KQ/X7TG6-+^(5IKMQ<>+;VY@MFMXK&^MV16M[>=C)ONHR 5
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M,#3=VF_5_P##?C<_G#_XA7O^"GO_ $$/AG_X5D__ ,BU^CW_  ;\_P#!*_\
M:?\ ^"9W_"V_^&D+CPS)_P )M_8/]C?\([JSW6/L?]H^=YFZ)-O_ !]18QG/
MS=,<_H]17+F?&F=9M@9X2OR\DK7LK/1IKKW1IA\IPN%K*K"]UY^5C\*?VNO^
M#87]O#X_?M7_ !/^.WA#XP?".UTGQM\0]:U[2[;4M<U1+B*WO+^:XC254TYU
M$@20!@K, 0<,1R:_[+7_  :]?MZ?!#]IOX<_&GQ5\8OA#<:7X0\>:1K>I6^G
MZYJC7$MO:WL4\BQA].52Y6,A0S*"<9('-?N]16W^O7$'U?V'-'EMR_"MK6_(
MG^QL#[3GL[WON?(W_!9[_@G7\0O^"FO[+6B? /X;>/\ 1O#E]I?CRUUZ6^UR
M*5X7BBL[V Q@1*6W%KI3TQA3[5^8G_$(M^UC_P!'4_#O_P  [_\ ^-5^^E%<
M.5\5YUD^%^KX::4;MZQ3U?JC;$9;A,54YZBU]6?"_P#P1$_X)3?%+_@EKX/^
M(/AOXG?$[P_XFD\8:EI]S9R:##.BP+;QS*P?S57DF48QZ&ODG_@J+_P;J_ML
M?MM?MX>/_P!J'X5?%#X6Z?X?\57-C)I]GXAUK4H;R,0Z?;6S>8D.GRH,O"Q&
M';Y2,X.0/V>HJ</Q1FV&S2IF$9+VDU9MI6MIT_[=0ZF786IAXT&GRIW6OK_F
M?SSVW_!IC_P49@N8YG^-'P4PD@8X\1:OV/\ V"Z_H*\3^&/#?C7PWJ'@[QCX
M?L=6TC5K&6SU32]2M4GM[RVE0I+#+&X*R1NC,K(P(92000:O45CG'$699XZ;
MQ37N7M96WM?\D5A<#A\'S*FM][Z[?\.?B[^W9_P:?V?B/Q3-XY_X)\?%G3-!
ML[J0&?P)X\N+EK>T_P!86:UOXTFE*_ZE%AFC9A\[-<'*H/A_4?\ @W,_X+$V
M5_-9VW[)L-Y''(RQW5OX_P!!$<P!^\HDOE;![;E!]0*_J"HKV\#X@<08.BJ<
MG&I;K--O[TXW]7=G'6R3 U9<RO'T>GXIG\Y/P7_X-7O^"DWQ$M[74OB;K'@'
MX?P/=(E[9ZSX@>^OHHB?FD1+&*:"0@=%,Z9/&1UK]2O^"?\ _P $,_A[^PQ^
MR_\ &']G[_A?NL^)-2^-'A^31O$7B:#1XM/6RMOLUW;PFVMS)-MD07LS%GD<
M,VWY5 (/W917%FG&6>YM3]G5FHPNG:*25TTUJ[O1J^_J;8?*L'AI<T4V^[?R
M]#^=O]HS_@U2_;]^&,]]J/P#\:^#?B=ID4T::?;PWQT?5;A2H+.\%W_HT05L
MC NW)&#W('C?_$.M_P %C_\ HSS_ ,R!X>_^6%?U$45ZE'Q'X@I4U&2A-]W%
MW_\ )917X'/+(<#*5TVO1_YIG\[_ .RY_P &JW[=GQ3U&TU+]I;Q?X9^%FCM
M-(M]:_;$UG5E55RC)#:O]E*NV%R;H,HRVQL!3^YW[''[''P'_81^ VE?L\?L
M\>%?[.T73\S7=W<,LEYJUXRJ);Z[E"KYT\FU<MA5552.-4CCCC7U*BO!SKB?
M-L^2CB9)03NHQ5HW[]6_*[=NG4[,)E^%P>M-:]WN%%%%?/G<?/?_  [?^&7_
M $<;^T)_XD+XE_\ DVC_ (=O_#+_ *.-_:$_\2%\2_\ R;7B_@?_ (*E?ME?
M%K_@H;\8?^"=OPM_8>^&LVO_  =L=.U#5O$6O?'S4+.QOK6_MX+BV\I8O#,\
MBR^5<)O1EVHRN!(X"LWT9^SS\8?VJ?&7Q2\7?##]IC]F3P_X)&@Z#HVIZ'XB
M\'^.[WQ!I>L_;9M2BFM5GNM(TXQW%M]AB>2-5DPE] Q*[@" <W_P[?\ AE_T
M<;^T)_XD+XE_^3:/^';_ ,,O^CC?VA/_ !(7Q+_\FU]"5\<?\%+?^"FGQN_8
M$^,7P9^&?A+]E7PSXXL?C=\0K'P5X=UC4/BE<:.]AJMU+%'&UU"FD76+?,N3
M)&[OA3^[S@$ ]#_X=O\ PR_Z.-_:$_\ $A?$O_R;1_P[?^&7_1QO[0G_ (D+
MXE_^3:]^T]]0DL()-5MH8;IH5-S#;SF6..3'S*KE5+J#D!BJDCG Z OWOH[&
M:33+>&:Y6%C;PW$QCC>3'RJSA6*J3@%@K$#G!Z4 > _\.W_AE_T<;^T)_P")
M"^)?_DVC_AV_\,O^CC?VA/\ Q(7Q+_\ )M>/_L#?\%K?"G[5/[7_ (^_8%_:
M$^#4/PD^*WA/6-2M_"VFMXHEU/3?'-II]Y=65[=Z3=S6-D9_*N+.Y!B\H.4A
MD< ^1<K![E=?M(?M VW[<UI^RJ/@)X2;PM>>#9_$B^-O^%C7(O5MHKJ&V:(Z
M;_96SS?,F0@?:MI0,2P.%(!F_P##M_X9?]'&_M"?^)"^)?\ Y-H_X=O_  R_
MZ.-_:$_\2%\2_P#R;7T)10!\]_\ #M_X9?\ 1QO[0G_B0OB7_P"3:/\ AV_\
M,O\ HXW]H3_Q(7Q+_P#)M4?BI_P4X^"/PF_X*9?#+_@F'KNG7DGB[XF>"-4\
M06>IQDB"R:W+-;6[@IM;[1%::HVX.#&UI"I1OM*LGTE0!\]_\.W_ (9?]'&_
MM"?^)"^)?_DVC_AV_P##+_HXW]H3_P 2%\2__)M?0E?&?_!6'_@K#XD_X)//
M\/\ XF?$C]F^T\2_"?Q9XNM= \0^,=-\:21:GX?DD6262?\ LS^SW6YC6"&5
MQMN4+,FPA-RLP!Z1_P .W_AE_P!'&_M"?^)"^)?_ )-H_P"';_PR_P"CC?VA
M/_$A?$O_ ,FUL?M9_M:ZO\%?V)/$?[;'[/OA'PS\2M'\/^!Y_&$4,WC1]-M=
M5T6&S:]:>TNX+.\65G@7=$"@CDW+F1 =U>K>!KSQQJ'A#3[WXE^'=)TG7I+5
M6U;3=#UF74+.VF_B2*YEM[9YT'9V@B)_NB@#Q'_AV_\ #+_HXW]H3_Q(7Q+_
M /)M'_#M_P"&7_1QO[0G_B0OB7_Y-KZ$KY5\6_\ !2#Q3X\_;"\4_L,_L.?
M.R^)7C+X<:=9WGQ3U_Q1XPD\.^&_#!NXWDM;%KV*QOI[F^D5-XABMC$J[]TR
MO%)&@!TW_#M_X9?]'&_M"?\ B0OB7_Y-H_X=O_#+_HXW]H3_ ,2%\2__ ";6
M#H_[:G[7'@[]LOP#^RI^TI^Q)HWA_1_B/9ZH_A_XF>"?B;/KVDQW=E:RW+:=
M<+/I-C+#=O#"TJHR['C#F.24PS+']14 ?/?_  [?^&7_ $<;^T)_XD+XE_\
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M[?\ AE_T<;^T)_XD+XE_^3:/^';_ ,,O^CC?VA/_ !(7Q+_\FU]"44 ?/?\
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MQUXP_:V\&?!S3?'4?@FS6_UCP_?^+'T=I+/>J2/#,MG=!I%W B-E4, WS@@
M@%'_ (=O_#+_ *.-_:$_\2%\2_\ R;1_P[?^&7_1QO[0G_B0OB7_ .3:Z;]C
M_P#:$^)W[4O[&W@G]J#5/A1H/AW5O'W@NR\2:'X7M_&$]];Q6][:I=6L<]X;
M"%D<I*@DV6[B-MP4R@ F']A[]HGXO_M/_"34/B7\7?@UX=\$W%KXPUS0+;3?
M#_CB?7%E?2M4NM+N)7EETZRV!KBSE:-0CYC*,Q1B8U .?_X=O_#+_HXW]H3_
M ,2%\2__ ";1_P .W_AE_P!'&_M"?^)"^)?_ )-KZ$KY*_;(_P""@O[1G[.7
M[<'P7_8M^%?[+/@KQ?<?'2UU]O"7B'Q!\6KO14M)M&L5O;U+N&'0[TQH8G01
M/&\I=]P=(@ S '8_\.W_ (9?]'&_M"?^)"^)?_DVC_AV_P##+_HXW]H3_P 2
M%\2__)M<;\(O^"I$@_;XA_X)C?M?? V'X;_%S6?"\GB;P1)X?\81^(/#_B?2
ME5B3;7CV]G=1W2M;Z@&MY[*(!=/D=9'5XR_UM0!\]_\ #M_X9?\ 1QO[0G_B
M0OB7_P"3:/\ AV_\,O\ HXW]H3_Q(7Q+_P#)M?0E% 'SW_P[?^&7_1QO[0G_
M (D+XE_^3:/^';_PR_Z.-_:$_P#$A?$O_P FU]"44 ?/?_#M_P"&7_1QO[0G
M_B0OB7_Y-H_X=O\ PR_Z.-_:$_\ $A?$O_R;7T)7P]\"?^"LGQK^,7_!7'XC
M?\$I]3_9(\,Z3=?#'P_#KWB#QS;_ !6N+J*?3YHM/EA\BT.C1L]P5U*#=&\B
M(I24"5]J%P#UW_AV_P##+_HXW]H3_P 2%\2__)M'_#M_X9?]'&_M"?\ B0OB
M7_Y-KZ$KRG]N']H#QU^RE^R=X^_::\ _#/2?%T_P_P#"M_XBU'0=8\42Z0MS
M8V5M)<W(CN([.[/G>5$WEHT85WP&>,$L #D?^';_ ,,O^CC?VA/_ !(7Q+_\
MFT?\.W_AE_T<;^T)_P")"^)?_DVL_P#X)M_\%+?AC_P4K^ &H?$;X>>%+SPM
MX]\*7TNB_$KX4^*I'M]2\(Z]%N5[*ZW1!_*+HWEW B&Y5<-''-%-;Q=5^Q7^
MT7\<_P!I/PSXG\3_ !@^!OA?P5%H7C;6O#=E'X>^(%QKC7LVF:A/87$S>;IE
MEY,;36[F,?.Q0J6"$E0 8O\ P[?^&7_1QO[0G_B0OB7_ .3:/^';_P ,O^CC
M?VA/_$A?$O\ \FU]"5X+^WA^W[\//V'?#?AG29_"=_XT^)'Q(UP:#\)OA=H-
MU!#J'BG5FV@())F6.UM(C)&US>RGRK>-PS;F:.-P"K_P[?\ AE_T<;^T)_XD
M+XE_^3:/^';_ ,,O^CC?VA/_ !(7Q+_\FUQ/[4'[9O\ P4?_ &3?V=O%W[2_
MCC_@G[\,/$6C^"?#=YK.N:5X)_:'O;C4%MK>%Y9)$2]\-6L3HB*7DQ+Y@17,
M<<SA8W^NE8,H8'KS0!\]_P##M_X9?]'&_M"?^)"^)?\ Y-H_X=O_  R_Z.-_
M:$_\2%\2_P#R;7T)10!\]_\ #M_X9?\ 1QO[0G_B0OB7_P"3:*^A** /R4_9
MQ\)?&3Q9_P ',7[;5O\ !SXPV/@^XA\%>!VO+B^\++J@N$.AZ9A0K31;"#SG
M)STQ7WC^P;\%?VG?@CIWQ.TW]JOXT_\ "Q-<USXG2:MI/C)=!MM*2_TU](TN
M&)$LK>61;98'@EM<$[Y#;F9@3-N/ _ ?_@D;X5^ G[</BC_@H'IG[:/QHU[Q
MYXZL[6S\=0Z\WAD:=K]K;0106\,UO:Z)!Y0C2"$![=H9/D.7.^3?]<4 %?F1
M_P '"?\ R<E_P3__ .SQ_#/_ *66U?IO7R;^V[_P24\&_MX_'#P+\<?B?^V%
M\9="F^&'BFU\2?#OP[X3G\.PZ9H6K0&!DNU2YT>>6Z;S+=)-MU).JEY%15C<
MI0!]9451\+Z1J'A_PSIV@ZMXHOM<NK&QAM[K6M4CMTNM0D1 K7$RVT44(DD(
M+L(HHXPS'8B+A0>*-)U#7_#6HZ%I7B>^T.ZOK&:WMM:TN.![G3Y'0JMQ"MQ%
M+"9$)#J)8Y(RRC<CKE2 ?FC\3?\ @F;<?\%"_P!CW6O$_P 'OB O@7XX?"C]
MIWXE^(_@O\0!'E=.U-/&6IN;6X^5F^R7!BB5RJL4:.*39*(V@ETO^"3G_!1[
M5O\ @H=^V.DGQ=^&Y\#_ !@^&?PEUGPI\8_!'/EZ;K4&MV"M+!N+,+>;:SHK
M,QC821;Y1&)I/KO]CO\ 8KN?V//^$DM+']JSXG>/M/\ $_B#4==NM+\>C0FA
MM=3O[N2\O+J Z=I=I)'YLTLC&(N85WG9&F:Z#0_V//@%X7_:VUK]MSPKX+CT
MOXA>)O"$?ASQ5JEAMC36K6&6.2WEN4 _>7$(C$239#F+;&Y=8H1$ >GU0\4^
M*?#7@?PQJ7C7QGX@LM)T?1[":]U;5=2ND@M[*VB0R2S2R.0L<:(K,S,0% ))
M %7Z\A_;E_9 TC]N[]G+6OV8?%?QP\?>!?#_ (F7[/XDO/ASJ%G:7VIV!1UE
MT^2:ZM;C9;2[AYJQJCR*OELYBDECD /RO_;V\._MA_'[_@F_XH_:H\(_\$^/
MC5X7^+.G_&.+]H7P?XXU*^\'1V.DC3EBBTPW-@^KRWN^W\,VEG')9_8S))?6
MV7C8LX;]8/V+?VI_ 7[;G[*/@#]K#X:R0C2?'7AFVU-;2&]6X^P7#+MN;)Y$
M #2V\ZRV\F ,20N,#&*ZJ;P-XGE^$_\ PKI/C'XDCUC^PUL?^$\2UTS^UO/$
M00W_ )9LS8_:"W[PK]E\C<<"$)A!XC_P3,_X)F?#G_@EC\'=0^ 'P5^/OQ.\
M6^#[C4C?:3H?Q$U;3[R/0IG+&<636UE;O%',Q#O$S/&)%+HJ/+,TH!])5\Y_
MMR>$?"GQ ^-O[-_@/QWX:L-:T/6_BEKMAK.CZK:)<6M]:3>!/$\<T$T3@K)&
MZ,RLC JRL000:^C*\#_:/_87UK]HKXV>#_C?'^VI\7/!-QX"OI;_ ,*Z#X/C
M\-G3;2\FL;BQFN634-&NI)W>VNIX\32.B>86C6-OFH _*3]IS5?B%_P04^!7
MQ_\ ^";/QB36-:_9C^.'PY\8K^S+XXCFEO!X0UR[TR[9_"]^K;I(UEEDS#*"
M59W\X@^=>M9_NO7DO[;O[$W[/_\ P4(_9PU[]EW]I3PO)J'AW7$5XKJSF$-[
MI5Y&=T%]:2D-Y5Q$W*DAD8%HY$DBDDC?UKI0 5^:?_!OI<^&_#GQR_;J^$_B
MC0OL?Q.T[]KK7]:\4R7&B/;7%SHVH,7TF;S'13)!(T&HS0J"0$F,@ 68%OTL
MKYS^-O\ P3'^ GQ2_:5M_P!M3X<>*O%OPE^,L>GKINH_$OX8WUK;WFLZ<(S'
M]BU&UOK:ZL-0BP(2&N+:25#:6NR11!&% /?M6\,>&M?O]+U77?#UC>W6B7S7
MNBW-W:)))87+02V[3PLP)BD,%Q/$77#&.:1,[78&]7D_PO\ V3M+\'>+-/\
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MCJ>@:[8:-&L4<?V>TG\0Z/J-]%!^[W"'[28T9WV*@;% '%_\$&_^"A7[1/\
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M\7^$?"OQ \)ZIX"\=^&K#6M#UO3I[#6='U6S2XM;ZUFC,<L$T3@K)&Z,RLC
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..TCR.\C,0#UNBBB@#_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>botj-20230418.xsd
<DESCRIPTION>EX-101.SCH
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created by Certent Disclosure Management 22.4.0.9 -->
<!--Based on XBRL 2.1-->
<!--Created on: 4/21/2023 12:23:06 PM-->
<!--Modified on: 4/21/2023 12:23:06 PM-->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://www.bankofthejames.com/20230418" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:botj="http://www.bankofthejames.com/20230418">
  <annotation>
    <appinfo><link:roleType roleURI="http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation"><link:definition>00090 - Document - Document And Entity Information</link:definition><link:usedOn>link:presentationLink</link:usedOn><link:usedOn>link:calculationLink</link:usedOn><link:usedOn>link:definitionLink</link:usedOn></link:roleType><link:linkbaseRef xlink:type="simple" xlink:href="botj-20230418_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links, all"></link:linkbaseRef><link:linkbaseRef xlink:type="simple" xlink:href="botj-20230418_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links, all"></link:linkbaseRef></appinfo></annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"></import>
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"></import>
  <import namespace="http://xbrl.sec.gov/dei/2022" schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd"></import>
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"></import>
  <import namespace="http://fasb.org/us-gaap/2022" schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd"></import>
  <element id="botj_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration"></element></schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>botj-20230418_lab.xml
<DESCRIPTION>EX-101.LAB
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created by Certent Disclosure Management 22.4.0.9 -->
<!--Based on XBRL 2.1-->
<!--Created on: 4/21/2023 12:23:06 PM-->
<!--Modified on: 4/21/2023 12:23:06 PM-->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:href="botj-20230418.xsd#botj_DocumentAndEntityInformationAbstract" xlink:label="botj_DocumentAndEntityInformationAbstract"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="botj_DocumentAndEntityInformationAbstract_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="botj_DocumentAndEntityInformationAbstract_lbl" xml:lang="en-US">Document and Entity Information [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="botj_DocumentAndEntityInformationAbstract_lbl" xml:lang="en-US">Document And Entity Information [Abstract]</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="us-gaap_StatementTable"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="us-gaap_StatementLineItems"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="dei_DocumentType"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written communications</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</label></labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>botj-20230418_pre.xml
<DESCRIPTION>EX-101.PRE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created by Certent Disclosure Management 22.4.0.9 -->
<!--Based on XBRL 2.1-->
<!--Created on: 4/21/2023 12:23:06 PM-->
<!--Modified on: 4/21/2023 12:23:06 PM-->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="botj-20230418.xsd#DocumentDocumentAndEntityInformation" roleURI="http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"></roleRef>
  <presentationLink xlink:role="http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation" xlink:type="extended" xlink:title="00090 - Document - Document And Entity Information">
    <loc xlink:type="locator" xlink:href="botj-20230418.xsd#botj_DocumentAndEntityInformationAbstract" xlink:label="botj_DocumentAndEntityInformationAbstract"></loc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="dei_DocumentType_638176765849194696"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_DocumentType_638176765849194696" order="1" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_AmendmentFlag_638176765849214981" order="2" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_DocumentPeriodEndDate_638176765849214981" order="3" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityRegistrantName_638176765849214981" order="4" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityFileNumber_638176765849214981" order="5" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityIncorporationStateCountryCode_638176765849214981" order="6" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityTaxIdentificationNumber_638176765849214981" order="7" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityAddressAddressLine1_638176765849214981" order="8" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityAddressCityOrTown_638176765849214981" order="9" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityAddressStateOrProvince_638176765849214981" order="10" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityAddressPostalZipCode_638176765849214981" order="11" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_CityAreaCode_638176765849214981" order="12" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_LocalPhoneNumber_638176765849214981" order="13" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey_638176765849214981"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityCentralIndexKey_638176765849214981" order="14" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications_638176765849224985"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_WrittenCommunications_638176765849224985" order="15" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_SolicitingMaterial_638176765849234976" order="16" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_PreCommencementTenderOffer_638176765849234976" order="17" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer_638176765849234976" order="18" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_Security12bTitle_638176765849234976" order="19" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_TradingSymbol_638176765849234976" order="20" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_SecurityExchangeName_638176765849234976" order="21" use="optional"></presentationArc>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany_638176765849234976"></loc>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="botj_DocumentAndEntityInformationAbstract" xlink:to="dei_EntityEmergingGrowthCompany_638176765849234976" order="22" use="optional"></presentationArc></presentationLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.23.1</span><table class="report" border="0" cellspacing="2" id="idm139882190555104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 18, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_botj_DocumentAndEntityInformationAbstract', window );"><strong>Document And Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 18,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANK OF THE JAMES FINANCIAL GROUP, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">20-0500300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">828 Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Lynchburg<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">24504<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">434<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">846-2000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001275101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $2.14 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BOTJ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_botj_DocumentAndEntityInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Document and Entity Information [Abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">botj_DocumentAndEntityInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>botj_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>botj-20230418x8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="botj-20230418.xsd" xlink:type="simple"/>
    <context id="Duration_4_18_2023_To_4_18_2023">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001275101</identifier>
        </entity>
        <period>
            <startDate>2023-04-18</startDate>
            <endDate>2023-04-18</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-6cccc9a7-344c-4137-a93d-1d2097e3267b">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-7a9e1368-6f7a-4a9e-87af-ab80dadaa038">0001275101</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-a8f9e8fa-06c5-4c81-92c8-ccc4b5d464f3">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-db6e8ad2-e0ca-415c-b849-4a5affd51da8">2023-04-18</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-f161d22f-ce6d-475b-986b-067e10f3c389">BANK OF THE JAMES FINANCIAL GROUP, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-91f386db-a1d7-4d5d-919d-c5d8e353cc55">VA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-a3d0e34e-a0b8-421f-8f3a-78ba6ce03633">001-35402</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-58a53f59-7c5e-44b2-9b21-069f023dd218">20-0500300</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-5f9c4c4b-0a4b-44ee-aab9-5c1b6cabb10c">828 Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-22fa7917-7a45-4758-ab28-4b1b8ef63559">Lynchburg</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-f1ddef95-c520-481d-8009-2210098d8e36">VA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-eb9649b1-d206-4e3a-894f-d41d28e0edd5">24504</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-081b8818-b503-4987-9ffd-3b3ad649b7f2">434</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-a5adee57-5491-4fc8-b081-0889c29650d5">846-2000</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-d34dd55f-1d66-4ec5-ba7e-6e82da136338">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-c3720599-cbd0-4621-9518-9c1528043793">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-577f86e5-c351-494a-be29-b4f05dfcf4c5">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-ed9f791a-5298-4970-9f3e-def6b9f5e159">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-0ca50e08-7d0f-45c8-8459-de016ed130f1">Common Stock, $2.14 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-e9832e6d-dbad-41a8-97e5-787c1b8c091b">BOTJ</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-2f2b8bdd-fbaa-4776-904d-a540a565d15e">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="Duration_4_18_2023_To_4_18_2023"
      id="ct-nonNumeric-871a35e3-4139-4b42-b6d5-814ceecfda1d">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MPS ,0'_%T)XP!] AB#-E\18$^0%6H@_8$@6*19V_K]JE<9 +&7D]/!+<'FE
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M>1<W]T6NS>,)KM\,<'AT_@%02P,$%     @ .&.55F60>9(9 0  SP,  !,
M  !;0V]N=&5N=%]4>7!E<UTN>&ULK9--3L,P$(6O$F5;)2XL6*"F&V +77 !
M8T\:J_Z39UK2VS-.VDJ@$A6%3:QXWKS/GI>LWH\1L.B=]=B4'5%\% )5!TYB
M'2)XKK0A.4G\FK8B2K636Q#WR^6#4,$3>*HH>Y3KU3.T<F^I>.EY&TWP39G
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M+GAM;%!+ 0(4 Q0    ( #ACE5;1WA )[@   "L"   1              "
M :\   !D;V-0<F]P<R]C;W)E+GAM;%!+ 0(4 Q0    ( #ACE5:97)PC$ 8
M )PG   3              "  <P!  !X;"]T:&5M92]T:&5M93$N>&UL4$L!
M A0#%     @ .&.55J"N?0Q9!   M1   !@              ("!#0@  'AL
M+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+ 0(4 Q0    ( #ACE5:?H!OPL0(
M .(,   -              "  9P,  !X;"]S='EL97,N>&UL4$L! A0#%
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K  !;0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@     )  D /@(  /T3      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.23.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="botj-20230418x8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00090 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="botj-20230418x8k.htm">botj-20230418x8k.htm</File>
    <File>botj-20230418.xsd</File>
    <File>botj-20230418_lab.xml</File>
    <File>botj-20230418_pre.xml</File>
    <File>botj-20230418xex99_1.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "botj-20230418x8k.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2022": 22
   },
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "botj-20230418x8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "botj-20230418_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "botj-20230418_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "botj-20230418.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd",
      "https://xbrl.sec.gov/country/2022/country-2022.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "botj",
   "nsuri": "http://www.bankofthejames.com/20230418",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "p",
       "div",
       "body",
       "html"
      ],
      "baseRef": "botj-20230418x8k.htm",
      "contextRef": "Duration_4_18_2023_To_4_18_2023",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00090 - Document - Document And Entity Information",
     "menuCat": "Cover",
     "order": "1",
     "role": "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document And Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "p",
       "div",
       "body",
       "html"
      ],
      "baseRef": "botj-20230418x8k.htm",
      "contextRef": "Duration_4_18_2023_To_4_18_2023",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "botj_DocumentAndEntityInformationAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Document and Entity Information [Abstract]",
        "label": "Document And Entity Information [Abstract]"
       }
      }
     },
     "localname": "DocumentAndEntityInformationAbstract",
     "nsuri": "http://www.bankofthejames.com/20230418",
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.bankofthejames.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  }
 },
 "version": "2.2"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001562762-23-000169-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001562762-23-000169-xbrl.zip
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M%/=4\.B4.4RRX.4<(2X"(N"&:Z"EA!SY0D?#H;:ZY^^_Y-*#' .=YZ<0SW+
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M,+&P;%>Q#5V:1Z R!^2S- ,JTMN3HP<=&I@=AFY4/TS7CF'>'U[+;DDMY<
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MB.)4?IQNS 9?!LNC5[Q[PVXRN=".#H^^K8U8*"LC%4M#QPM%;C.VO^M#L]Q
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M5YR0#\O(FTWRY)Q\/#M^R4$ WW\3NMY%BF]HY&3F)F&<932]#,(0@.!7-TF
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M,3!,E 51CLN-B4\!:-(,GI("'%W2) VR)?MFL3 1@'$U"X3HI',P"^9PK$0
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MF[G1^:UV- G%9))L0>[,31: 5<)1ED>_:X>S'\=W=L_8/"HTHF^-V]^L0M.
MHU%"!:FY?=M4'(431FD(2D-0&D++- 0>)XJV\ZQ$GW[,>7[6UPU[%=8IC.J;
ML*=_#?/@BTY_]<5-$[%^K<;U1WU?J1H1?6W,"V/9"Y@'QCSN.W-J1-_:IU[(
MG/L"BEVO7[M(4O.%6Z'\D45?5;O1N&W$0&<:,2U/%>R\YR:^L,RC[86M@SF5
MP%J&1GN>+%=YC\7S\)X%5]0-X2N59,DIW4@P!MH(Z!:B] &E#RA]H.7Z #8E
M3#66XUW$H0$DXRN62#<54.ZVA>^LX@PD7EH[M>[ZI6DJ/ER^\G_*X0YHP,]2
MNYG ]0LZHB]8._)]_8(C7;PQO%9FQ?M+-I)W6N_>:(;SF_69B#\$QD 73MFA
MM$PKG&M%]2QZDFAB19$'X1,2L-++PA[Q>7DWF*.B;\+2_,14JRF;0MD4RJ9H
MN4W!FX"OFU',>8XIKR42G^%1I)$(AT:L<D*C"&B[H D80W/>'0)]=1C^K/1[
M@4_5;V^UE=<D7"H^;UR0]QN14JSG#!);N,EX2<-TUQZSUCVLLJPJA>,KY.47
MG[^\^_Q221\E?93T:9GTX1&N55<4\4[^,B.NTK7GQIB65K41YK&/P;;"6X^A
ML(#%3_A3BC=_7,"OHD$V/D^1DL@[B2S<@%748GL?EK6(+\*'BJ=IINB$=TT"
MO%V2HDH\C(5K L"67IQBH7*R)BYY40EW]B;49=OF@UH2^1KY]/F;1E+W$HM]
M>2<,8.9ET?>8N)X7YU&6OA2^0W*X5<1TC;O)69,$];O / X-6!>-; 8V[,AX
M+OQLH-=] [$:,Y&%/?(';(?'"&(9S[<7P$K_5^VQA-]]LF20>_KV_8GR)BA]
M3NES'=?G/HM/7>5#K,S:?=.WU2X9 C W-TB9Q)BG@EI@D+!.IX#C"YX*#9ID
MH=HVD&_M%_/]B(!!C5MA&T,77APV:BJR@$V.9R*ZYMP0%$ZSV+O@76)2GH4&
M&K)X/XV;-K&+O^51 U6#A;NJ 6)/Z,K":H04IO (NARXI;0SI9TI[:QEVMG[
M'4G=H@\_=ZA5-)?_O$ME83(/)-TBQYS<%$ Y=%ECZM4+^0)_?38>CS2X29G_
MMKX^QN%9#SRXD/BL\]^+QTC)W%VBT)B[XM.IT=,8+VA4^K.RQ(U23$;&[JEQ
M@@TG+]T,G7(1/8^S@*7_5C^DX170"Y;X+">0!=N^Y("CIC$9]$SF,BM_[YFC
MH@DV$O*,-[D,X '??2_2HH\]YHXTQWV;^RCGK!F3>.J^O=,Y6]GK"I>(]U<X
M(\TQ:T]YVKHLTQ69OH4NERJK8I /)TU?T@2S.6"+/59Z(#R)R33U4>V!/%M2
MOB']F@!2H3#G75[3H.P469@>6XRRR2#8BW[%(HRZQ:7<^L.0M\CJ:$. HV*#
M=VTF$-\03WQ.>^%+>E-T/*Z25/0]9JY/6*_0-)^DF1L5Y1[P5[F_*Z3'%&>/
M0UU<C"/8D!(:ZNZEDT"KX,4;)G$P3,RNC4,B6--E/K4&O]H4!=]CP]WHSSQB
ML$P:RGG [O-!G(N/FFT1^/KAJB"P\)MC*S@NEX2#BOV\1& P'9#K_++%W0J-
MQ?<:0>@ZSL]Q59@[J>PB@791R^R>#ALV3VRX""]OP[[Z\:*4!<)#IGG"IL!C
M]QTVV:E22$->G+P[^?"2,/Q! 46G4TP[N,3I\!&H,TM29&>)CP5R<7><@@V6
M>GG*QQN$\97&NN%OUA)5'WF=1E&9AI#-@I13$3N*WQ?61':0%,EA<%!/WYV>
MWK<1=SNZ;U]?Q*F0#A]WWN9?N9"Q5W?>1XQM<>=M!#A [KR' )?MG?>H[<.]
M\P[D<SF>$2RI+Z!]TJM[GI>G;EQ?\[BW[?%OZO_(FK.*SP8#X]4VF"&&SCHV
MU4:^6M-.="EOINN'\+HV?2 \C+LJ;1,\.GNKT$]WQ/O^BF>7(WWN>H-/GE*X
M&NL%:- W.!I@5/J2)LLFX@>-8L&/333<!?J5;N3HL0BF2_Y2\<LA0^=>X-/X
M/'$7LZ<0$B)F1C_BSJSE2R,)UD'D!U[9,*6<;KG.J)&XD0*9TVP6^_#Z^5*K
MC!.N5'+>F?[>2!:Y\'2-!ABZ-&";Z%\HP_K1&;'V1;!1[5D<7Q1>"72M/Y)7
MHA&T*ML[B2]R6Q^Y)LJ\\[#V)+WM4IASUC2MB01%\>C1U*GDM*6-]%B]862,
M\%OL=-$U %_B0]"Z\+PUX4'5IM3UIGI<3.B45[S0%62+%SP^G=($S:[,_5Z9
M-"18 C1$H8U4 M8SJP07H!03?PG]*P]P>3FK%<<CC!T\Q+?6"-Q)$#;06+"1
M=.SA<,P,/?$0');1?-&7SH4?VVG.'#NH2@L/#;>_=FRMF15].(L,C%+,R>'3
MN&+EM3$8\$49[UI&KT:JB9H@>U-*'\.<.5:F\EP@W3&:DS+<80. Y@JW/MB9
M;:2^I:HVK52<59_#QY$^']<-5C$Y:3W-N["*FC#FMB3159R'@#8X! ".6E6A
ME,&6?!3GT \-\VY1R.;&F:\--CS 9&G15V>#7X6;TIL=QX5+<#7&:VM*10.!
MD[%P(C34'V!'F_HFW$]XAQX&27KL7DV=];7+5XXMB)-S-PJ\#?_TQAB<1H8,
ME]02KW8W9+?^*IQ?*EUEQ.=S7U*N-XE/<\8^%9@>%P"$,9=T(SKH,J"AGS)#
M@+)RT/4,/6X;$!<[Y:7BJU\:@1Y<C7@WPTZJ- !N4JB\2KM OKAJ8&B)K9NV
MZ&L*;PBD85EB(Z-H^N*;(0A/;7G>D.1K>H305^9RV)RYARS<U_O]Y]=494L?
M&<^O:XO=,$&+V;#*\)(-&AL(S-G.*L=.N%>H6=-S8 T:"5-L'GE9C(8OC6CW
MK$.*<#.PHDRN^SP67>FNX/4&NC0/A8\?:5"E$+]\4_C0B>NBL<F1\.(#D:N&
MKQ6W:5#I]-I(%EM# ^>+9VZBLSKE+0LH]HC$R#@#<C90NJASVSE/^I$UI<W;
ME#2 3_U\8((L+DF#-6H[RFO__C?A%5_LR3C:%U=G3[CS/I7,8H\B8>O=^<&,
M@(6E]5CIX*BV@K9ZB$W2\8+"U[.DV-W^JL"X8-\Q^W- V-["[N/FEK6QG*IX
MY5E2*;5=N.>T-P$8N.BQ4II#-[QRE^G:"RJ0?;=WJP:%?M/)U]CWR9F7Y.?G
MJ4;>?:=>SEQF?V #BM_+N3$,SDY./VO%<<ZH?[@Z%"Z)W#G<^[_'%Q\_?AC\
MWS^RX=MC9WB,='+K/![/L3ZIK>H<')UE8*DMM_S&"-G8.\+'W'M<%LOBX;@%
M2D8$5\"/T>]!FJT'!GAPJR#**?NPGR"UYM1%E]8T#]?>8M8Q8#-HIY%UDV&>
M%\$N6^#Z=?-*)^_KKYR/N>=K"R*R:Y#\QNO<L*U_;S&*ZDK<"BB3PJSMC;W&
MZN4@NJ3\);@D;O[YDDR82!=@T\#3!ZF(Z5'%W-E25M8.1J E\8VR)L[3V,N+
MY>(,%TQL8?Y9,F,39)$:(4L=G=#LBE(LIDI9?@7F.'%51TQLX.!H8SAM_<M=
M<\!S0'DK2^WFP=&GR@!O$0PD)'. N=A%^'U*3T_IF:E_O7A:_QHBO$,"_$'B
MX%-(L2;S*]=VJS=7D(G/YP@@^O4Q]@)X7,!Y$^$/W?" "E#019P2 9?0UD:E
M3]E8>7+C],8POH*EGX-L8[H=?CYU0\K;)&]/1Q0AS$3X -"%)GZDO? ,$Y#<
MJY$WQ3!ZXLU DE*P*G#LO("-%G"X<4?0@@E23 @4\%#%[)VR1*KB#O+I),B(
MA[5Q7.X*4-BDT5N.VR/]4CCXN#U"0 ],OTL$"M;&1-@@54QL"LZQPZ @IO1S
MR@Q9;GFLGG/3@!#PV"QW1X1]MRZM<U=9]@+H4,CPRSC,YWRP[CJ;OG9@!@NH
MM\2& 'XE:1PB*02LGPDY"DSK8QDN[PV\3S!4-9\*XT= =A#/!VJD&+X(^Z)#
M*$1:B;*#@:4"'^5P208FK+PX6<3,\9[AB<N!1PK9G=:/QE0SRMDFK$JJV0.L
ML^68B,0VU)<X1I9-XP2UQ$_<:<8T!R%NL,JJ?_]6NR>@..F$OL0DF.2"G%O8
M%OT[*+^LU7?]ZSVK'T@\.#)JAPX1R>)5H94(E5K8$!8AZ8:- HJ<:"TXPTA4
M3I'H+"(A?B(AF4)PV$>Z,=KAGA%P]?J7& H (Z=VV;\X[)^+J>1DK?9$9ARA
M3^5&%TK*=!)X;2W94S>$CU$>!*#S11@O*<8)(CHMLR#6 3$A4+D08&_$4\H<
M *"X,WTCSU"3+T%'A 7V(EU0CPW=1<>-[V8NUB%Z>%MT%8!:4WO4+ 9POE;:
MJY=A25; Y],YF)(LFD6*,@@!]@ZNP<]+50V41@S_\&+H/(E0F2L'&&!?A(SU
ME+K^3I'U+\8W)D8VT"EL5$ C;TE8CU)91"9[K]IUM>SC^Z]-)4)\D]J#HS=%
M2/!L1FD#C8,/CK[4MJ5ON*A$?6?+I.OBO+"TQF>U$_$/CNR1;@O0R 4+01'&
MCP#7AJA576N_>BW6-;9&^F"X4K4$M @X.'I+/3J?P)DO;BHDLK(CD.+RG)$R
M;W"[46"A),N"HP=''S"Q9]4V0FQ'1Z'=#=#I*-8W(Z"9#FCWCCG2+4M8)0">
M9G+M$ DIEA)BB#C&0.^+\&H(M !$8HB YQ&)0B'W@JX#C"P',?'0[PY,'!*:
M9JCGAI2/Y6'Y2#>%=,4Y4^J0YF3'T[/<PA?Q582*F^?EBX"-(/-QGDKOAI?I
M=VRMS.<0H:J?\Y%1[#HON;X@W!_8'SAZWZY*KLU#NBY!V+SUL[YEU&_A=W#4
MND.WL7Q+D%4C(AE&@*)HZB,!^F9;00XV300XB0$Y>32EC^MF5U',XE-QD7T#
M2E]81G#\ *S]%'\K9O)5()OICPO Y&D,?($N@@6@-6(URSF]1'\2_Z(7!IBG
M*RCOH_YE)GD*'TH+9Q>@;CP// RPXDQ:G7R>"O)5/S,M 9EV^GB\3F9CLG#*
M1$=Z@T 1(=:^O&M%CH\H$VY#@ F@S[-UH:R0M*/BT(@X'2)Z5 KH2LG#?"$<
M,!SQW(YD8%'<A$>NJI,*\(,G\8(F.'9YK\1/X,U<&I)CG9PM$WJA56J4"E&#
MTQGNK%/Z]+&5=4K?9D&X*2Q+FZ9TNN,0U0G68*3YQ,]YSM2]"BI%> VN,+0#
M0EE(UM=UG2'%>,(Y*!/%/JY4!!*D:.S0$(@A(GT)RUY8YAK&>Q+T^P,9UU5A
M&K:+@GN[418N-9:+ ]MP24-6T>7E:1;/L1L6S7@FH(@G.N&:#N%=3%E5$F;B
MP'/QI*V4U>FD<8Z/E[+1B!HC&BP QQ0CBUP!@>0YR.69^0Q+9?5'UZN/@!UB
M^(?U?,:TR%FP2+G_M% +235W!GN>DC0XCUC,+=H,4J[T-O;UE&(D*B07=+G:
MS?0F[Z4 'C_9XI:2U;?7QG8X7R#KK4?-3)+8Q>HJS)P"[D-L*\_';P!F:3F&
MAIW[\Z)R"C[$*%CD<HGI0LM\ACC+B;D;\C!S>5]T=_UTY8UY:]J4<ZCGIC/8
MV)754#Z5 %>*=.5<)YM64$I>K#WL)_]TYXM7[TO_C0BP9A&COCZ\Q6%S/31A
M&K8^7OMQ-Q,+VN/>& \$L,]H),Z[(<;CW<HPD$Z^5!17=O@1T;:=CMSGF$<\
MT=,O_(#;'%11;W9=Y)EIZP),8('NPKN/CC76K=&.DP/:*@4-#><YE_3CJTWB
ME*7J/QM;NM._Y6:,F,]&MFX8.S]ER2/^O]S@GR](,J/AQJ0ULMF9VA9Q] <B
MC_Z=G-&W]+' TLG&/-?/[+YN#*KKVH(3>3CL&/,F5@;&RFS"\Q>DJ(R!S.5Z
MF"#_(E?+1?B4&=>X/!<)]:HHCBIZ/C\E.$^#Y8?P7^%30G*U!<B+YV+\])P_
M!41"3!&6;UMR?<6T&[\^#JQU*0[7V1LSG$T!_"TBH5XH?^\0&:9N6<\Y  O8
M&Y'Q+E$.4;%QLQ9X>-]'NV>D:H("0V6J[S2(0*S]CP#>$!'Y88G>C>")D-A&
MBJGG\]BG(7.O>5Z<^.Q)5WT#-B:9BDC^YJ.45@HLHM=J4AQZJG!XSPT#4H6D
MA%<"M(6O5D0LA8]WK3^O$W6EDE7:<W:!+Z9Y!O99>7"!85P1"3.BQIWQT%B1
MA,G]_:L!M?@;8V_5,G&_6R8*T&U6'*1:)NZ@T%<!<6G4:V^RZ43Y?$W#9(VM
M;TC/\^.KB(SLYZ*R::\[" 0HAMB3<IM"11E$T>*'NX(<>\<Z"V\9:-%&1[P9
MG"2K[L(-Y%<+$%&<^T:.K=OM<G==\\>-[)%NVBUVW8M*3"R/DD"^V:@RK'^Y
M4J6I?Z7S.!81G(J$=ESTZ;Q:*5-F<;3)$/\S]P,OB/-T->M:3*ND+*BT0Q>Q
M8""D*(RZJ:6:NS'>U\,^O>73E[-Q?9HN@HR6O>;*$7I%)IZ  6:\Q3LF=:#:
M)*2=$&XFII.4:Y%'Y-UDR)9F*+>KT:G/AN'RV>B(2'.L1D6D"P.PMWU\-:+4
M%Y%M(';6_,%1D84D8HNC7MFA-V7EN.O%%_8A:E&D]@1F(;TLA77.P;R258()
M>E<N73$)8F1S\C:HF?JX$MAEP99-W4D<=[V/5C ,B!=FLS@'0+@2X3QD*6]9
M,<!*4.8:3_&9WWA25^=2PX,YPZ9F"$3NI1N$&"GK 5/V6 O.%&/C ::RLB/L
M9OC;DCE->4<J[!J ,ZU+TH!*D\*U/"I&5*W/CX!]3(44Q!\<K<ZP..8J\QY=
M#QM1B%'@\B@M,AM$+#FB/,DR$5&2$&3,X1M5FOX)+@L@S_JKG V]$ \"(D.@
M>V +-"&AY&++!>2;A]3'K)YG_:% RPDV")0Q M"="^FC.;T;8P0<IT6>I+D+
M7\<P9:F-?*4@8T]SGJ_]>Q*?)^Y<4,8<[*+G1JMS.Q-BL1:G G^*EFP4AH#P
M@[!#<)HG0-F$<; 7YR \. .*B7V3. $),J=E+JT(0W;.$Y=%L%><L 1:0=(M
M%Q&0$WI^\%2(*3I:5PD(6*(PU1Y0+4Y\FB ^E!,MJLK+2K9K))B"@8+'VDW$
M2OJB($1(W3<3(5%,)G&2L&[*(I@ D!(I5,)G_2O>","Q #$JBBW$G,0-+2EX
M[$%I=?9GW:RL+%L0$IIF+DX1"(ZE)Z#A"&PTRCWB?5.WK7NGB[8BP1X>N?84
M:3'-+;OOI1>1]2$*HKX*.DQI%GL7://39%6C)( 9>%M!EE#S;&#I_=$=K4@$
M>+Q8)'$@I'N)P.,@0@F[(2!*)GG&8\1LW;, ]C'!)I9%!:1.OKK1>0"6%>@"
M\06WVT1H<65#YO8(Z\VJ Q,@?+P[T&SHH\'-$6;R44 ^+/9FYS*?$8F?*V%&
M<QG2JZ88U;\J+UPM'I)G*Z6EN;6E!=SN%!2HXVO53G;,&0I/X@GR#0F:S]O
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MYS_>O^V9(L;QX(DZI_$B#H$-/=Z#M>#(3B4:[/#-P6H!8)B]79[HPIN!-0:
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MXY2"-D.KT-%N5Y2<8KT266>WIE^=T9!Z&(UY"\?@\('6V#TW\([]N7-_;]U
M9_2H^[>MU[1E1[_.$KJ=,B?]LN;PPFR[WE_Z=5$6\>S>NCZ"!.Z;6O<69AE6
M7^&D_/NH<%*J=2F<E&QA@)-6/9RLBX-WX:S"R?OLX\G,C<YOJ\'XP3B<*&OO
MGGTP:UE[#PM%D)6KP-;MG9L=1#YL]"'I%9]ZQ/VN;N_[LL5N4*?61B+-YC'Z
M$ST;:\9X1[-21<;[D]'1QN8#6A4W2Z:[-JEU9.R;^F#X7$A:G0+O=H)WO58H
M"G8V9\-H]J[) HJ*]^_=82GDKLV)PZ'>[ROH[B!T\SPYI7LW,B=@Q^QT1<7[
MS];1^N,'#(12^+V)WV-],%;PW4'X_CV)+X,4AXE.XX2\2*B'F:1+$D]?$B^A
M?I"1,$X?/K%(P5']":.*AALT?-$WC)<=!W-)&^?=T40#L,[1G>%SY83OJ#3Y
M5!EUIVP!@9Y/S; ?4/NNJ'B-BD[_ 2-"E/AHC?AP=%-)C[V0'BH0\/234A45
M[SNXLV/BH]%PBCX8*4]2!]'[??UQ=@IPZL^V4#2\W^2%CD%V1S7^D3XRE,+?
M59&Q[K&B!(:8A)\']4975+PVE'-GIVXE-&00&D/=&BBAT56AL:/O;MV>)EOW
M*1N,"+[L#>V!E?![XA[!BI(_TL&V8T*PT50%TP*=;-C?2E=0(JB#(NA:Z_=Z
MG2$5)BET5^C>:DHJ=.\DNK]AO7VCS?Z_#.'W!\K%'I0']OE5=-O==[9C,"V8
M;B\,W; >"98?AKIW;H*"Y6NP?)J'X;)4JBOP_*2@?/OFW[6[3PXN3P;*DM.M
M,5!^(.9*0;<[0+DM#=1O[XK\&,UH!Y;5D6:TYO!1XU&/*)EN;37UQ@W=R*/D
M;$9!3+F9S';#4!\\342Q9>W#=O6W4ULIW5:^I9[L6]E_JCC_+5O9\ B:5M!=
M'2&%AAW;2B%H^*0M3AOUD3PA&LH81MA3C7]!DR#V"8U\J6=/*$SDVRE[;WRU
MCZM]K-F[6ZGY;=C'.WMWMWXGU8GLQHE4^[C:1_-I389:X>E6F@RM1%9EA+3)
M"*ENW8?8C5(-(^'[ ZC-=NDW1YIER9JHU"9"&@.M[\C:>OS'E.Y&*Q%UT]K1
M*Z/U5&P1.PY&(VULR9HYWB9"#AW-=B2MC?U!E:_A<^UTJ ?.'JE;9$9#G[5*
M3MUPCQP2S78M,!VE=-7O6F!+J[H^F9NS35T+!BB?;FM;T/IM;,]A<+2!*:OY
MT1XJFIIC2=KPL$7*7M\PL!^)4O?D4O>^QID;DI1Z>1)D@=PM#5L$*>.^9ED/
M;\*MZ%C0<30&?4]6$=<F#QM C*14; \W6J:C68ZLS4K;0T?3L;6Q]?"A;TKE
M6@T*-KLT;7*?-"Z?+N(TR)2^):;S/R"*W5?(7)N.]D@S^P\WAI6^54@X?:PB
MFO6Y<62"]J].=7TZ#C6CQHATF?2MCGK-#=WI=ZW7[WZH>V=9[%W,XA (DOXG
MH7_E0;942I^0F1>6UA\I'UMM,AJ:I5QL]?M-ZM:NT>&MIV)[F-$QM,'PX9E7
MBHP%&=%MOA\);!U5^$Q+'W9NNL-^:'S<P>>F*57N/3%P-K9'FCU4JEYM.EHC
M$*^RTK$]NIZEF[;2]6ISX["O#4:R#NQM$1U'0\V1=?ZCTO:8MJ?;EE+V9%3V
MSK9&HBB53\SXCH%C:(:TL<@V4=(!M:_.(!2E]A6#4!R@HSG>ZNW<>A*VB1GK
M3N51E.S$?".E]Z'>]^@J7[-3//9#Y7L3QQ>X#7E;1B;5G#+1'DQ[9H(A]&31
MGPZ1T="?SJ]2DXSM4?>>&;KS9-TT.L2,ECY\,BNN0V2T=4?2>3P_J.L))MP+
M4Q\-99_'T]0C;=ZDG/\.G_KYP#PX(A6U9M=(H+__;=<#_KC"5CP7>[*2U==/
MN/,^VVT':]WYP9KBP5%)KX=?P33J7V/%0%7:<?Y^/4N*[>VO(** K3'[<T#8
MYL+VX^Z2 E0X6?'*L^1HO0<+]YSV)@EU+WKN%#YPZ(97[C(%5MYH]BZ >[<W
MZX[#]%1#K?I#IR-#K>Z)VDZQ7HF,N=OG1+CPO7+B>2IUF_O[C<$3M8'M;?[Z
M=9;0;0M=^F7-X879=H:1].NB-X?1I%_7KF%"TB],]C$2"B<53DJX+H63DBVL
M_E"()YT_IG"RR\,$'CD@^T2Q.];=MONZRB/-$1AJ UO6!*T6$7(P,C&O2,Y$
MCA81TM'-48?:(>T1(G>GWWA[3H.EV36* A05BQYKFM-O+.S:*F3N:(I=OZ\;
M=M=J*_9#-'2I-W%[$,VR;%#;92T";0\=S?%(&PP>3D>99$.C= 2 WM4Y16%S
MN[&Y"UU,VW,21@-;&QN&0N:Z=!PZFE%C2I!,R-Q1K=W2;5,I[3(*AJ[U.VP/
MK-EC;6 ^O&N^(B,GX]#0AC6$K!(.3R\<QOIXJ*2#C-+A/0;R:9H1ZB81/'\'
MVJ2U!]E&8U,S;24A:C=4,D::Y>R'9Z>C(L+41R,E(:26$!,0$2@APL"=!*$*
M (A3@*V!UE=Y._7I:)N:94@ZQDR)">YF,I\@-MQL$Y;]$!.M:;)<L\- >^!L
M#'#FV$_6F*L[=!P.@8Z-11^:;=6@Q ++&=*=^UD/<C2/4'7O/Z!@[FO=^VD0
MN9$7@%#]XF9!K"K?'X1B+:M44A6=4JU+571*MC!5^=Z-?50X*=6Z%$Y*MC!5
M^=Z-?525[U(9?-6M^T*S/(E(')6]S=K@/.U,+ @;+LLZ$:Q55*PQ0U>F>%JC
M8TH,W;!W-[Q5R-QZ9%99TP++RQS=4M!<GXR6;@T5-M=N)Z"/=R3>*'QN*SY_
MHAE\K\A*X\^GH%G,8;!W]>M15+Q_/;\^<A0PUS<]G!V9? J8VPK,[Z;3P MH
MY"U)@C%KA<I"TEH'^J"&IJ?(6)#1T?N6PF4!SHSAX)&<&2HOMSXF'V^X,$@6
MM\G=W)D<TX%NU=#Y%!4+B-:M?F,(W:H\W481VM3'TL]74RFR/Z!E[6N*['$8
MQE=NY%'6J=9+J!]D)(Q!KJ7HO0^QDZU*F[WWMK8WS4&E@TFU+I4.)MG"5-IL
M-_91X:14ZU(X*=G"5-IL-_91I<U*9016M^X-A2=BG<HF;HBV7_?UEL<9'J59
M@X=//%)D7)%Q;*KQ)"UN-; %*+VQ;H_WM#69Y>BVQ++@"\U<^))?-J],B>O_
MF:?9'+0-DM#0S>"]+";!?.%Z&8FG\'Z\R((XPI^/S_Y-+,-T>N8>V+[E3HN%
M.U.S[(>CG4QTDQ3M[FJL\K3&S&.(*\DW<&O+/OUTO)^R2G*[Y?<DO@Q2%#T8
MJWJ14"^^I,D2!-'+S<A5]V71HY1'V&IL2^U$@KYA;.41=$0L2&[%W-ENV79T
M1[7DEU)2G,S@F6@OGDZ5+!"$8_V'P)@B7T&^4=>%0*,U5::E#PPU3E$R$/["
M]7/5XUZ4/FZHT>>U"PL=-4)18IW<,73;4<WM990&[UBB3BLBSMTI]M"&-2*E
MBHJ<BHXV&C8V.W%O2F9 1^_?J:/+43C3U"-MWN2H>$+XU,\'YL$1J6#BKMJ=
MO_]MUP/^.,X7S\6>K-RV]1/NO,]V1EJM.S]8P!P<E?1Z^!5,L_XU5@Q4I1WG
M[]>SI-C>_@HUBB,X9G\."-M<V'[<75+@#"<K7GF6'*WW8.&>T]XDH>Y%SYW"
M!P[=\,I=IL#*;/,$<N_V9MUQF)ZJ^FQ@#O6!T87JL[[!%]*]9)-;DT@_Q=&"
M)M,XF:_GILI<;388/>HVMC<[N,OIZS*G.BD&+?;Q+?4ZRZ UZRN>E$&'CF+0
M^]57M'TGG?Y3)9>U;">[+ MEAAK%H'L@"TV9:PV'2A9VM];PGB:_Y&$?/M,X
MVK#S65,9B07'/8VH1RF6&UB2%H^TB8A._^%9 3)82QW/"AC9NG'KR/NV;^,]
M-=%'.0NCP8Z>T8J(]R?B>/#P5*VG33.ZG\K9<4 Q#=WI7#WS?NB;G[,934A"
M0>FD:>9FE,17$?4E%@XM4I0&LE:$M8F&CB,G#96NB:+!U@>W2H:V[V*+M*2A
M8\IY$CI"0YD4S6;'Y!B/6US4;#KY?NAY-_D5I9_&T"(UQ=0,1]+4\E91T1P_
M64>X>E14ZA[S!)BZ.7I:?:]FG45[=!53<\PG\[-WB(IU:GZ>MEI%.1<!4@;Z
M>' OWZ(<Q3(JS_]>1VB_\_R/43,G?^7P"%DQV%+E^3\(R5J6F=/EW$:5Y]^!
M?>QR;J/,R;<JSU_E^7=L)[LL"V6&&L6@>R +59Y_!_9QG_/\'[:[9.4!LG5[
MYV8'D0\;?4AZQ:>>*&;W:;L*@&3Q_>!(JH5F+#BY)V4.)>,V'**WGFPV?(>H
M:.Y*=&@[%7_07&RTER\PXX/:^<JD!#?,AK:D;-@N*CH/IZ(,N5^/=9BMK<.L
MU$R9M:_C,(ROL,DH&Q-S^V 8^5>;Q42IFZ)S+'2K+ZF$:A<5957:6Z1N@H#J
M=IK\X["B.9"4%=M%Q;%2.46HG-O#=#I<::!4SNZIG&UKZ/(H%0./@0Y#S>F/
M=,=\,FG5&4J:FCD:Z/904DJV2 5U-'O0UZ6=--$>!6ID.'K_Z7R?G:'CT++U
M40TZRE %\2C\:,*C=']DQQTC*P0^Y ^E/]RQ(C4?I!:YA<P'L>I?H^'Y('#5
MXF(_36)_>837GF7S\.C_ U!+ 0(4 Q0    ( #ACE5:UO,IY$0,  -\)   1
M              "  0    !B;W1J+3(P,C,P-#$X+GAS9%!+ 0(4 Q0    (
M #ACE59X2#V"S@4  -PV   5              "  4 #  !B;W1J+3(P,C,P
M-#$X7VQA8BYX;6Q02P$"% ,4    "  X8Y56^WERJ(T$  #F*0  %0
M        @ %!"0  8F]T:BTR,#(S,#0Q.%]P<F4N>&UL4$L! A0#%     @
M.&.55E'BG8W(%P  24L! !0              ( ! 0X  &)O=&HM,C R,S T
M,3AX.&LN:'1M4$L! A0#%     @ .&.55A&SS)E120  8+T% !@
M     ( !^R4  &)O=&HM,C R,S T,3AX97@Y.5\Q+FAT;5!+!08     !0 %
+ $T!  "";P     !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
