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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest Income        
Loans $ 9,004 $ 7,990 $ 25,375 $ 23,251
Securities        
US Government and agency obligations 369 321 1,068 962
Mortgage backed securities 442 435 1,974 1,255
Municipals - taxable 298 286 872 853
Municipals - tax exempt 18 18 55 55
Dividends 12 8 59 49
Corporates 136 139 407 423
Interest bearing deposits 303 134 628 375
Federal Funds sold 981 812 2,569 1,601
Total interest income 11,563 10,143 33,007 28,824
Deposits        
NOW, money market savings 1,487 894 4,145 1,916
Time deposits 2,375 1,683 6,731 3,918
FHLB borrowings       31
Finance leases 18 22 58 66
Other borrowings 92 98 278 297
Capital notes 82 82 245 245
Total interest expense 4,054 2,779 11,457 6,473
Net interest income 7,509 7,364 21,550 22,351
Provision for (recovery of) credit losses 92 (164) (584) (278)
Net interest income after recovery of provision for credit losses 7,417 7,528 22,134 22,629
Noninterest income        
Gain on sales of loans held for sale 1,326 989 3,526 3,065
Service charges, fees and commissions 991 1,004 2,930 2,942
Wealth management fees 1,244 1,050 3,583 3,098
Life insurance income 189 139 531 405
Gain on sales and calls of securities, net 42   82  
Other 31 19 669 179
Total noninterest income 3,823 3,201 11,321 9,689
Noninterest expenses        
Salaries and employee benefits 4,920 4,683 14,256 13,296
Occupancy 514 458 1,493 1,389
Equipment 640 501 1,879 1,813
Supplies 131 118 397 399
Professional 718 682 2,214 2,075
Data processing 764 689 2,263 2,079
Marketing 220 204 481 683
Credit 190 218 612 623
Other real estate, net   3   36
FDIC insurance 94 126 329 321
Amortization of intangibles 140 46 420 420
Other 445 412 1,258 957
Total noninterest expenses 8,776 8,140 25,602 24,091
Income before income taxes 2,464 2,589 7,853 8,227
Income tax expense 474 511 1,527 1,631
Net Income $ 1,990 $ 2,078 $ 6,326 $ 6,596
Weighted average shares outstanding - basic 4,543,338 4,543,338 4,543,338 4,568,789
Weighted average shares outstanding - diluted 4,543,338 4,543,338 4,543,338 4,568,789
Earnings per common share – basic $ 0.44 $ 0.46 $ 1.39 $ 1.44
Earnings per common share – diluted $ 0.44 $ 0.46 $ 1.39 $ 1.44