<SEC-DOCUMENT>0001562762-24-000142.txt : 20240515
<SEC-HEADER>0001562762-24-000142.hdr.sgml : 20240515
<ACCEPTANCE-DATETIME>20240515163159
ACCESSION NUMBER:		0001562762-24-000142
CONFORMED SUBMISSION TYPE:	NT 10-Q
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20240331
FILED AS OF DATE:		20240515
DATE AS OF CHANGE:		20240515
EFFECTIVENESS DATE:		20240515

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF THE JAMES FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001275101
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				200500300
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NT 10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35402
		FILM NUMBER:		24951766

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1200
		CITY:			LYNCHBURG
		STATE:			VA
		ZIP:			24505
		BUSINESS PHONE:		4348462000
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-Q
<SEQUENCE>1
<FILENAME>botj-20240331corresp.htm
<DESCRIPTION>FORM NT 10-Q
<TEXT>
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			12b-25 (10QNT)
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			<font style="display: inline;font-weight:bold;font-size:20pt;">UNITED STATES</font>
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			<font style="display: inline;font-weight:bold;font-size:20pt;">SECURITIES AND EXCHANGE COMMISSION</font>
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			<font style="display: inline;font-weight:bold;font-size:12pt;">Washington, D.C. 20549</font>
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			<font style="display: inline;font-weight:bold;">______________________</font>
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			<font style="display: inline;font-weight:bold;font-size:16pt;">Form 12b-25</font>
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			<font style="display: inline;font-weight:bold;">______________________</font>
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			<font style="display: inline;">NOTI</font><font style="display: inline;">F</font><font style="display: inline;">ICATION OF LATE FILING</font>
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			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(</font><font style="display: inline;font-style:italic;">Check One</font><font style="display: inline;">)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> Form 10-K</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> Form 20-F</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> Form 11-</font><font style="display: inline;">K</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-family:Segoe UI Symbol;">&#x2612;</font><font style="display: inline;"> Form 10-Q</font>
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		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">For Period Ended:&nbsp;&nbsp;March 31, 2024</font>
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			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> &nbsp; &nbsp;</font><font style="display: inline;">Transition Report on Form 10-K</font>
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		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> &nbsp; &nbsp;</font><font style="display: inline;">Transition Report on Form 20-F</font>
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		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> &nbsp; &nbsp;</font><font style="display: inline;">Transition Report on Form 11-K</font>
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		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> &nbsp; &nbsp;</font><font style="display: inline;">Transition Report on Form 10-Q</font>
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		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:190pt;"><font style="display: inline;font-family:Segoe UI Symbol;">&#x2610;</font><font style="display: inline;"> &nbsp; &nbsp;</font><font style="display: inline;">Transition Report on Form N-SAR</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font></font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;text-indent:36pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">For the Transition Period Ended: ___________________</font>
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					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-weight:bold;">Nothing in the form shall be construed to imply that the Commission has verified any information contained herein</font></p>
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			<font style="display: inline;">If the notification relates to a portion of the filing checked above, identify the item(s) to which the notification relates:&nbsp;&nbsp;___________________</font>
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			<font style="display: inline;font-weight:bold;">PART </font><font style="display: inline;font-weight:bold;">I</font><font style="display: inline;font-weight:bold;"> &#x2013; REGISTRANT INFORMATION</font>
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			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:6pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;text-decoration:underline;">BANK OF THE JAMES FINANCIAL GROUP, INC.</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">Full Name of Registrant</font>
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			<font style="display: inline;">Former Name if Applicable</font>
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			<font style="display: inline;text-decoration:underline;">&#xFEFF;</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;text-decoration:underline;">828 Main Street</font>
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			<font style="display: inline;">Address of Principal Executive Office (Street and Number)</font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;text-decoration:underline;">Lynchburg, VA&nbsp;&nbsp;24504</font>
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			<font style="display: inline;">City, State and Zip Code</font>
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			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PART II &#x2013; RULES 12b-25(b) AND (c)</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)</font>
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			<font style="display: inline;">&#xFEFF;</font>
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				<td valign="top" style="width:40.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
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				<td valign="top" style="width:418.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 0pt 14.4pt;border-left:1pt solid #000000 ;text-indent: -14.4pt;line-height:100%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 10pt">
						<font style="display: inline;font-size:1pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:-14.4pt;padding:0pt 14pt 0pt 0pt;"></font><font style="display: inline;">The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-SAR or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q, or portion thereof, will be filed on or before the fifth calendar day following the prescribed due date; and</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;text-indent: -14.4pt;line-height:100%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 10pt">
						<font style="display: inline;">&#x2019;</font><font style="display: inline;">nt's statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</font></p>
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						&nbsp;</p>
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					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-family:Segoe UI Symbol;">&#x2612;</font></p>
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						<font style="display: inline;">(a)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 5pt 0pt 0pt;"></font><font style="display: inline;">The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;border-left:1pt solid #000000 ;text-indent: -14.4pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">(b)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 5pt 0pt 0pt;"></font><font style="display: inline;">The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-SAR or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q, or portion thereof, will be filed on or before the fifth calendar day following the prescribed due date; and</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;text-indent: -14.4pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">(c)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 5pt 0pt 0pt;"></font><font style="display: inline;">The accountant's statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</font></p>
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		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;"></font>
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		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt 0pt 12pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PART III - NARRATIVE</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#333333;background-color: #FFFFFF;">State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, N-SAR, N-CSR, or the transition report or portion thereof, could not be filed within the prescribed time period.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;background-color: #FFFFFF;">Bank of the James Financial</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> Group</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, Inc. (the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&#x201C;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&#x201D;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">) is unable to file, without unreasonable effort or expense, its Quarterly Report on Form 10-Q for the quarter ended March 31, 2024 (the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&#x201C;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">10-Q</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&#x201D;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">) within the prescribed time period because additional time is required to</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> finalize its calculation of the fair value of a subset (approximately $8,000,000 par value of subordinated debt purchased from other bank holding companies) of its securities</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&nbsp;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">available-for</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">-</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">sale portfolio.</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> The Company expects to file the 10-Q on or before the fifth calendar day following the prescribed due date.</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PART IV &#x2013; OTHER INFORMATION</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
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				<font style="margin:0pt 0pt 12pt;line-height:100%;font-family:Times New Roman;font-size:10pt;;"> (1)</font>
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		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Name and telephone number of person to contact with regard to this </font><font style="display: inline;color:#000000;">notification</font></p></td></tr></table></div>
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					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Eric J. Sorenson, Jr.</font></p>
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						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:126.00pt;border-bottom:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">(434)</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:13.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:134.75pt;border-bottom:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">455-7597</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:143.75pt;border-top:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Name</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:13.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:126.00pt;border-top:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">(Area Code)</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:13.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:134.75pt;border-top:1pt solid #000000 ;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">(Telephone Number)</font></p>
				</td>
			</tr>
		</table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="border-bottom:1pt none #D9D9D9 ;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:12pt 0pt 0pt;">
				<font style="margin:12pt 0pt 0pt;border-bottom:1pt none #D9D9D9;line-height:100%;font-family:Times New Roman;font-size:10pt;;"> (2)</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="border-bottom:1pt none #D9D9D9 ;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:12pt 0pt 0pt;">
			<font style="display: inline;color:#333333;background-color: #FFFFFF;">Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the </font><font style="display: inline;color:#000000;">Investment</font><font style="display: inline;color:#333333;background-color: #FFFFFF;"> Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? If answer is no, identify report(s). </font><br /><font style="display: inline;color:#333333;background-color: #FFFFFF;"></font><font style="display: inline;color:#333333;background-color: #FFFFFF;">Yes&nbsp; </font><font style="display: inline;font-family:Segoe UI Symbol;color:#000000;">&#x2612;</font><font style="display: inline;color:#333333;background-color: #FFFFFF;"> &nbsp;&nbsp;&nbsp;No&nbsp; </font><font style="display: inline;font-family:Segoe UI Symbol;color:#000000;">&#x2610;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:12pt 0pt 0pt;">
				<font style="margin:12pt 0pt 0pt;border-top:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;line-height:100%;font-family:Times New Roman;font-size:10pt;;"> (3)</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:12pt 0pt 0pt;">
			<font style="display: inline;color:#000000;">Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof?&nbsp; </font><font style="display: inline;color:#333333;background-color: #FFFFFF;">Yes&nbsp;&nbsp; </font><font style="display: inline;font-family:Segoe UI Symbol;color:#000000;">&#x2610;</font><font style="display: inline;color:#333333;background-color: #FFFFFF;"> &nbsp;&nbsp;&nbsp;No&nbsp; </font><font style="display: inline;font-family:Segoe UI Symbol;color:#000000;">&#x2612;</font></p></td></tr></table></div>
		<p style="margin:0pt;border-top:1pt none #D9D9D9 ;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;border-top:1.5pt solid #000000 ;border-bottom:1.5pt solid #000000 ;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;color:#333333;background-color: #FFFFFF;">FORWARD-LOOKING STATEMENTS</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">This Form 12b-25 contains forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995 and other legal authority) that are based on current plans and expectations that are subject to uncertainties and risks, which could cause our future results to differ materially. The words &#x201C;may,&#x201D; &#x201C;could,&#x201D; &#x201C;should,&#x201D; &#x201C;would,&#x201D; &#x201C;believe,&#x201D; &#x201C;anticipate,&#x201D; &#x201C;estimate,&#x201D; &#x201C;expect,&#x201D; &#x201C;intend,&#x201D; &#x201C;plan,&#x201D; &#x201C;target,&#x201D; &#x201C;vision,&#x201D; &#x201C;goal,&#x201D; and similar expressions are intended to identify forward-looking statements. These forward-looking statements include, but are not limited to, and may be influenced by, a material delay in the Company&#x2019;s financial reporting, including the possibility that the Company will not be able to file the Form 10-Q within the extension permitted by the rules of the U.S. Securities and Exchange Commission, and the possibility that the ongoing review may identify errors or control deficiencies in the Company&#x2019;s accounting practices. Because such statements are based on the Company&#x2019;s current expectations and are not statements of fact, actual results may differ materially from those projected or estimated and you are cautioned not to place undue reliance on these forward-looking statements. These forward-looking statements are not guarantees of future performance, conditions or results, and involve a number of known and unknown risks, uncertainties, assumptions and other important factors, many of which are outside the Company&#x2019;s control, that could cause actual results or outcomes to differ materially from those discussed in the forward-looking statements. Investors are cautioned not to place undue reliance upon forward looking statements in this notification of late filing. The Company undertakes no obligation to revise or update these forward-looking statements to reflect events or circumstances after the date of this filing, except as required by law. Forward-looking statements in this Form 12b-25 speak only as of the date of this Form 12b-25, and we assume no obligation to update forward-looking statements or the reasons why actual results could differ, except as may be required by law.</font>
		</p>
		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 8pt;line-height:107.92%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">Bank of the James Financial Group, Inc.</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">(Name of Registrant as Specified in Charter)</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">has caused this notification to be signed on its behalf by the undersigned hereunto duly authorized.</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:215.70pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Date:&nbsp;&nbsp;May 15, 2024</font></p>
				</td>
				<td valign="top" style="width:252.30pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">By </font><font style="display: inline;text-decoration:underline;">/S/&nbsp;&nbsp;J. Todd Scruggs</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">J. Todd Scruggs, Secretary and Treasurer</font></p>
					<p style="margin:0pt 0pt 0pt 14.4pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">(Principal Financial Officer and Principal Accounting Officer)</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr>
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