<SEC-DOCUMENT>0001562762-24-000185.txt : 20240729
<SEC-HEADER>0001562762-24-000185.hdr.sgml : 20240729
<ACCEPTANCE-DATETIME>20240729100245
ACCESSION NUMBER:		0001562762-24-000185
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20240726
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240729
DATE AS OF CHANGE:		20240729

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF THE JAMES FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001275101
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				200500300
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35402
		FILM NUMBER:		241149445

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1200
		CITY:			LYNCHBURG
		STATE:			VA
		ZIP:			24505
		BUSINESS PHONE:		4348462000
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
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<DESCRIPTION>8-K
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color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">UNITED STATES</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 18pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">SECURITIES AND EXCHANGE COMMISSION</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr3CB457eLownut094" style="text-decoration: none;"></span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Washington</span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, D.C. 20549</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 18pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">FORM </span><ix:nonNumeric name="dei:DocumentType" id="ct-nonNumeric-22bd42f1-060f-4622-8c78-4423952b7623" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 18pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">8-K</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Current Report</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Pursuant to Section 13 or 15(d)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">of The Securities Exchange Act of 1934</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Date of Report (Date of Earliest Event Reported): </span><ix:nonNumeric name="dei:DocumentPeriodEndDate" id="ct-nonNumeric-15581dea-91b9-4b94-84eb-94d5bf737f79" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt:datemonthdayyearen"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">July 26, 2024</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 22pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr123459Lany0w25rurv07909236215CJS" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityRegistrantName" id="ct-nonNumeric-0df87de0-3544-456c-aaa0-30e8716704f7" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 22pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC</span><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 22pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">.</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(Exact Name of Registrant as Specified in Its Charter)</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">_________________</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr3CB45AgSvumuvj" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="ct-nonNumeric-b04119b4-5e56-4d1b-b3d4-766257731273" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:stateprovnameen"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Virginia</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr4EC45BC8AEJLHG" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityFileNumber" id="ct-nonNumeric-e513ce57-80fc-46ee-b5c4-3d57481f3a43" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">001-35402</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_9kR3WTr6EA45CFA9FGCGHF" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="ct-nonNumeric-83e10e21-309f-4927-bd73-3a3746733139" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">20-0500300</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(State or other jurisdiction of</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">incorporation or organization)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Commission File Number)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(IRS Employer Identification No.)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="ct-nonNumeric-f15836ee-e3cd-4de3-bdf6-539c7bede81d" contextRef="Duration_7_26_2024_To_7_26_2024"><span id="_9kR3WTr15645DMIJeEhvghDzn3llKzuu8PCrGoc" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">828 Main Street</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="ct-nonNumeric-d59842e5-57c6-4c70-9875-24277fb382f4" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Lynchburg</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="ct-nonNumeric-93f6ca3b-81b5-43de-8697-b4faa2c0a25d" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">VA</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="ct-nonNumeric-c217510c-63c8-4da8-80cd-c012da6c6717" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">24504</span></ix:nonNumeric></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Address of Principal Executive Offices)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Zip code)</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 40.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Registrant&#8217;s telephone number, including area code</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 21.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 38.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">(</span><ix:nonNumeric name="dei:CityAreaCode" id="ct-nonNumeric-ef6c4807-1f92-4554-a3d9-0e2f2223684b" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">434</span></ix:nonNumeric><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">) </span><ix:nonNumeric name="dei:LocalPhoneNumber" id="ct-nonNumeric-9758560b-b7f3-4998-b885-13ec61590614" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">846-2000</span></ix:nonNumeric></p></td></tr><tr style="height: 0.03in;"><td colspan="3" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: middle;width: 100.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:WrittenCommunications" id="ct-nonNumeric-f2ea3dc7-e88f-4665-a531-b68ff484f040" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:SolicitingMaterial" id="ct-nonNumeric-b48af9e1-f425-4678-be51-9f72202c23cb" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="ct-nonNumeric-def37e67-6e2d-4532-9759-5fb34db3681d" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p></td></tr></table></div><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 6pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 6pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 4.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="ct-nonNumeric-48dd4d69-155f-45e8-b577-28beb627afe0" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 518.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Securities registered pursuant to Section 12(b) of the Act:</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Title of Each Class</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Trading</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Symbol(s)</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Name of Each Exchange</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 8pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 8pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">on Which Registered</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 240.55pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="ct-nonNumeric-545853e9-913c-478c-b5c1-098d3ea27ffa" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Common Stock, $2.14 par value</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 60.5pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="ct-nonNumeric-35a78653-b4c3-47c1-be14-8d887efaeaae" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">BOTJ</span></ix:nonNumeric></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: bottom;width: 4.4pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 230.15pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">The </span><ix:nonNumeric name="dei:SecurityExchangeName" id="ct-nonNumeric-c0bdb63b-7946-470a-9e14-fe83fa403599" contextRef="Duration_7_26_2024_To_7_26_2024"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">NASDAQ</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> Capital Market</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: Segoe UI Symbol;font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Emerging growth company </span><ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="ct-nonNumeric-e9539f7b-ea2b-42b0-babe-3bb48db2bf32" contextRef="Duration_7_26_2024_To_7_26_2024" format="ixt-sec:boolballotbox"><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></ix:nonNumeric></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: right;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="white-space:pre-wrap; color: #000000;font-family: Segoe UI Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#9744;</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="border-bottom: solid #000000 1.0pt;border-left: none;border-right: none;border-top: none;padding-bottom: 0;"><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 5pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 13.5pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 13.5pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;vertical-align: baseline;"><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 2.02 - Results of Operations and Financial Condition</span></p><p dir="ltr" style="background: #FFFFFF;font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;vertical-align: baseline;"><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">On</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Friday, July 26, 2024, Bank of the James Financial Group, Inc. (the "Company") issued a press release announcing financial results for the three and six months ended</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> June 30, 2024 </span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(the "Press Release"). A copy of the Press Release is attached hereto as </span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit 99.1</span><span style="white-space:pre-wrap; color: #333333;font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 12pt;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 9.01 - Financial Statements and Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(a) Financial statements of businesses acquired &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(b) Pro forma financial information &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(c) Shell company transactions &#8211; not applicable</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(d) Exhibits</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.03in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit No.</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Exhibit Description</span></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">99.1</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><a href="botj-20240726xex99_1.htm"><span style="white-space:pre-wrap; color: #0563C1;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Bank of the James Financial Group, Inc. Press Release Dated July 26, 2024</span></a></p></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 14.4%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">104</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 85.6%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The cover page from this Current Report on Form 8-K, formatted in Inline XBRL</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"><br/>&#8206;</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.05in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; 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font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 126pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Date:  July 29, 2024</span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 179.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span id="_9kMHG5YVt34567BNcp02y47twtx29B2B458437E" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">BANK OF THE JAMES FINANCIAL GROUP, INC</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></h2></td></tr><tr><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 99pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td colspan="2" style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 206.95pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom: none;border-left: none;border-right: none;border-top: none;padding-bottom: 0;padding-top: 0;vertical-align: top;width: 234.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; display: inline-block;text-indent: 0;width: 1.500in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">By </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">/s/ J. Todd Scruggs</span></span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">J. Todd Scruggs</span></p><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.20in;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Secretary-Treasurer</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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			Exhibit 991
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">Bank of the James Announces Second Quarter, First Half of 2024</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:14pt;">Financial Results and Declaration of Dividend</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">LYNCHBURG, VA, July 26, 2024</font><font style="display: inline;font-family:Times New Roman;"> -- Bank of the James Financial Group, Inc. (the &#x201C;</font><a name="_9kR3WTr19A45FSFwynmB"></a><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;">&#x201D;) (NASDAQ</font><a name="_9kR3WTr5DA45B"></a><font style="display: inline;font-family:Times New Roman;">:</font><font style="display: inline;font-family:Times New Roman;">BOTJ), the parent company of Bank of the James (the &#x201C;</font><a name="_9kR3WTr24445DP0ju"></a><font style="display: inline;font-family:Times New Roman;">Bank</font><font style="display: inline;font-family:Times New Roman;">&#x201D;), a full-service commercial and retail bank, and Pettyjohn, Wood &amp; White, Inc. (&#x201C;PWW&#x201D;), an SEC-registered investment advisor, today announced unaudited results of operations for the three month and six month periods ended June 30, 2024.&nbsp;&nbsp;The Bank serves </font><a name="_9kR3WTr26645EgKglu0FGFG"></a><font style="display: inline;font-family:Times New Roman;">Region 2000</font><font style="display: inline;font-family:Times New Roman;"> (the greater Lynchburg MSA) and the Blacksburg, Buchanan, Charlottesville, Harrisonburg, Lexington, Nellysford, Roanoke, and Wytheville, Virginia markets.</font>
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				<font style="margin:0pt;font-family:Symbol;line-height:100%;font-size:11pt;;"> &#xB7;</font>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Net income for the three months ended June 30, 2024 was $2.15 million or $0.47 per basic and diluted </font><font style="display: inline;font-family:Times New Roman;color:#000000;">share</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> compared with $2.53 million or $0.56 per basic and diluted share for the three months ended June 30, 2023. Net income for the six months ended June 30, 2024 was $4.34 million or $0.95 per share compared with $4.52 million or $0.99 per share for the six months ended June 30, 2023.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Robert R. Chapman III, CEO of the Bank, commented: </font><a name="_9kR3WTr5B8458"></a><font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">The Company&#x2019;s earnings </font><font style="display: inline;font-family:Times New Roman;color:#000000;">performance</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> continued to demonstrate success in responding to prevailing market conditions, providing financial solutions for our commercial and retail customers and efficiently managing our operations. We grew loans and deposits, interest income and noninterest income year-over-year, while maintaining exceptional liquidity and asset quality.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;Maintaining a balanced revenue stream from a diverse range of banking and investment advisory services has helped the Company manage the impact of a higher interest rate environment on margins. While higher rates have significantly increased the Bank&#x2019;s interest expense, it has also provided opportunities for us to generate higher returns from our own investment portfolio to maintain strong earnings and grow shareholder value.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;During the second quarter of 2024, there were encouraging signs that stabilizing interest rates, slowing inflation and continued economic health in our served markets is supporting positive trends. We are seeing increased commercial lending demand, an uptick in residential mortgage volume and origination fees, and deposit growth.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;Business conditions and residential real estate activity in our served markets has been healthy throughout this period of interest rate change. Now, as borrowers adjust to a &#x2018;new normal&#x2019;, our experienced banking team members are well-positioned to provide meaningful financial solutions and superior </font><font style="display: inline;font-family:Times New Roman;color:#000000;">service</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> and support.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;We continue to see the benefits of our focus on nurturing banking relationships. Use of our commercial </font><font style="display: inline;font-family:Times New Roman;color:#000000;">cash</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> management services and digital banking capabilities continues to grow. Linking deposit management, debit and credit services and borrowing capabilities gives commercial customers value. Residential mortgage customers and retail banking benefit from our efficient service, digital capabilities and integrated financial offerings.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;Securing and retaining deposits to support lending activity remains a priority, as reflected by the opening of two new locations &#x2013; one in June and one in July- and deposit growth during the first </font>
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		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0pt 36pt;line-height:100%;font-family:Calibri;;font-size: 11pt;"><font style="display: inline;font-family:Times New Roman;color:#000000;">half of 2024. The competitive landscape in several of our served markets continues to be positive for Bank of the James as national and large regional banks, as well as some smaller providers, reduce services and leave a void that we are more than able to fill.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">&#x201C;</font><font style="display: inline;font-family:Times New Roman;color:#000000;">We</font><font style="display: inline;font-family:Times New Roman;color:#000000;"> believe our strong performance and positive economic indicators are encouraging as we progress through the second half of 2024 and will continue to support the Company&#x2019;s financial strength and ability to build shareholder value.&#x201D;</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">Second Quarter and First Half 2024 Highlights</font>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total interest income of $10.94 million in the second quarter increased 14% compared with $9.58 million a year earlier. In the first half of 2024, total interest income rose 15% to $21.44 million compared with $18.68 million a year earlier. The growth primarily reflected commercial loan interest rates, the addition of mortgages at higher rates, and a higher yield on Fed Funds sold.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Net interest income after recovery of credit losses was $7.21 million in the second quarter of 2024 compared with $7.60 million a year earlier. In the first half of 2024, net interest income after recovery of credit losses was $14.72 million compared with $15.10 million in the first half of 2023.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">In both the second quarter and first half of 2024, net interest margin was 3.02% and interest spread was 2.68%. While the margin and spread declined from a year earlier, management noted both measures were stabilizing in the second quarter of 2024.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total noninterest income for the second quarter of 2024 rose 22% to $4.19 million from $3.44 million for the second quarter of 2023, and was up 16% in the first half of 2024 compared to the same period a year earlier. Growth primarily reflected gains on sale of loans held for sale, a gain on an investment in a Small Business Investment Company (SBIC), fee income generated by commercial treasury services and wealth management fee income from PWW, which contributed approximately $0.09 per share to second quarter earnings and approximately $0.17 per share in the first half of 2024.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Loans, net of the allowance for credit losses, increased to $616.09 million at June 30, 2024 compared with $601.92 million at December 31, 2023, primarily reflecting modest growth in commercial real estate and residential mortgage loans.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Asset quality remained strong, with a ratio of nonperforming loans to total loans of 0.13% at June 30, 2024, minimal levels of nonperforming loans, and zero </font><a name="_9kMHG5YVt8HD689X6xv"></a><font style="display: inline;font-family:Times New Roman;color:#000000;">other real estate owned (OREO</font><font style="display: inline;font-family:Times New Roman;color:#000000;">).</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Total deposits were $884.90 million at June 30, 2024 compared with $878.46 million at December 31, 2023. </font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">Shareholder value measures at June 30, 2024 included continued growth from December 31, 2023 in total stockholders&#x2019; equity and retained earnings. Book value per share increased to $13.58 at June 30, 2024 from $13.21 at December 31, 2023.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">The Company opened a new branch in Buchanan, Virginia at the end of the second quarter and another in Nellysford, Virginia at the beginning of the third quarter to further expand outreach and deposit-gathering capabilities.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;color:#000000;">On July 16, 2024, the Company&#x2019;s board of directors approved a quarterly dividend of $0.10 per common share to stockholders of record as of September 6, 2024, to be paid on September 20, 2024.</font></p></td></tr></table></div>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">&#xFEFF;</font>
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			<font style="display: inline;font-family:Times New Roman;font-weight:bold;color:#000000;">Second Quarter, First Half of 2024 Operational Review</font>
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		<p style="margin:12pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;color:#000000;">Net interest income after recovery of credit losses for the second quarter of 2024 was $7.21 million compared with $7.60 million a year earlier. In the first half of 2024, net interest income after recovery of credit losses was $14.72 million compared with $15.10 million a year earlier. The provision recovery in the first half of 2024 was $676,000 compared with $114,000 in the first half of 2023.</font>
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		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;">Total interest income was $10.94 million in the second quarter of 2024 compared to $9.58 million a year earlier. First half 2024 total interest income was $21.44 million compared with $18.68 million in the prior year&#x2019;s first half. The year-over-year increase primarily reflected the Company&#x2019;s ongoing upward adjustments to variable rate commercial loans and new loans reflecting the prevailing rate environment.</font>
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			<font style="display: inline;font-family:Times New Roman;">The Company has continued to make appropriate upward interest rate adjustments in variable rate commercial loans and mortgage loans to keep pace with prevailing rates. Investment portfolio management has enabled the Company to capitalize on attractive Fed funds rates. These actions have had a positive impact on yields. The yield on loans in the second quarter of 2024 was 5.41% compared with 4.99% a year earlier, and the yield on total earning assets was 4.66% in the second quarter of 2024, up from 4.31% a year earlier.</font>
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			<font style="display: inline;font-family:Times New Roman;">Rates on interest-bearing deposits and total interest-bearing liabilities have increased during the past quarters, causing continued pressure on margins. The net interest margin in the second quarter of 2024 was 3.02% and the interest spread was 2.68%. Both reflected the impact of a higher interest rate environment as compared to the prior year.</font>
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		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">J. Todd Scruggs, Executive Vice President and CFO of the Bank commented: &#x201C;We expect continued pressure on margins and an ongoing need to offer competitive rates on deposits to attract and retain depositors. However, as the interest rate environment appears to have stabilized, our best approximate forecasting indicates modest margin expansion in coming quarters.&#x201D;</font>
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			<font style="display: inline;font-family:Times New Roman;">Total interest expense in the second quarter and first half of 2024 increased compared with the prior periods of 2023, primarily reflecting higher deposit rates commensurate with the prevailing interest rate environment, and growth of interest-bearing time deposits.</font>
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			<font style="display: inline;font-family:Times New Roman;">Noninterest income in the second quarter of 2024 rose 22% to $4.19 million compared with $3.44 million in the second quarter of 2023. In the first half of 2024, noninterest income rose 16% to $7.50 million from $6.49 million a year earlier. Noninterest income reflected income contributions from debit card activity, a gain on an investment in an SBIC, commercial treasury services and mortgage division along with a strong contribution to earnings by PWW&#x2019;s investment management activity. Gains on sale of loans held for sale were $2.20 million in the first half of 2024, up from $2.08 million in the first half of 2023.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Noninterest expense in the first half of 2024 was $16.83 million compared with $15.95 million a year earlier. The increase primarily reflected additional personnel costs related to staffing new locations, and the decision to begin accruing for anticipated year-end performance-based compensation ahead of the fourth quarter.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Balance Sheet: Strong Cash Position, Asset Quality, Stability</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Total assets were $978.01 million at June 30, 2024, compared with $969.37 million at December 31, 2023, with the increase primarily reflecting loan growth.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Loans, net of allowance for credit losses, were $616.09 million at June 30, 2024 compared with $601.92 million at December 31, 2023, primarily reflecting stable commercial lending activity and moderate growth of commercial real estate loans and retained higher-rate residential mortgages.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Commercial real estate loans (owner-occupied and non-owner occupied and excluding construction loans) were approximately $319.10 million compared with $306.86 million at December 31, 2023, reflecting a decreasing rate of loan payoffs and new loans.&nbsp;&nbsp;Of this amount, commercial non-owner occupied was approximately $184,010,000 and commercial owner occupied as approximately $135,092,000.&nbsp;&nbsp;We closely monitor our concentrations in these segments.&nbsp;&nbsp;Loans secured by large office buildings do not make up a significant portion of our non-owner occupied commercial real estate segment.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Commercial construction/land loans and residential construction/land loans of $49.46 million at June 30, 2024 were slightly lower from $53.64 million at December 31, 2023. The Company continued </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;">experiencing positive activity and health in commercial and residential construction projects. Commercial and industrial loans were $64.92 million at June 30, 2024 compared with $65.32 million at December 31, 2023, reflecting a continued trend of stability during the first half of 2024.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<a name="_Hlk157697256"></a><font style="display: inline;font-family:Times New Roman;">Residential mortgage loans were $112.73 million at June 30, 2024 and were up slightly from $106.99 million at December 31, 2023 as the Bank maintained a balance between retaining originated mortgages and selling others to the secondary market.</font><font style="display: inline;font-family:Times New Roman;"> Consumer lending (open-end and closed-end) was $76.83 million at June 30, 2024 &#x2013; essentially unchanged from totals at December 31, 2023 and down from $80.04 million a year earlier.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Ongoing high asset quality continues to have a positive impact on the Company&#x2019;s financial performance. The ratio of nonperforming loans to total loans at June 30, 2024 was 0.13% compared with 0.06% at December 31, 2023. The allowance for credit losses on loans to total loans decreased to 1.12% at June 30, 2024 from 1.22% on December 31, 2023. Despite an increase in loan balances, the amount of additional provision otherwise needed to reflect loan growth was offset in part by recoveries of approximately $149,000. Total nonperforming loans were $797,000 at June 30, 2024. As a result of having no OREO, total nonperforming assets were the same as total nonperforming loans.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Total deposits were $884.90 million at June 30, 2024, compared with $878.46 million at December 31, 2023. Noninterest bearing demand deposits and time deposits grew, and NOW, money market and savings totals declined moderately.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Key measures of shareholder value continued trending positively. Book value per share was $13.58 compared with $13.21 at December 31, 2023. Total stockholders&#x2019; equity was up slightly to $61.71 million from $60.04 million at December 31, 2023. Retained earnings at June 30, 2024 were $40.10 million compared with $36.68 million at December 31, 2023.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Some balance sheet measures are impacted by treasury rate fluctuations and fair market valuation measurements in the Company&#x2019;s available-for-sale securities portfolio and are reflected in accumulated other comprehensive loss. These mark-to-market losses are excluded when calculating the Bank&#x2019;s regulatory capital ratios. The available-for-sale securities portfolio is composed primarily of securities with explicit or implicit government guarantees, including U.S. Treasuries and U.S. agency obligations, and other highly-rated debt instruments. The Company does not expect to realize the unrealized losses as it has the intent and ability to hold the securities until their recovery, which may be at maturity. Management continues to diligently monitor the creditworthiness of the issuers of the debt instruments within its securities portfolio. </font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">About the Company</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">Bank of the James, a wholly-owned subsidiary of Bank of the James Financial Group, Inc. opened for business in July 1999 and is headquartered in Lynchburg, Virginia. The </font><a name="_9kMHG5YVt46667FR2lw"></a><font style="display: inline;font-family:Times New Roman;">Bank</font><font style="display: inline;font-family:Times New Roman;"> currently services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Roanoke, Rustburg, Wytheville, Buchanan and Nellysford. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The Bank provides mortgage loan origination through Bank of the </font><a name="_9kR3WTr26645CW8inudU6C2klq"></a><font style="display: inline;font-family:Times New Roman;">James Mortgage</font><font style="display: inline;font-family:Times New Roman;">, a division of Bank of the James. The Company provides investment advisory services through its wholly-owned subsidiary, Pettyjohn, Wood &amp; White, Inc., an SEC-registered investment advisor. Bank of the James Financial Group, Inc. common stock is listed under the symbol &#x201C;BOTJ&#x201D; on the NASDAQ Stock Market, LLC. Additional information on the Company is available at </font><font style="display: inline;font-family:Times New Roman;color:#0563C1;text-decoration:underline;">www.bankofthejames.</font><a name="_9kMIH5YVt46667FR2lw"></a><font style="display: inline;font-family:Times New Roman;color:#0563C1;text-decoration:underline;">bank</font><font style="display: inline;font-family:Times New Roman;">.</font>
		</p>
		<p style="margin:0pt 0pt 6.25pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">Cautionary Statement Regarding Forward-Looking Statements</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:100%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">This press release contains statements that constitute &#x201C;forward-looking statements&#x201D; within the meaning of the </font><a name="_9kR3WTy856457XVv0tsxXSj0G589v6oZEF3wAJF"></a><font style="display: inline;font-family:Times New Roman;">Private Securities Litigation Reform Act of 1995</font><font style="display: inline;font-family:Times New Roman;">. The words &#x201C;believe,&#x201D; &#x201C;estimate,&#x201D; &#x201C;expect,&#x201D; </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:100%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;">&#x201C;intend,&#x201D; &#x201C;anticipate,&#x201D; &#x201C;plan&#x201D; and similar expressions and variations thereof identify certain of such forward-looking statements which speak only as of the dates on which they were made. Bank of the James Financial Group, Inc. (the &#x201C;</font><a name="_9kMHG5YVt3BC67HUHy0poD"></a><font style="display: inline;font-family:Times New Roman;">Company</font><font style="display: inline;font-family:Times New Roman;">&#x201D;) undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors. Such factors include, but are not limited to, competition, general economic conditions, potential changes in interest rates, changes in the value of real estate securing loans made by the Bank as well as geopolitical conditions. Additional information concerning factors that could cause actual results to materially differ from those in the forward-looking statements is contained in the </font><a name="_9kR3WTr67345A"></a><font style="display: inline;font-family:Times New Roman;">Company&#x2019;s</font><font style="display: inline;font-family:Times New Roman;"> filings with the Securities and Exchange Commission.&nbsp; </font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">CONTACT: J. Todd Scruggs, Executive Vice President and Chief Financial Officer (434) 846-2000.</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">FINANCIAL RESULTS FOLLOW</font>
		</p>
		<p style="margin:0pt 0pt 8pt;line-height:106.67%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 8pt;line-height:106.67%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Times New Roman;font-weight:bold;"></font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Consolidated Balance Sheets</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 10pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">(dollar amounts in thousands, except per share amounts)</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width:443.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:239.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-family:Arial;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">(unaudited)</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Assets</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">6/30/2024</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">12/31/2023</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Cash and due from banks</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$22,526&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$25,613&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Federal funds sold</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">52,101&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">49,225&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Total cash and cash equivalents</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">74,627&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">74,838&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:24.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Securities held-to-maturity (fair value of $3,172 as of June 30, 2024 and $3,231 as of December 31, 2023)</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:24.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,614&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:24.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:24.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,622&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Securities available-for-sale, at fair value</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">206,177&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">216,510&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Restricted stock, at cost</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,570&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,541&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans, net of allowance for credit losses of $6,951 as of June 30, 2024 and $7,412 as of December 31, 2023</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">616,088&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">601,921&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,835&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,258&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Premises and equipment, net</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18,043&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18,141&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Interest receivable </font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,920&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,835&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Cash value - bank owned life insurance</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">22,528&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">21,586&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Customer relationship Intangible</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,005&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,285&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Goodwill</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,054&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,054&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Income taxes receivable</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">128&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Deferred tax asset</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8,673&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8,206&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Other assets</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,877&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,446&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;Total assets</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$978,011&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$969,371&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Liabilities and Stockholders' Equity</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Deposits</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Noninterest bearing demand</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$136,022&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$134,275&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;NOW, money market and savings</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">520,847&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">538,229&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Time</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">228,033&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">205,955&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">884,902&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">878,459&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Capital notes, net</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">10,045&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">10,042&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Other borrowings</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,593&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,890&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Interest payable</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">553&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">480&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Other liabilities</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">11,212&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">10,461&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;Total liabilities</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$916,305&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$909,332&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Arial;"></font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:443.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:239.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-family:Arial;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;4,543,338 as of June 30, 2024 and December 31, 2023</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,723&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,723&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Additional paid-in-capital</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">35,253&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">35,253&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Accumulated other comprehensive loss</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(23,373)
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(21,615)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Retained earnings</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">40,103&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">36,678&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Total stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$61,706&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$60,039&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:239.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Total liabilities and stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$978,011&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:94.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$969,371&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;;font-size: 12pt"><font style="display: inline;font-family:Arial;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">Consolidated Statements of Income</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">(dollar amounts in thousands, except per share amounts)</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">(unaudited)</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width:511.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:136.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">For the Three Months</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="bottom" style="width:133.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">For the Six Months</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:136.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Ended June 30,</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="bottom" style="width:133.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Ended June 30,</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Interest Income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Loans</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$8,347&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$7,835&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$16,371&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$15,261&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Securities</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;US Government and agency obligations</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">361&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">321&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">699&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">641&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Mortgage backed securities</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">723&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">406&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,532&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">820&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Municipals</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">307&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">304&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">611&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">604&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Dividends</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">35&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">33&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">47&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">41&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Corporates</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">136&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">141&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">271&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">284&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Interest bearing deposits</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">192&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">93&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">325&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">241&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Federal Funds sold</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">834&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">450&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,588&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">789&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total interest income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">10,935&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,583&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">21,444&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18,681&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Interest Expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Deposits</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;NOW, money market savings</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,383&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">662&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,658&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,022&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Time Deposits</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,266&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,374&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,356&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,235&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;FHLB borrowings</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">31&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Finance leases</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">20&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">21&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">40&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">44&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Other borrowings</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">94&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">100&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">186&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">199&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Capital notes</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">81&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">81&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">163&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">163&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;Total interest expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,844&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,238&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,403&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,694&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net interest income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,091&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,345&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14,041&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14,987&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">Recovery of credit losses</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(123)
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(254)
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(676)
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(114)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net interest income after recovery of credit losses</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,214&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,599&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14,717&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">15,101&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Noninterest income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Gains on sale of loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,273&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,153&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,200&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,076&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Service charges, fees and commissions</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">986&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">955&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,939&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,938&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Wealth management fees</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,176&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,042&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,339&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,048&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Life insurance income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">183&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">134&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">342&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">266&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Other</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">533&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">160&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">638&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">160&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Gain on sales of available-for-sale securities</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">40&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">40&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">-</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total noninterest income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,191&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,444&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,498&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6,488&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Noninterest expenses</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Salaries and employee benefits</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,892&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,345&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9,337&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8,613&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Occupancy</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">486&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">459&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">979&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">931&nbsp;
				</td>
			</tr></table>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width:511.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Equipment</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">632&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">636&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,239&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,312&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Supplies</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">121&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">133&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">266&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">281&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:24.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Professional, data processing, and other outside expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,443&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:24.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,412&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:24.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,995&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:24.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,783&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Marketing</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">231&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">285&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">261&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">479&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Credit expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">234&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">209&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">422&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">405&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Other real estate expenses, net</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">33&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;FDIC insurance expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">126&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">91&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">235&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">195&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;"> &nbsp;&nbsp;Amortization of intangibles</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">140&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">234&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">280&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">373&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;"> &nbsp;&nbsp;Other</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">434&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">65&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">813&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">546&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Total noninterest expenses</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8,739&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,876&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">16,827&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">15,951&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Income before income taxes</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,666&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,167&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5,388&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5,638&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Income tax expense</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">518&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">633&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,053&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:13.20pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,120&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;"> &nbsp;&nbsp;&nbsp;&nbsp;Net Income</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$2,148&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$2,534&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$4,335&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;height:13.80pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$4,518&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.80pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Weighted average shares outstanding - basic and diluted</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:26.40pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:26.40pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,545,173&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:26.40pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:26.40pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,581,726&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:16.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:11.10pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:225.80pt;height:18.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Net income per common share - basic and diluted</font></p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:18.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.47&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:18.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:62.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:18.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.56&nbsp;
				</td>
				<td valign="bottom" style="width:16.00pt;height:18.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:59.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:18.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.95&nbsp;
				</td>
				<td valign="bottom" style="width:11.10pt;height:18.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:115%;font-family:Calibri;overflow: hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:63.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;height:18.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.99&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			&nbsp;
		</p></div><div style="margin-left:36pt;margin-right:36pt;">
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;;font-size: 11pt"><font style="display: inline;font-family:Arial;font-weight:bold;">Bank of the James Financial Group, Inc. and Subsidiaries</font>
		</p>
		<p style="margin:0pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">Dollar amounts in thousands, except per share data</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;font-weight:bold;">unaudited</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-family:Arial;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Selected Data:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:66.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Interest income</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$10,935&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$9,583&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14.11%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$21,444&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$18,681&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14.79%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Interest expense</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,844&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,238&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">71.76%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,403&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,694&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">100.41%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Net interest income</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,091&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,345&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-3.46%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14,041&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14,987&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-6.31%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Provision for (recovery of) credit losses</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(123)
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(254)
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-51.57%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(676)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(114)
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">492.98%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Noninterest income</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,191&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,444&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">21.69%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,498&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6,488&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">15.57%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Noninterest expense</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8,739&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,876&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">10.96%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">16,827&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">15,951&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.49%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Income taxes</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">518&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">633&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-18.17%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,053&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,120&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-5.98%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Net income</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,148&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,534&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-15.23%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,335&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,518&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-4.05%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Weighted average shares outstanding - basic and diluted</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,545,173&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(1,835)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,581,726&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:29.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(38,388)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Basic and diluted net income per share</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.47&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.56&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$(0.09)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.95&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.99&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$(0.04)
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 6pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Balance Sheet at period end:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans, net</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$616,088&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$601,921&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2.35%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$610,418&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$605,366&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.83%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,835&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,258&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">284.34%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6,160&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2,423&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">154.23%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total securities</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">209,791&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">220,132&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-4.70%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">190,255&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">189,426&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.44%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">884,902&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">878,459&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.73%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">867,092&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">848,138&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2.23%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">61,706&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">60,039&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2.78%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">52,732&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">50,226&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4.99%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">978,011&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">969,371&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.89%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">950,896&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">928,571&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">2.40%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Shares outstanding</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,543,338&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,628,657&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(85,319)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Book value per share</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$13.58&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$13.21&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.37&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$11.61&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$10.85&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$0.76&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 6pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Daily averages:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$614,579&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$624,947&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-1.66%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$611,375&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$621,268&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-1.59%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Loans held for sale</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4,134&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,766&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9.77%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,307&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3,104&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6.54%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total securities (book value)</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">242,349&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">222,680&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">8.83%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">245,549&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">223,605&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">9.81%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total deposits</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">897,749&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">861,928&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4.16%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">891,152&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">858,429&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.81%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Stockholders' equity</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">60,197&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">51,712&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">16.41%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">60,045&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">50,618&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18.62%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Interest earning assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">941,099&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">892,900&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.40%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">934,396&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">889,540&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.04%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Interest bearing liabilities</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">778,210&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">733,998&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6.02%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">771,969&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">729,698&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.79%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">994,871&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">944,883&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.29%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">982,441&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">941,593&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4.34%&nbsp;
				</td>
			</tr></table>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">7</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Financial Ratios:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Return on average assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.87%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1.08%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(0.21)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.89%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.97%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(0.08)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Return on average equity</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14.35%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">19.65%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(5.30)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">14.52%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18.00%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(3.48)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Net interest margin</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.02%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.30%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(0.28)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.02%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.40%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(0.38)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Efficiency ratio</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">77.46%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">73.00%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">4.46&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">78.12%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">74.28%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">3.84&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Average equity to average assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6.05%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.47%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.58&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6.11%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">5.38%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.73&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Allowance for credit losses:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Three</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">months</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">ended</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Year</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">to</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">date</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:63.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Beginning balance</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$6,920&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$7,715&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-10.30%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$7,412&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$6,259&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">18.42%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Retained earnings adjustment related to impact of adoption of ASU 2016-13</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">N/A</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,245&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:26.40pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-100.00%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Recovery of credit losses*</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(99)
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(198)
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-50.00%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(600)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(58)
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">934.48%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Charge-offs</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(19)
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(19)
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.00%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(84)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(52)
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">61.54%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Recoveries</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">149&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">88&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">69.32%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">223&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">192&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">16.15%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Ending balance</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6,951&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,586&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-8.37%</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">6,951&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">7,586&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-8.37%</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:12pt 0pt 18pt;text-indent:36pt;line-height:115%;font-family:Calibri;font-size: 10pt">
			<font style="display: inline;font-family:Arial;font-size:10pt;">*&nbsp;&nbsp;Does not include allowance portion related to unfunded commitments</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Nonperforming assets:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total nonperforming loans</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$797&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$391&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">103.84%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$415&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">$633&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-34.44%</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Other real estate owned</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">N/A</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">566&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">566&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:13.20pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.00%&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Total nonperforming assets</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">797&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">391&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">103.84%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">981&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1,199&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:right;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;color:#000000;font-size:10pt;">-18.18%</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Arial;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:522.00pt;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Asset quality ratios:</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2024</font></p>
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Jun 30,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2023</font></p>
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Dec 31,</font></p>
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">2022</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:25.50pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-weight:bold;font-size:10pt;">Change</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Nonperforming loans to total loans</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.13%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.06%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.07&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.07%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.10%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.75pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(0.03)
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Allowance for credit losses to total loans</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1.12%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1.21%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.09&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1.23%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1.02%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:12.60pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">0.20&nbsp;
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:152.95pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 10pt">
						<font style="display: inline;font-family:Arial;font-size:10pt;">Allowance for credit losses to nonperforming loans</font></p>
				</td>
				<td valign="bottom" style="width:67.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">872.15%&nbsp;
				</td>
				<td valign="bottom" style="width:74.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1895.65%&nbsp;
				</td>
				<td valign="bottom" style="width:56.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">(1,023.51)
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">1827.95%&nbsp;
				</td>
				<td valign="bottom" style="width:58.50pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">988.78%&nbsp;
				</td>
				<td valign="bottom" style="width:54.00pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;height:24.00pt;color:#000000;font-family:Arial;font-size:10pt;text-align:right;" nowrap="nowrap">839.17&nbsp;
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;line-height:100%;text-align:center;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Calibri;font-size: 11pt">

			<font style="display: inline;font-family:Times New Roman;"></font><font style="display: inline;font-family:Times New Roman;">8</font><font style="display: inline;font-family:Times New Roman;"></font>

		</p>

		<p style="margin:0pt 0pt 10pt;line-height:115%;font-family:Calibri;font-size: 11pt">

			&nbsp;

		</p>

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<DOCUMENT>
<TYPE>EX-101.SCH
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<FILENAME>botj-20240726.xsd
<DESCRIPTION>EX-101.SCH
<TEXT>
<XBRL>
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<!--Created on: 7/29/2024 7:59:47 AM-->
<!--Modified on: 7/29/2024 7:59:47 AM-->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://www.bankofthejames.com/20240726" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:botj="http://www.bankofthejames.com/20240726" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31">
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<DOCUMENT>
<TYPE>EX-101.LAB
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<DESCRIPTION>EX-101.LAB
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
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<DESCRIPTION>EX-101.PRE
<TEXT>
<XBRL>
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</XBRL>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.24.2</span><table class="report" border="0" cellspacing="2" id="idm140134798775296">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Jul. 26, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 26,  2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANK OF THE JAMES FINANCIAL GROUP, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">20-0500300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">828 Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Lynchburg<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">24504<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">434<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">846-2000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001275101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $2.14 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BOTJ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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