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Other Real Estate Owned | 12 Months Ended
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Dec. 31, 2024
Other Real Estate Owned [Abstract] |
Other Real Estate Owned | Note 6 - Other real estate owned At December 31, 2024 and 2023, the Bank had no Other Real Estate Owned (OREO).
OREO Changes
| Year Ended December 31,
(in thousands) | 2024 |  | 2023
Balance at the beginning of the year | $ | — |  | $ | 566
Transfers from Loans |  | — |  |  | —
Capitalized costs |  | — |  |  | —
Valuation adjustments |  | — |  |  | (23)
Sales proceeds |  | — |  |  | (540)
Loss on sales |  | — |  |  | (3)
Balance at the end of the year | $ | — |  | $ | —
There were no residential properties being carried in OREO as of December 31, 2024 and 2023.

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