XML 57 R43.htm IDEA: XBRL DOCUMENT v3.25.1

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Matters [Abstract]

Schedule Of Capital Ratios For The Bank

		December 31, 2024
												To Be Well
												Capitalized Under
								Minimum Capital				Prompt Corrective
		Actual					Requirement					Action Provisions
	(dollars in thousands)	Amount			Ratio		Amount			Ratio (1)		Amount			Ratio
Total capital
	(to risk-weighted assets)	$	98,403		12.84%		$	80,494		>10.50%		$	76,661		> 10.00%
Tier 1 capital
	(to risk-weighted assets)	$	91,359		11.92%		$	65,162		>8.50%		$	61,329		> 8.00%
Common Equity Tier 1 capital
	(to risk-weighted assets)	$	91,359		11.92%		$	53,663		>7.00%		$	49,830		>6.50%
Tier 1 capital (leverage)
	(to average assets)	$	91,359		9.04%		$	40,424		> 4.00%		$	50,530		> 5.00%

(1)Includes capital conservation buffer of 2.50% where applicable.

‎

Note 18 - Regulatory matters (continued)

		December 31, 2023
												To Be Well
												Capitalized Under
								Minimum Capital				Prompt Corrective
		Actual					Requirement					Action Provisions
	(dollars in thousands)	Amount			Ratio		Amount			Ratio (1)		Amount			Ratio
Total capital
	(to risk-weighted assets)	$	98,651		13.38%		$	77,438		>10.50%		$	73,751		> 10.00%
Tier 1 capital
	(to risk-weighted assets)	$	91,239		12.37%		$	62,688		>8.50%		$	59,000		> 8.00%
Common Equity Tier 1 capital
	(to risk-weighted assets)	$	91,239		12.37%		$	51,625		>7.00%		$	47,938		>6.50%
Tier 1 capital (leverage)
	(to average assets)	$	91,239		9.57%		$	38,150		> 4.00%		$	47,688		> 5.00%

(1)Includes capital conservation buffer of 2.50% where applicable.

X

- Definition

Regulatory Matters [Abstract]

+ References

No definition available.

+ Details

Name:	botj_RegulatoryMattersAbstract
Namespace Prefix:	botj_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration