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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities    
Net Income $ 7,944 $ 8,704
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 1,378 1,407
Net amortization of premiums and discounts on securities 571 1,440
Amortization of debt issuance costs 6 10
(Gain) on sales of available-for-sale securities (62)  
(Gain) on sales of loans held for sale (4,494) (3,938)
Proceeds from sales of loans held for sale 192,805 169,614
Origination of loans held for sale (190,669) (164,511)
Provision for (recovery of) credit losses (655) (179)
Loss on sale of other real estate owned   3
Impairment of other real estate owned   23
Expense (benefit) for deferred income taxes 28 (356)
Bank owned life insurance income (721) (548)
(Increase) in interest receivable (230) (99)
Decrease (increase) in other assets 50 (3,512)
Increase in interest payable 242 391
Amortization of intangibles 560 560
Increase in other liabilities 1,756 483
Net cash provided by operating activities 8,509 9,492
Cash flows from investing activities    
Purchases of securities available-for-sale (20,752) (34,853)
Proceeds from maturities, calls and paydowns of securities available-for-sale 15,854 12,127
Proceeds from sale of securities available-for-sale 31,353  
Purchases of bank owned life insurance (600) (1,800)
Purchases of Federal Home Loan Bank stock (29) (154)
Proceeds from sale of other real estate owned, net   540
Origination of loans, net of principal collected (34,098)  
Origination of loans, net of principal collected   2,379
Purchases of premises and equipment (2,550) (1,574)
Purchases of restricted securities (251)  
Purchase of SBIC fund (100)  
Net cash (used in) investing activities (11,173) (23,335)
Cash flows from financing activities    
Net increase in deposits 3,945 30,321
Principal payments on finance lease obligations (402) (367)
Repurchase of common stock   (997)
Dividends paid to common stockholders (1,818) (1,461)
Principal payments on bank loan (590) (577)
Net cash provided by financing activities 1,135 26,919
(Decrease) increase in cash and cash equivalents (1,529) 13,076
Cash and cash equivalents at beginning of period 74,838 61,762
Cash and cash equivalents at end of period 73,309 74,838
Non cash transactions    
Fair value adjustment for securities available-for-sale (1,644) 6,540
Lease liabilities arising from right-of-use assets 212  
Cash transactions    
Cash paid for interest 15,165 9,231
Cash paid for income taxes $ 1,850 $ 1,865