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Business Segments (Tables)
 3 Months Ended
Mar. 31, 2025
Business Segments [Abstract]  
Schedule Of Segment Reporting Information, By Segment

Business Segments as of the Three Months Ended

March 31, 2025

Dollars in Thousands

Community Banking

Mortgage Banking

Investment Advisory

Holding Company

Eliminations

Consolidated

Interest income

$   11,234

$       -

$     -

$     -

$     -

$    11,234

Interest expense

3,344

171

-

3,515

Net interest income

7,890

-

-

(171)

-

7,719

Gains on sales of loans

-

837

-

-

-

837

Other noninterest income

1,221

-

1,255

992

(1,022)

2,446

Net revenue

9,111

837

1,255

821

(1,022)

11,002

Less:

Provision for credit losses

137

-

-

-

-

137

Noninterest expense:

Salaries and employee benefits

3,738

622

417

-

-

4,777

Occupancy

535

32

33

-

(30)

570

Equipment

646

14

9

1

-

670

Supplies

130

4

8

-

-

142

Professional and other outside expenses

1,656

-

37

22

-

1,715

Data processing

820

-

-

-

-

820

Marketing

180

2

3

13

-

198

Credit expense

55

131

-

-

-

186

Other real estate expenses, net

-

-

-

-

-

-

FDIC insurance expense

142

-

-

-

-

142

Amortization of intangibles

-

-

140

-

-

140

Other

400

31

35

-

-

466

Total noninterest expense

8,302

836

682

36

(30)

9,826

Segment income before income taxes

672

1

573

785

(992)

1,039

Allocated income tax expense

98

-

155

(56)

-

197

Segment net income

$        574

$       1

$        418

$ 841

$      (992)

$ 842

Segment assets at March 31, 2025

$ 998,304

$        3,992

$     9,989

$ 107,644

$       (108,203)

$       1,011,726

Supplemental Data:

Total loans held for investment, net

$ 642,388

$       -

$     -

$     -

$     -

$  642,388

Total deposits

$ 918,503

$       -

$     -

$     -

$   (6,820)

$  911,683

Assets under management

$    -

$       -

$ 842,540

$     -

$     -

$  842,540

Business Segments as of the Three Months Ended

March 31, 2024

Dollars in Thousands

Community Banking

Mortgage Banking

Investment Advisory

Holding Company

Eliminations

Consolidated

Interest income

$   10,509

$       -

$     -

$     -

$     -

$    10,509

Interest expense

3,385

-

-

174

-

3,559

Net interest income

7,124

-

-

(174)

-

6,950

Gains on sales of loans

-

927

-

-

$     -

927

Other noninterest income

1,241

-

1,163

2,240

(2,264)

2,380

Net revenue

8,365

927

1,163

2,066

(2,264)

10,257

Less:

(Recovery of) credit losses

(553)

-

-

-

-

(553)

Noninterest expense:

Salaries and employee benefits

3,519

498

428

-

-

4,445

Occupancy

458

33

26

-

(24)

493

Equipment

577

19

11

-

-

607

Supplies

132

4

9

-

-

145

Professional and other outside expenses

741

-

33

27

-

801

Data processing

751

-

-

-

-

751

Marketing

161

-

5

(136)

-

30

Credit expense

72

116

-

-

-

188

Other real estate expenses, net

-

-

-

-

-

-

FDIC insurance expense

109

-

-

-

-

109

Amortization of intangibles

-

-

140

-

-

140

Other

333

12

32

2

-

379

Total noninterest expense

6,853

682

684

(107)

(24)

8,088

Segment income before income taxes

2,065

245

479

2,173

(2,240)

2,722

Allocated income tax expense

448

-

101

(14)

-

535

Segment net income

1,617

245

378

2,187

(2,240)

2,187

Segment assets at March 31, 2024

$ 972,854

$        1,620

$   10,904

$ 103,289

$       (103,776)

$  984,891

Supplemental Data:

Total loans held for investment, net

$ 601,115

$       -

$     -

$     -

$     -

$  601,115

Total deposits

$ 894,562

$       -

$     -

$     -

$   (1,083)

$  893,479

Assets under management

$    -

$       -

$ 770,936

$     -

$     -

$  770,936