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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities    
Net Income $ 842 $ 2,187
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 324 344
Net amortization and accretion of premiums and discounts on securities 88 105
Amortization of debt issuance costs 1 2
Gain on sales of loans held for sale (837) (927)
Proceeds from sales of loans held for sale 33,436 34,043
Origination of loans held for sale (33,722) (36,498)
(Recovery of) provision for credit losses 137 (553)
Amortization of intangibles 140 140
Bank owned life insurance income (188) (159)
(Increase) decrease in interest receivable 95 (101)
Decrease in other assets 572 178
(Decrease) increase in interest payable (34) 42
(Decrease) in other liabilities (91) (33)
Net cash (used in) provided by operating activities 763 (1,230)
Cash flows from investing activities    
Purchases of securities available-for-sale (16,482) (8,162)
Proceeds from maturities, calls and paydowns of securities available-for-sale 15,453 8,058
Purchases of bank owned life insurance   (600)
Origination of loans, net of principal collected (5,864) 1,307
Purchases of premises and equipment (622) (479)
Purchase of investment in small business investment company fund (150)  
Net cash provided by (used in) investing activities (7,665) 124
Cash flows from financing activities    
Net increase in deposits 29,279 15,035
Principal payments on finance lease obligations (111) (93)
Principal payments on other borrowings (154) (149)
Dividends paid to common stockholders (455) (453)
Net cash provided by financing activities 28,559 14,340
Increase in cash and cash equivalents 21,657 13,234
Cash and cash equivalents at beginning of period 73,309 74,838
Cash and cash equivalents at end of period 94,966 88,072
Noncash transactions    
Unrealized gains (losses) on securities available-for-sale 3,918 (1,691)
Cash transactions    
Cash paid for interest 3,549 3,541
Cash paid for income taxes