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v3.25.2

Business Segments (Tables) | 6 Months Ended
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Jun. 30, 2025
Business Segments [Abstract] |
Schedule Of Segment Reporting Information, By Segment |
| Business Segments as of the Three Months Ended
| June 30, 2025
Dollars in Thousands | Community Banking | Mortgage Banking | Investment Advisory | Holding Company | Eliminations | Consolidated
Interest income | $ 11,638 | $ - | $ - | $ - | $ - | $ 11,638
Interest expense | 3,186 | - | - | 168 | 34 | 3,388
Net interest income | 8,452 | - | - | (168) | (34) | 8,250
Gains on sales of loans | - | 1,589 | - | - | - | 1,589
Other noninterest income | 1,217 | - | 1,300 | 2,845 | (2,876) | 2,486
Net revenue | 9,669 | 1,589 | 1,300 | 2,677 | (2,910) | 12,325
Less: |  |  |  |  |  |
Recovery of credit losses | (528) | - | - | - | - | (528)
Noninterest expense: |  |  |  |  |  |
Salaries and employee benefits | 4,013 | 903 | 442 | - | (1) | 5,357
Occupancy | 502 | 27 | 32 | - | (64) | 497
Equipment | 631 | 14 | 10 | (1) | - | 654
Supplies | 153 | 5 | 10 | - | - | 168
Professional and other outside expenses | 778 | - | 24 | 16 | - | 818
Data processing | 719 | - | - | - | - | 719
Marketing | 222 | - | 7 | 8 | - | 237
Credit expense | 43 | 220 | - | - | - | 263
FDIC insurance expense | 120 | - | - | - | - | 120
Amortization of intangibles | - | - | 140 | - | - | 140
Other | 409 | 51 | 21 | 1 | - | 482
Total noninterest expense | 7,590 | 1,220 | 686 | 24 | (65) | 9,455
Segment income before income taxes | 2,607 | 369 | 614 | 2,653 | (2,845) | 3,398
Allocated income tax expense | 502 | 78 | 166 | (52) | - | 694
Segment net income | $ 2,105 | $ 291 | $ 448 | $ 2,705 | $ (2,845) | $ 2,704
Segment assets at June 30, 2025 | $ 996,032 | $ 3,992 | $ 11,517 | $ 104,891 | $ (112,190) | $ 1,004,242
Supplemental Data at June 30, 2025: |  |  |  |  |  |
Total loans held for investment, net | $ 649,089 | $ - | $ - | $ - | $ - | $ 649,089
Total deposits | 915,417 | - | - | - | (4,890) | 910,527
Assets under management | - | - | 929,957 | - | - | 929,957
(1)Primarily intercompany service fees and dividends eliminated in consolidation. Note 7 – Business Segments (continued)
| Business Segments as of the Three Months Ended
| June 30, 2024
Dollars in Thousands | Community Banking | Mortgage Banking | Investment Advisory | Holding Company | Eliminations | Consolidated
Interest income | $ 10,935 | $ - | $ - | $ - | $ - | $ 10,935
Interest expense | 3,629 | - | - | 175 | 40 | 3,844
Net interest income | 7,306 | - | - | (175) | (40) | 7,091
Gains on sales of loans | - | 1,273 | - | - | - | 1,273
Other noninterest income | 1,756 | - | 1,176 | 2,320 | (2,334) | 2,918
Net revenue | 9,062 | 1,273 | 1,176 | 2,145 | (2,374) | 11,282
Less: |  |  |  |  |  |
(Recovery of) credit losses | (123) | - | - | - | - | (123)
Noninterest expense: |  |  |  |  |  |
Salaries and employee benefits | 3,632 | 830 | 430 | - | - | 4,892
Occupancy | 496 | 28 | 26 | - | (64) | 486
Equipment | 609 | 13 | 10 | - | - | 632
Supplies | 107 | 6 | 8 | - | - | 121
Professional and other outside expenses | 653 | - | 16 | 26 | - | 695
Data processing | 748 | - | - | - | - | 748
Marketing | 214 | - | 1 | 16 | - | 231
Credit expense | 45 | 189 | - | - | - | 234
FDIC insurance expense | 126 | - | - | - | - | 126
Amortization of intangibles | - | - | 140 | - | - | 140
Other | 408 | 5 | 23 | (2) | - | 434
Total noninterest expense | 7,038 | 1,071 | 654 | 40 | (64) | 8,739
Segment income before income taxes | 2,147 | 202 | 522 | 2,105 | (2,310) | 2,666
Allocated income tax expense | 358 | 94 | 109 | (43) | - | 518
Segment net income | $ 1,789 | $ 108 | $ 413 | $ 2,148 | $ (2,310) | $ 2,148
Segment assets at June 30, 2024 | $ 961,214 | $ 5,280 | $ 11,517 | $ 104,891 | $ (104,891) | $ 978,011
Supplemental Data at June 30, 2024: |  |  |  |  |  |
Total loans held for investment, net | $ 636,552 | $ - | $ - | $ - | $ - | $ 636,552
Total deposits | 887,126 | - | - | - | (4,722) | 882,404
Assets under management | - | - | 802,906 | - | - | 802,906
(1)Primarily intercompany service fees and dividends eliminated in consolidation. ‎ Note 7 – Business Segments (continued)
| Business Segments as of the Six Months Ended
| June 30, 2025
Dollars in Thousands | Community Banking | Mortgage Banking | Investment Advisory | Holding Company | Eliminations | Consolidated
Interest income | $ 22,872 | $ - | $ - | $ - | $ - | $ 22,872
Interest expense | 6,530 | - | - | 339 | 34 | 6,903
Net interest income | 16,342 | - | - | (339) | (34) | 15,969
Gains on sales of loans | - | 2,426 | - | - | - | 2,426
Other noninterest income | 2,438 | - | 2,555 | 3,837 | (3,898) | 4,932
Net revenue | 18,780 | 2,426 | 2,555 | 3,498 | (3,932) | 23,327
Less: |  |  |  |  |  |
Recovery of credit losses | (391) | - | - | - | - | (391)
Noninterest expense: |  |  |  |  |  |
Salaries and employee benefits | 7,751 | 1,525 | 859 | - | (1) | 10,134
Occupancy | 1,037 | 59 | 65 | - | (94) | 1,067
Equipment | 1,277 | 28 | 19 | - | - | 1,324
Supplies | 283 | 9 | 18 | - | - | 310
Professional and other outside expenses | 2,434 | - | 61 | 38 | - | 2,533
Data processing | 1,539 | - | - | - | - | 1,539
Marketing | 402 | 2 | 10 | 21 | - | 435
Credit expense | 98 | 351 | - | - | - | 449
Other real estate expenses, net | - | - | - | - | - | -
FDIC insurance expense | 262 | - | - | - | - | 262
Amortization of intangibles | - | - | 280 | - | - | 280
Other | 809 | 82 | 56 | 1 | - | 948
Total noninterest expense | 15,892 | 2,056 | 1,368 | 60 | (95) | 19,281
Segment income before income taxes | 3,279 | 370 | 1,187 | 3,438 | (3,837) | 4,437
Allocated income tax expense | 600 | 78 | 321 | (108) | - | 891
Segment net income | $ 2,679 | $ 292 | $ 866 | $ 3,546 | $ (3,837) | $ 3,546
Segment assets at June 30, 2025 | $ 996,032 | $ 3,992 | $ 11,517 | $ 104,891 | $ (112,190) | $ 1,004,242
Supplemental Data at June 30, 2025: |  |  |  |  |  |
Total loans held for investment, net | $ 649,089 | $ - | $ - | $ - | $ - | 649,089
Total deposits | 915,417 | - | - | - | (4,890) | 910,527
Assets under management | - | - | 929,957 | - | - | 929,957
(1)Primarily intercompany service fees and dividends eliminated in consolidation. ‎ Note 7 – Business Segments (continued)
| Business Segments as of the Six Months Ended
| June 30, 2024
Dollars in Thousands | Community Banking | Mortgage Banking | Investment Advisory | Holding Company | Eliminations | Consolidated
Interest income | $ 21,444 | $ - | $ - | $ - | $ - | $ 21,444
Interest expense | 7,014 | - | - | 349 | 40 | 7,403
Net interest income | 14,430 | - | - | (349) | (40) | 14,041
Gains on sales of loans | - | 2,200 | - | - | - | 2,200
Other noninterest income | 2,997 | - | 2,339 | 4,560 | (4,598) | 5,298
Net revenue | 17,427 | 2,200 | 2,339 | 4,211 | (4,638) | 21,539
Less: |  |  |  |  |  |
Recovery of credit losses | (676) | - | - | - | - | (676)
Noninterest expense: |  |  |  |  |  |
Salaries and employee benefits | 7,151 | 1,328 | 858 | - | - | 9,337
Occupancy | 954 | 61 | 52 | - | (88) | 979
Equipment | 1,186 | 32 | 21 | - | - | 1,239
Supplies | 239 | 10 | 17 | - | - | 266
Professional and other outside expenses | 1,394 | - | 49 | 53 | - | 1,496
Data processing | 1,499 | - | - | - | - | 1,499
Marketing | 375 | - | 6 | (120) | - | 261
Credit expense | 117 | 305 | - | - | - | 422
Other real estate expenses, net | - | - | - | - | - | -
FDIC insurance expense | 235 | - | - | - | - | 235
Amortization of intangibles | - | - | 280 | - | - | 280
Other | 741 | 17 | 55 | - | - | 813
Total noninterest expense | 13,891 | 1,753 | 1,338 | (67) | (88) | 16,827
Segment income before income taxes | 4,212 | 447 | 1,001 | 4,278 | (4,550) | 5,388
Allocated income tax expense | 806 | 94 | 210 | (57) | - | 1,053
Segment net income | $ 3,406 | $ 353 | $ 791 | $ 4,335 | $ (4,550) | $ 4,335
Segment assets at June 30, 2024 | $ 961,214 | $ 5,280 | $ 11,517 | $ 104,891 | $ (104,891) | $ 978,011
Supplemental Data at June 30, 2024: |  |  |  |  |  |
Total loans held for investment, net | $ 636,552 | $ - | $ - | $ - | $ - | $ 636,552
Total deposits | 887,126 | $ - | $ - | - | (4,722) | 882,404
Assets under management | $ - | - | $ 802,906 | - | - | $ 802,906
(1) Primarily intercompany service fees and dividends eliminated in consolidation

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