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Earnings Per Common Share (EPS)

9 Months Ended

Sep. 30, 2025

Earnings Per Common Share (EPS) [Abstract]

Note 3 – Earnings Per Common Share (EPS)

The following is a summary of the earnings per share calculation for the three and nine months ended September 30, 2025 and 2024 (dollars in thousands except per share data):



	Three Months Ended		Nine Months Ended
	Sept 30,		Sept 30,
	2025	2024	2025	2024

Net income	$ 2,752	$ 1,990	$ 6,299	$ 6,326

Weighted average number of shares outstanding - basic and diluted	4,543,338	4,543,338	4,543,338	4,543,338

Earnings per common share - basic and diluted	$ 0.61	$ 0.44	$ 1.39	$ 1.39

There were no potentially dilutive shares outstanding as of September 30, 2025 and 2024. Consequently, the weighted average shares and weighted average diluted shares were identical.