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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities    
Net Income $ 6,299 $ 6,326
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 993 972
Net amortization and accretion of premiums and discounts on securities 187 506
Amortization of debt issuance costs 2 4
Gain on sales of available-for-sale securities, net (27) (82)
Gain on sale of equipment (28)  
Gain on sales of loans held for sale (3,668) (3,526)
Proceeds from sales of loans held for sale 150,446 146,880
Origination of loans held for sale (146,928) (145,335)
Recovery of provision for credit losses (301) (584)
Amortization of intangibles 420 420
Bank owned life insurance income (573) (531)
Decrease in interest receivable 64 138
Decrease (increase) in other assets 786 (134)
Increase in interest payable 570 278
Increase in other liabilities 1,444 1,291
Net cash provided by operating activities 9,686 6,623
Cash flows from investing activities    
Purchases of securities available-for-sale (29,411) (15,122)
Proceeds from maturities, calls and paydowns of securities available-for-sale 19,524 13,305
Proceeds from sales of securities available-for-sale 4,227 30,298
Purchases of bank owned life insurance   (599)
Purchases of restricted stock (7) (280)
Origination of loans, net of principal collected (16,218) (24,697)
Purchases of premises and equipment (532) (2,209)
Proceeds from sales of equipment 46  
Purchase of SBIC fund (350)  
Net cash provided by (used in) investing activities (22,721) 696
Cash flows from financing activities    
Net increase in deposits 37,392 29,151
Principal payments on finance lease obligations (337) (291)
Repayment of capital notes (10,050)  
Repayment of other borrowings (464) (446)
Dividends paid to common stockholders (1,364) (1,364)
Net cash provided by financing activities 25,177 27,050
Increase in cash and cash equivalents 12,142 34,369
Cash and cash equivalents at beginning of period 73,309 74,838
Cash and cash equivalents at end of period 85,451 109,207
Noncash transactions    
Unrealized gains on securities available-for-sale 9,077 4,852
Cash transactions    
Cash paid for interest 9,804 11,179
Cash paid for income taxes $ 1,040 $ 1,300