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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,992 $ 2,068
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 364 340
Provision for loan losses 150 559
Deferred income tax provision 1,588 3,054
Net gain on sale of securities (103) (484)
Net loss on sale of fixed assets 23  
Net loss on other real estate 148 1,066
Net amortization of securities 489 486
Changes in assets and liabilities:    
Decrease in accrued interest receivable 359 351
Decrease in other assets 1,860 34
Decrease in accrued interest expense (28) (127)
Increase (decrease) in other liabilities (585) 489
Net cash provided by operating activities 6,257 7,836
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of investment securities, available-for-sale (48,963) (33,298)
Purchase of investment securities, held-to-maturity (5,978) (23,191)
Proceeds from sales of investment securities, available-for-sale 1,095  
Proceeds from maturities and prepayments of investment securities, available-for-sale 15,925 20,561
Proceeds from maturities and prepayments of investment securities, held-to-maturity 187 9,223
Proceeds from redemption of Federal Home Loan Bank stock 168 256
Proceeds from the sale of other real estate 3,107 1,841
Net change in loan portfolio 24,439 22,835
Purchase of premises and equipment (881) (80)
Net cash used in investing activities (10,901) (1,853)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net decrease in customer deposits (1,025) (10,948)
Decrease in short-term borrowings (608) (182)
Net cash used in financing activities (1,633) (11,130)
NET DECREASE IN CASH AND CASH EQUIVALENTS (6,277) (5,147)
CASH AND CASH EQUIVALENTS, beginning of period 47,720 54,126
CASH AND CASH EQUIVALENTS, end of period 41,443 48,979
Cash paid for:    
Interest 1,303 1,653
Income taxes 52 11
NON-CASH TRANSACTIONS:    
Other real estate acquired in settlement of loans 4,252 1,998
Stock-based compensation $ 24