XML 37 R42.htm IDEA: XBRL DOCUMENT v2.4.1.9
Shareholders' Equity (Tables)
12 Months Ended
Dec. 31, 2014
Equity [Abstract]  
Summary of Actual Capital Amount and Well Capitalized Total Risk-Based, Tier I Risk-Based, and Tier I Leverage Ratios

Actual capital amounts, as well as required and well capitalized total risk-based, Tier I risk-based, and Tier I leverage ratios as of December 31, 2014 and 2013, for the Company and the Bank are set forth in the table below.

 

     2014  
     Actual     Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (Dollars in Thousands)  

Total capital (to risk weighted assets):

               

United Security Bancshares, Inc.

   $ 69,251         22.61   $ 24,503         8.00     N/A         N/A   

First US Bank

     69,765         22.78     24,503         8.00   $ 30,629         10.00

Tier I capital (to risk weighted assets):

               

United Security Bancshares, Inc.

     65,394         21.35     12,252         4.00     N/A         N/A   

First US Bank

     65,908         21.52     12,252         4.00     18,377         6.00

Tier I leverage (to average assets):

               

United Security Bancshares, Inc.

     65,394         11.75     16,690         3.00     N/A         N/A   

First US Bank

     65,908         11.85     16,684         3.00     27,807         5.00

 

     2013  
     Actual     Adequacy
Purposes
    To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (Dollars in Thousands)  

Total capital (to risk weighted assets):

               

United Security Bancshares, Inc.

   $ 64,842         19.20   $ 27,012         8.00     N/A         N/A   

First US Bank

     65,304         19.34     27,012         8.00   $ 33,765         10.00

Tier I capital (to risk weighted assets):

               

United Security Bancshares, Inc.

     60,557         17.93     13,506         4.00     N/A         N/A   

First US Bank

     61,019         18.07     13,506         4.00     20,259         6.00

Tier I leverage (to average assets):

               

United Security Bancshares, Inc.

     60,557         10.88     16,698         3.00     N/A         N/A   

First US Bank

     61,019         10.97     16,691         3.00     27,819         5.00