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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest income:        
Interest and fees on loans $ 6,520 $ 6,845 $ 12,655 $ 13,642
Interest on investment securities 1,215 1,085 2,401 2,134
Total interest income 7,735 7,930 15,056 15,776
Interest expense:        
Interest on deposits 557 617 1,164 1,254
Interest on borrowings 8 13 15 21
Total interest expense 565 630 1,179 1,275
Net interest income 7,170 7,300 13,877 14,501
Provision (reduction in reserve) for loan losses 45 (264) (121) 150
Net interest income after provision (reduction in reserve) for loan losses 7,125 7,564 13,998 14,351
Non-interest income:        
Service and other charges on deposit accounts 472 491 926 991
Credit insurance income 114 93 189 233
Other income 482 901 1,244 1,408
Total non-interest income 1,068 1,485 2,359 2,632
Non-interest expense:        
Salaries and employee benefits 4,215 4,141 8,407 8,223
Net occupancy and equipment 780 775 1,603 1,590
Other real estate/foreclosure expense, net 347 325 567 425
Other expense 1,765 1,982 3,507 3,869
Total non-interest expense 7,107 7,223 14,084 14,107
Income before income taxes 1,086 1,826 2,273 2,876
Provision for income taxes 312 608 663 884
Net income $ 774 $ 1,218 $ 1,610 $ 1,992
Basic net income per share $ 0.13 $ 0.20 $ 0.26 $ 0.33
Diluted net income per share 0.12 $ 0.20 0.25 $ 0.33
Dividends per share $ 0.02   $ 0.04