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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Interest income:    
Interest and fees on loans $ 25,177 $ 26,929
Interest on investment securities:    
Taxable 4,014 3,710
Tax-exempt 589 609
Other interest and dividends 117 113
Total interest income 29,897 31,361
Interest expense:    
Interest on deposits 2,262 2,522
Interest on short-term borrowings 3 2
Interest on long-term debt 24 29
Total interest expense 2,289 2,553
Net interest income 27,608 28,808
Provision (reduction in reserve) for loan losses 216 (74)
Net interest income after provision (reduction in reserve) for loan losses 27,392 28,882
Non-interest income:    
Service and other charges on deposit accounts 1,844 2,096
Credit insurance income 501 694
Other income 2,186 2,301
Total non-interest income 4,531 5,091
Non-interest expense:    
Salaries and employee benefits 16,664 16,690
Net occupancy and equipment 3,116 3,226
Other real estate/foreclosure expense, net 1,027 1,077
Other expense 7,570 7,602
Total non-interest expense 28,377 28,595
Income before income taxes 3,546 5,378
Provision for income taxes 951 1,829
Net income $ 2,595 $ 3,549
Basic net income per share $ 0.42 $ 0.58
Diluted net income per share 0.41 0.57
Dividends per share $ 0.08 $ 0.03