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Shareholders' Equity (Tables)
 12 Months Ended
Dec. 31, 2015
Equity [Abstract]  
Summary of Actual Capital Amount and Well Capitalized Total Risk-Based, Tier I Risk-Based, and Tier I Leverage Ratios

The following table provides FUSB’s actual regulatory capital amounts and ratios under regulatory capital standards if effect at December 31, 2015 (Basel III) and December 31, 2014 (Basel I) (dollars in thousands):

 

 

 

2015

 

 

 

Actual Regulatory Capital

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

Ratio

 

 

Minimum Requirement

 

 

To Be Well Capitalized

 

 

 

(Dollars in Thousands)

 

Common equity Tier 1 capital (to risk-weighted assets)

 

$

71,887

 

 

 

22.19

%

 

 

4.50

%

 

 

6.50

%

Tier 1 capital (to risk-weighted assets)

 

 

71,887

 

 

 

22.19

%

 

 

6.00

%

 

 

8.00

%

Total capital (to risk-weighted assets)

 

 

75,668

 

 

 

23.35

%

 

 

8.00

%

 

 

10.00

%

Tier 1 leverage (to average assets)

 

 

71,887

 

 

 

13.02

%

 

 

4.00

%

 

 

5.00

%

 

 

 

 

2014

 

 

 

Actual  Regulatory Capital

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

Ratio

 

 

Minimum Requirement

 

 

To Be Well Capitalized

 

 

 

(Dollars in Thousands)

 

Common equity Tier 1 capital (to risk-weighted assets)

 

n/a

 

 

n/a

 

 

n/a

 

 

n/a

 

Tier 1 capital (to risk-weighted assets)

 

$

65,908

 

 

 

21.52

%

 

 

4.00

%

 

 

6.00

%

Total capital (to risk-weighted assets)

 

 

69,765

 

 

 

22.78

%

 

 

8.00

%

 

 

10.00

%

Tier 1 leverage (to average assets)

 

 

65,908

 

 

 

11.85

%

 

 

4.00

%

 

 

5.00

%