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Note 6 - Loans and Allowance for Loan Losses (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2016
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | March 31 , 201 6 |
|  | FUSB |  |  | ALC |  |  | Total |
|  | (Dollars in Thousands) |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 18,023 |  |  | $ | — |  |  | $ | 18,023 |
Secured by 1-4 family residential properties |  |  | 30,623 |  |  |  | 16,265 |  |  |  | 46,888 |
Secured by multi-family residential properties |  |  | 11,580 |  |  |  | — |  |  |  | 11,580 |
Secured by non-farm, non-residential properties |  |  | 82,754 |  |  |  | — |  |  |  | 82,754 |
Other |  |  | 168 |  |  |  | — |  |  |  | 168 |
Commercial and industrial loans |  |  | 34,568 |  |  |  | — |  |  |  | 34,568 |
Consumer loans |  |  | 6,614 |  |  |  | 74,669 |  |  |  | 81,283 |
Other loans |  |  | 407 |  |  |  | — |  |  |  | 407 |
Total loans |  |  | 184,737 |  |  |  | 90,934 |  |  |  | 275,671 |
Less: Unearned interest, fees and deferred cost |  |  | 174 |  |  |  | 8,147 |  |  |  | 8,321 |
Allowance for loan losses |  |  | 1,068 |  |  |  | 2,307 |  |  |  | 3,375 |
Net loans |  | $ | 183,495 |  |  | $ | 80,480 |  |  | $ | 263,975 |
|  | December 31, 201 5 |
|  | FUSB |  |  | ALC |  |  | Total |
|  | (Dollars in Thousands) |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 11,827 |  |  | $ | — |  |  | $ | 11,827 |
Secured by 1-4 family residential properties |  |  | 30,730 |  |  |  | 17,233 |  |  |  | 47,963 |
Secured by multi-family residential properties |  |  | 11,845 |  |  |  | — |  |  |  | 11,845 |
Secured by non-farm, non-residential properties |  |  | 83,883 |  |  |  | — |  |  |  | 83,883 |
Other |  |  | 115 |  |  |  | — |  |  |  | 115 |
Commercial and industrial loans |  |  | 29,377 |  |  |  | — |  |  |  | 29,377 |
Consumer loans |  |  | 7,057 |  |  |  | 76,131 |  |  |  | 83,188 |
Other loans |  |  | 379 |  |  |  | — |  |  |  | 379 |
Total loans |  |  | 175,213 |  |  |  | 93,364 |  |  |  | 268,577 |
Less: Unearned interest, fees and deferred cost |  |  | 149 |  |  |  | 9,215 |  |  |  | 9,364 |
Allowance for loan losses |  |  | 1,329 |  |  |  | 2,452 |  |  |  | 3,781 |
Net loans |  | $ | 173,735 |  |  | $ | 81,697 |  |  | $ | 255,432 |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | FUSB |
|  | Three M onths Ended March 31 , 201 6 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 133 |  |  | $ | 1,118 |  |  | $ | 28 |  |  | $ | 36 |  |  | $ | 14 |  |  | $ | 1,329 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (21 | ) |  |  | — |  |  |  | — |  |  |  | (21 | )
Recoveries |  |  | 12 |  |  |  | — |  |  |  | 23 |  |  |  | 5 |  |  |  | — |  |  |  | 40 |
Provision |  |  | 107 |  |  |  | (487 | ) |  |  | (8 | ) |  |  | 117 |  |  |  | (9 | ) |  |  | (280 | )
Ending balance |  |  | 252 |  |  |  | 631 |  |  |  | 22 |  |  |  | 158 |  |  |  | 5 |  |  |  | 1,068 |
Ending balance individually evaluated for impairment |  |  | 72 |  |  |  | 220 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 292 |
Ending balance collectively evaluated for impairment |  | $ | 180 |  |  | $ | 411 |  |  | $ | 22 |  |  | $ | 158 |  |  | $ | 5 |  |  | $ | 776 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | 34,568 |  |  |  | 112,525 |  |  |  | 6,614 |  |  |  | 30,623 |  |  |  | 407 |  |  |  | 184,737 |
Ending balance individually evaluated for impairment |  |  | 436 |  |  |  | 2,224 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,660 |
Ending balance collectively evaluated for impairment |  | $ | 34,132 |  |  | $ | 110,301 |  |  | $ | 6,614 |  |  | $ | 30,623 |  |  | $ | 407 |  |  | $ | 182,077 |
|  | ALC |
|  | Three Months Ended March 31 , 201 6 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | — |  |  | $ | 2,202 |  |  | $ | 250 |  |  | $ | — |  |  | $ | 2,452 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (765 | ) |  |  | (5 | ) |  |  | — |  |  |  | (770 | )
Recoveries |  |  | — |  |  |  | — |  |  |  | 174 |  |  |  | 4 |  |  |  | — |  |  |  | 178 |
Provision |  |  | — |  |  |  | — |  |  |  | 500 |  |  |  | (53 | ) |  |  | — |  |  |  | 447 |
Ending balance |  |  | — |  |  |  | — |  |  |  | 2,111 |  |  |  | 196 |  |  |  | — |  |  |  | 2,307 |
Ending balance individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance collectively evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | 2,111 |  |  | $ | 196 |  |  | $ | — |  |  | $ | 2,307 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | — |  |  |  | — |  |  |  | 74,669 |  |  |  | 16,265 |  |  |  | — |  |  |  | 90,934 |
Ending balance individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance collectively evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | 74,669 |  |  | $ | 16,265 |  |  | $ | — |  |  | $ | 90,934 |
|  | FUSB & ALC |
|  | Three Months Ended March 31 , 201 6 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 133 |  |  | $ | 1,118 |  |  | $ | 2,230 |  |  | $ | 286 |  |  | $ | 14 |  |  | $ | 3,781 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (786 | ) |  |  | (5 | ) |  |  | — |  |  |  | (791 | )
Recoveries |  |  | 12 |  |  |  | — |  |  |  | 197 |  |  |  | 9 |  |  |  | — |  |  |  | 218 |
Provision |  |  | 107 |  |  |  | (487 | ) |  |  | 492 |  |  |  | 64 |  |  |  | (9 | ) |  |  | 167 |
Ending balance |  |  | 252 |  |  |  | 631 |  |  |  | 2,133 |  |  |  | 354 |  |  |  | 5 |  |  |  | 3,375 |
Ending balance individually evaluated for impairment |  |  | 72 |  |  |  | 220 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 292 |
Ending balance collectively evaluated for impairment |  | $ | 180 |  |  | $ | 411 |  |  | $ | 2,133 |  |  | $ | 354 |  |  | $ | 5 |  |  | $ | 3,083 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | 34,568 |  |  |  | 112,525 |  |  |  | 81,283 |  |  |  | 46,888 |  |  |  | 407 |  |  |  | 275,671 |
Ending balance individually evaluated for impairment |  |  | 436 |  |  |  | 2,224 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,660 |
Ending balance collectively evaluated for impairment |  | $ | 34,132 |  |  | $ | 110,301 |  |  | $ | 81,283 |  |  | $ | 46,888 |  |  | $ | 407 |  |  | $ | 273,011 |
|  | FUSB |
|  | Year Ended December 31, 201 5 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 141 |  |  | $ | 2,810 |  |  | $ | 114 |  |  | $ | 421 |  |  | $ | — |  |  | $ | 3,486 |
Charge-offs |  |  | — |  |  |  | (767 | ) |  |  | (17 | ) |  |  | (68 | ) |  |  | — |  |  |  | (852 | )
Recoveries |  |  | 61 |  |  |  | 12 |  |  |  | 70 |  |  |  | 111 |  |  |  | — |  |  |  | 254 |
Provision |  |  | (69 | ) |  |  | (937 | ) |  |  | (139 | ) |  |  | (428 | ) |  |  | 14 |  |  |  | (1,559 | )
Ending balance |  |  | 133 |  |  |  | 1,118 |  |  |  | 28 |  |  |  | 36 |  |  |  | — |  |  |  | 1,329 |
Ending balance individually evaluated for impairment |  |  | 80 |  |  |  | 230 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 310 |
Ending balance collectively evaluated for impairment |  | $ | 53 |  |  | $ | 888 |  |  | $ | 28 |  |  | $ | 36 |  |  | $ | 14 |  |  | $ | 1,019 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | 29,377 |  |  |  | 107,670 |  |  |  | 7,057 |  |  |  | 30,730 |  |  |  | 379 |  |  |  | 175,213 |
Ending balance individually evaluated for impairment |  |  | 444 |  |  |  | 2,270 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,714 |
Ending balance collectively evaluated for impairment |  | $ | 28,933 |  |  | $ | 105,400 |  |  | $ | 7,057 |  |  | $ | 30,730 |  |  | $ | 379 |  |  | $ | 172,499 |
|  | ALC |
|  | Year Ended December 31, 201 5 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | — |  |  | $ | 2,336 |  |  | $ | 346 |  |  | $ | — |  |  | $ | 2,682 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (2,552 | ) |  |  | (187 | ) |  |  | — |  |  |  | (2,739 | )
Recoveries |  |  | — |  |  |  | — |  |  |  | 712 |  |  |  | 22 |  |  |  | — |  |  |  | 734 |
Provision |  |  | — |  |  |  | — |  |  |  | 1,706 |  |  |  | 69 |  |  |  | — |  |  |  | 1,775 |
Ending balance |  |  | — |  |  |  | — |  |  |  | 2,202 |  |  |  | 250 |  |  |  | — |  |  |  | 2,452 |
Ending balance individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance collectively evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | 2,202 |  |  | $ | 250 |  |  | $ | — |  |  | $ | 2,452 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | — |  |  |  | — |  |  |  | 76,131 |  |  |  | 17,233 |  |  |  | — |  |  |  | 93,364 |
Ending balance individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance collectively evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | 76,131 |  |  | $ | 17,233 |  |  | $ | — |  |  | $ | 93,364 |
|  | FUSB & ALC |
|  | Year Ended December 31, 201 5 |
|  | Commercial |  |  | Commercial Real Estate |  |  | Consumer |  |  | Residential Real Estate |  |  | Other |  |  | Total |
|  | (Dollars in Thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 141 |  |  | $ | 2,810 |  |  | $ | 2,450 |  |  | $ | 767 |  |  | $ | — |  |  | $ | 6,168 |
Charge-offs |  |  | — |  |  |  | (767 | ) |  |  | (2,569 | ) |  |  | (255 | ) |  |  | — |  |  |  | (3,591 | )
Recoveries |  |  | 61 |  |  |  | 12 |  |  |  | 782 |  |  |  | 133 |  |  |  | — |  |  |  | 988 |
Provision |  |  | (69 | ) |  |  | (937 | ) |  |  | 1,567 |  |  |  | (359 | ) |  |  | 14 |  |  |  | 216 |
Ending balance |  |  | 133 |  |  |  | 1,118 |  |  |  | 2,230 |  |  |  | 286 |  |  |  | — |  |  |  | 3,781 |
Ending balance individually evaluated for impairment |  |  | 80 |  |  |  | 230 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 310 |
Ending balance collectively evaluated for impairment |  | $ | 53 |  |  | $ | 888 |  |  | $ | 2,230 |  |  | $ | 286 |  |  | $ | 14 |  |  | $ | 3,471 |
Loan receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  |  | 29,377 |  |  |  | 107,670 |  |  |  | 83,188 |  |  |  | 47,963 |  |  |  | 379 |  |  |  | 268,577 |
Ending balance individually evaluated for impairment |  |  | 444 |  |  |  | 2,270 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,714 |
Ending balance collectively evaluated for impairment |  | $ | 28,933 |  |  | $ | 105,400 |  |  | $ | 83,188 |  |  | $ | 47,963 |  |  | $ | 379 |  |  | $ | 265,863 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | FUSB |
|  | Pass 1-5 |  |  | Special Mention 6 |  |  | Substandard 7 |  |  | Doubtful 8 |  |  | Total |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 16,100 |  |  | $ | — |  |  | $ | 1,923 |  |  | $ | — |  |  | $ | 18,023 |
Secured by 1-4 family residential properties |  |  | 29,216 |  |  |  | 224 |  |  |  | 1,183 |  |  |  | — |  |  |  | 30,623 |
Secured by multi-family residential properties |  |  | 11,580 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,580 |
Secured by non-farm, non-residential properties |  |  | 77,869 |  |  |  | 3,989 |  |  |  | 896 |  |  |  | — |  |  |  | 82,754 |
Other |  |  | 168 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 168 |
Commercial and industrial loans |  |  | 33,381 |  |  |  | 480 |  |  |  | 707 |  |  |  | — |  |  |  | 34,568 |
Consumer loans |  |  | 6,499 |  |  |  | — |  |  |  | 115 |  |  |  | — |  |  |  | 6,614 |
Other loans |  |  | 407 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 407 |
Total |  | $ | 175,220 |  |  | $ | 4,693 |  |  | $ | 4,824 |  |  | $ | — |  |  | $ | 184,737 |
|  | ALC |
|  | Performing |  |  | Nonperforming |  |  | Total |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Secured by 1-4 family residential properties |  | $ | 15,856 |  |  | $ | 409 |  |  | $ | 16,265 |
Consumer loans |  |  | 73,265 |  |  |  | 1,404 |  |  |  | 74,669 |
Total |  | $ | 89,121 |  |  | $ | 1,813 |  |  | $ | 90,934 |
|  | FUSB |
|  | Pass 1-5 |  |  | Special Mention 6 |  |  | Substandard 7 |  |  | Doubtful 8 |  |  | Total |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 9,862 |  |  | $ | — |  |  | $ | 1,965 |  |  | $ | — |  |  | $ | 11,827 |
Secured by 1-4 family residential properties |  |  | 29,252 |  |  |  | 228 |  |  |  | 1,250 |  |  |  | — |  |  |  | 30,730 |
Secured by multi-family residential properties |  |  | 11,845 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,845 |
Secured by non-farm, non-residential properties |  |  | 78,647 |  |  |  | 4,315 |  |  |  | 921 |  |  |  | — |  |  |  | 83,883 |
Other |  |  | 115 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 115 |
Commercial and industrial loans |  |  | 28,170 |  |  |  | 482 |  |  |  | 752 |  |  |  | — |  |  |  | 29,377 |
Consumer loans |  |  | 6,905 |  |  |  | — |  |  |  | 152 |  |  |  | — |  |  |  | 7,057 |
Other loans |  |  | 379 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 379 |
Total |  | $ | 165,175 |  |  | $ | 5,025 |  |  | $ | 5,013 |  |  | $ | — |  |  | $ | 175,213 |
|  | ALC |
|  | Performing |  |  | Nonperforming |  |  | Total |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Secured by 1-4 family residential properties |  | $ | 16,964 |  |  | $ | 269 |  |  | $ | 17,233 |
Consumer loans |  |  | 74,743 |  |  |  | 1,388 |  |  |  | 76,131 |
Total |  | $ | 91,707 |  |  | $ | 1,657 |  |  | $ | 93,364 |
Past Due Financing Receivables [Table Text Block] |
|  | FUSB |
|  | As of March 31 , 201 6 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Recorded Investment > 90 Days And Accruing |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 40 |  |  | $ | — |  |  | $ | 86 |  |  | $ | 126 |  |  | $ | 17,897 |  |  | $ | 18,023 |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 69 |  |  |  | 25 |  |  |  | 463 |  |  |  | 557 |  |  |  | 30,066 |  |  |  | 30,623 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,580 |  |  |  | 11,580 |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | — |  |  |  | — |  |  |  | 148 |  |  |  | 148 |  |  |  | 82,606 |  |  |  | 82,754 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 168 |  |  |  | 168 |  |  |  | — |
Commercial and industrial loans |  |  | 73 |  |  |  | 38 |  |  |  | — |  |  |  | 111 |  |  |  | 34,457 |  |  |  | 34,568 |  |  |  | — |
Consumer loans |  |  | 38 |  |  |  | — |  |  |  | 22 |  |  |  | 60 |  |  |  | 6,554 |  |  |  | 6,614 |  |  |  | — |
Other loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 407 |  |  |  | 407 |  |  |  | — |
Total |  | $ | 220 |  |  | $ | 63 |  |  | $ | 719 |  |  | $ | 1,002 |  |  | $ | 183,735 |  |  | $ | 184,737 |  |  | $ | — |
|  | ALC |
|  | As of March 31 , 201 6 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Recorded Investment > 90 Days And Accruing |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 25 |  |  |  | 15 |  |  |  | 392 |  |  |  | 432 |  |  |  | 15,833 |  |  |  | 16,265 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer loans |  |  | 659 |  |  |  | 517 |  |  |  | 1,394 |  |  |  | 2,570 |  |  |  | 72,099 |  |  |  | 74,669 |  |  |  | — |
Other loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 684 |  |  | $ | 532 |  |  | $ | 1,786 |  |  | $ | 3,002 |  |  | $ | 87,932 |  |  | $ | 90,934 |  |  | $ | — |
|  | FUSB |
|  | As of December 31, 201 5 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Recorded Investment > 90 Days And Accruing |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | — |  |  | $ | — |  |  | $ | 86 |  |  | $ | 86 |  |  | $ | 11,741 |  |  | $ | 11,827 |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 118 |  |  |  | 206 |  |  |  | 360 |  |  |  | 684 |  |  |  | 30,046 |  |  |  | 30,730 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,845 |  |  |  | 11,845 |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 530 |  |  |  | — |  |  |  | 148 |  |  |  | 678 |  |  |  | 83,205 |  |  |  | 83,883 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 115 |  |  |  | 115 |  |  |  | — |
Commercial and industrial loans |  |  | 22 |  |  |  | 52 |  |  |  | — |  |  |  | 74 |  |  |  | 29,303 |  |  |  | 29,377 |  |  |  | — |
Consumer loans |  |  | 49 |  |  |  | 4 |  |  |  | 83 |  |  |  | 136 |  |  |  | 6,921 |  |  |  | 7,057 |  |  |  | — |
Other loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 379 |  |  |  | 379 |  |  |  | — |
Total |  | $ | 719 |  |  | $ | 262 |  |  | $ | 677 |  |  | $ | 1,658 |  |  | $ | 173,555 |  |  | $ | 175,213 |  |  | $ | — |
|  | ALC |
|  | As of December 31, 201 5 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Recorded Investment > 90 Days And Accruing |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 91 |  |  |  | 206 |  |  |  | 252 |  |  |  | 549 |  |  |  | 16,684 |  |  |  | 17,233 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer loans |  |  | 965 |  |  |  | 567 |  |  |  | 1,377 |  |  |  | 2,909 |  |  |  | 73,222 |  |  |  | 76,131 |  |  |  | — |
Other loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 1,056 |  |  | $ | 773 |  |  | $ | 1,629 |  |  | $ | 3,458 |  |  | $ | 89,906 |  |  | $ | 93,364 |  |  | $ | — |
Schedule of Financing Receivables, Non Accrual Status [Table Text Block] |
|  | Loans on Non-Accrual Status |
|  | March 31 , 201 6 |  |  | December 31, 201 5 |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 334 |  |  | $ | 339 |
Secured by 1-4 family residential properties |  |  | 1,178 |  |  |  | 968 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 205 |  |  |  | 213 |
Commercial and industrial loans |  |  | 46 |  |  |  | 47 |
Consumer loans |  |  | 1,514 |  |  |  | 1,535 |
Total loans |  | $ | 3,277 |  |  | $ | 3,102 |
Impaired Financing Receivables [Table Text Block] |
|  | March 31 , 201 6 |
Impaired loans with no related allowance recorded |  | Carrying Amount |  |  | Unpaid Principal Balance |  |  | Related Allowances |
|  | (Dollars in Thousands) |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | — |  |  | $ | — |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 54 |  |  |  | 54 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |
Total loans with no related allowance recorded |  | $ | 54 |  |  | $ | 54 |  |  | $ | — |
Impaired loans with an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,411 |  |  | $ | 1,411 |  |  | $ | 95 |
Secured by 1-4 family residential properties |  |  | 197 |  |  |  | 197 |  |  |  | 5 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 562 |  |  |  | 562 |  |  |  | 120 |
Commercial and industrial |  |  | 436 |  |  |  | 436 |  |  |  | 72 |
Total loans with an allowance recorded |  | $ | 2,606 |  |  | $ | 2,606 |  |  | $ | 292 |
Total impaired loans |  |  |  |  |  |  |  |  |  |  |  |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,411 |  |  | $ | 1,411 |  |  | $ | 95 |
Secured by 1-4 family residential properties |  |  | 251 |  |  |  | 251 |  |  |  | 5 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 562 |  |  |  | 562 |  |  |  | 120 |
Commercial and industrial |  |  | 436 |  |  |  | 436 |  |  |  | 72 |
Total impaired loans |  | $ | 2,660 |  |  | $ | 2,660 |  |  | $ | 292 |
|  | December 31, 201 5 |
Impaired loans with no related allowance recorded |  | Carrying Amount |  |  | Unpaid Principal Balance |  |  | Related Allowances |
|  | (Dollars in Thousands) |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | — |  |  | $ | — |  |  | $ | — |
Secured by 1-4 family residential properties |  |  | 54 |  |  |  | 54 |  |  |  | — |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |
Total loans with no related allowance recorded |  | $ | 54 |  |  | $ | 54 |  |  | $ | — |
Impaired loans with an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,445 |  |  | $ | 1,445 |  |  | $ | 95 |
Secured by 1-4 family residential properties |  |  | 198 |  |  |  | 198 |  |  |  | 5 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 573 |  |  |  | 573 |  |  |  | 130 |
Commercial and industrial |  |  | 444 |  |  |  | 444 |  |  |  | 80 |
Total loans with an allowance recorded |  | $ | 2,660 |  |  | $ | 2,660 |  |  | $ | 310 |
Total impaired loans |  |  |  |  |  |  |  |  |  |  |  |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,445 |  |  | $ | 1,445 |  |  | $ | 95 |
Secured by 1-4 family residential properties |  |  | 252 |  |  |  | 252 |  |  |  | 5 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 573 |  |  |  | 573 |  |  |  | 130 |
Commercial and industrial |  |  | 444 |  |  |  | 444 |  |  |  | 80 |
Total impaired loans |  | $ | 2,714 |  |  | $ | 2,714 |  |  | $ | 310 |
Average Net Investment Impaired Loans and Interest Income Recognized and Received on Impaired Loans [Table Text Block] |
|  | March 31 , 201 6 |
|  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Interest Income Received |
|  | (Dollars in Thousands) |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,410 |  |  | $ | 11 |  |  | $ | 11 |
Secured by 1-4 family residential properties |  |  | 252 |  |  |  | 3 |  |  |  | 3 |
Secured by multi-family residential properties |  |  | — |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 566 |  |  |  | 8 |  |  |  | 8 |
Commercial and industrial |  |  | 439 |  |  |  | 6 |  |  |  | 6 |
Total |  | $ | 2,667 |  |  | $ | 28 |  |  | $ | 28 |
|  | December 31, 201 5 |
|  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Interest Income Received |
|  | (Dollars in Thousands) |
Loans secured by real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  | $ | 1,493 |  |  | $ | 44 |  |  | $ | 46 |
Secured by 1-4 family residential properties |  |  | 139 |  |  |  | 14 |  |  |  | 14 |
Secured by multi-family residential properties |  |  | 1,892 |  |  |  | — |  |  |  | — |
Secured by non-farm, non-residential properties |  |  | 3,329 |  |  |  | 35 |  |  |  | 36 |
Commercial and industrial |  |  | 264 |  |  |  | 26 |  |  |  | 26 |
Total |  | $ | 7,117 |  |  | $ | 119 |  |  | $ | 122 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
|  | March 31 , 201 6 |  |  | December 31, 201 5 |
|  | Number of Loans |  |  | Pre- Modification Outstanding Principal Balance |  |  | Post- Modification Principal Balance |  |  | Number of Loans |  |  | Pre- Modification Outstanding Principal Balance |  |  | Post- Modification Principal Balance |
|  | (Dollars in Thousands) |
Loans secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land development and other land loans |  |  | 3 |  |  | $ | 2,220 |  |  | $ | 1,659 |  |  |  | 3 |  |  | $ | 2,220 |  |  | $ | 1,698 |
Secured by 1-4 family residential properties |  |  | 4 |  |  |  | 200 |  |  |  | 102 |  |  |  | 4 |  |  |  | 200 |  |  |  | 103 |
Secured by non-farm, non-residential properties |  |  | 2 |  |  |  | 113 |  |  |  | 49 |  |  |  | 2 |  |  |  | 113 |  |  |  | 52 |
Commercial loans |  |  | 2 |  |  |  | 116 |  |  |  | 94 |  |  |  | 2 |  |  |  | 116 |  |  |  | 94 |
Total |  |  | 11 |  |  | $ | 2,649 |  |  | $ | 1,904 |  |  |  | 11 |  |  | $ | 2,649 |  |  | $ | 1,947 |

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