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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income:    
Interest and fees on loans $ 6,053,000 $ 6,135,000
Interest on investment securities 1,143,000 1,186,000
Total interest income 7,196,000 7,321,000
Interest expense:    
Interest on deposits 523,000 607,000
Interest on borrowings 12,000 7,000
Total interest expense 535,000 614,000
Net interest income 6,661,000 6,707,000
Provision (reduction in reserve) for loan losses 167,000 (166,000)
Net interest income after provision (reduction in reserve) for loan losses 6,494,000 6,873,000
Non-interest income:    
Service and other charges on deposit accounts 417,000 454,000
Credit insurance income 152,000 75,000
Other income 420,000 762,000
Total non-interest income 989,000 1,291,000
Non-interest expense:    
Salaries and employee benefits 4,164,000 4,192,000
Net occupancy and equipment 769,000 823,000
Other real estate/foreclosure expense, net 117,000 220,000
Other expense 2,016,000 1,742,000
Total non-interest expense 7,066,000 6,977,000
Income before income taxes 417,000 1,187,000
Provision for income taxes 0 351,000
Net income $ 317,000 $ 836,000
Basic net income per share (in dollars per share) $ 0.05 $ 0.14
Diluted net income per share (in dollars per share) 0.05 0.13
Dividends per share (in dollars per share) $ 0.02 $ 0.02