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v3.6.0.2

Consolidated Statements of Operations - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2016 | Dec. 31, 2015
Interest income: |  |
Interest and fees on loans | $ 25,937 | $ 25,177
Interest on investment securities: |  |
Taxable | 3,542 | 4,014
Tax-exempt | 483 | 589
Other interest and dividends | 193 | 117
Total interest income | 30,155 | 29,897
Interest expense: |  |
Interest on deposits | 2,094 | 2,262
Interest on short-term borrowings | 32 | 3
Interest on long-term debt | 145 | 24
Total interest expense | 2,271 | 2,289
Net interest income | 27,884 | 27,608
Provision for loan losses | 3,197 | 216
Net interest income after provision for loan losses | 24,687 | 27,392
Non-interest income: |  |
Service and other charges on deposit accounts | 1,773 | 1,844
Credit insurance income | 681 | 501
Net gain on sales and prepayments of investment securities | 659 | 462
Other income, net | 2,088 | 1,724
Total non-interest income | 5,201 | 4,531
Non-interest expense: |  |
Salaries and employee benefits | 16,663 | 16,664
Net occupancy and equipment | 3,150 | 3,116
Other real estate/foreclosure expense, net | 719 | 1,027
Other expense | 7,963 | 7,570
Total non-interest expense | 28,495 | 28,377
Income before income taxes | 1,393 | 3,546
Provision for income taxes | 169 | 951
Net income | $ 1,224 | $ 2,595
Basic net income per share (in dollars per share) | $ 0.20 | $ 0.42
Diluted net income per share (in dollars per share) | 0.19 | 0.41
Dividends per share (in dollars per share) | $ 0.08 | $ 0.08

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