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Note 17 - Segment Reporting
 12 Months Ended
Dec. 31, 2016
Notes to Financial Statements  
Segment Reporting Disclosure [Text Block]
17.
SEGMENT REPORTING
 
 
Under
ASC Topic
280,
Segment Reporting
, certain information is disclosed for the
two
reportable operating segments of Bancshares: the Bank and ALC.  The reportable segments were determined using the internal management reporting system. These segments comprise Bancshares’ and the Bank’s significant subsidiaries. The accounting policies for each segment are the same as those described in Note
2,
“Summary of Significant Accounting Policies.” The segment results include certain overhead allocations and intercompany transactions that were recorded at current market prices. All intercompany transactions have been eliminated to determine the consolidated balances. The results for the
two
reportable segments of the Company are included in the tables below.
 
   
2016
  
   
Bank
    
ALC
    
All
Other
    
Eliminations
    
Consolidated
  
   
(Dollars in Thousands)
  
Total interest income
   $
17,307
     $
17,070
     $
12
     $
(4,234
)
   $
30,155
  
Total interest expense
    
2,281
      
4,224
      
—
      
(4,234
)
    
2,271
  
Net interest income
    
15,026
      
12,846
      
12
      
—
      
27,884
  
Provision for loan losses
    
886
 
    
2,311
      
—
      
—
      
3,197
  
Net interest income after provision
    
14,140
      
10,535
      
12
      
—
      
24,687
  
Total non-interest income
    
3,810
      
1,190
      
817
      
(616
)
    
5,201
  
Total non-interest expense
    
17,837
      
9,588
      
1,686
      
(616
)
    
28,495
  
Income (loss) before income taxes
    
113
      
2,137
      
(857
)
    
—
      
1,393
  
Provision for income taxes
    
(185
 )    
738
      
(384
)
    
—
      
169
  
Net income (loss)
   $
298
     $
1,399
     $
(473
)
   $
—
     $
1,224
  
Other significant items:
                                        
Total assets
   $
608,324
     $
89,392
     $
81,565
     $
(172,389
)
   $
606,892
  
Total investment securities
    
207,734
      
—
      
80
      
—
      
207,814
  
Total loans, net
    
315,152
      
85,530
      
—
      
(77,910
)
    
322,772
  
Investment in subsidiaries
    
5
      
—
      
75,941
      
(75,941
)
    
5
  
Fixed asset additions
    
7,858
      
33
      
—
      
—
      
7,891
  
Depreciation and amortization expense
    
759
      
207
      
—
      
—
      
966
  
Total interest income from external customers
    
13,083
      
17,071
      
1
      
—
      
30,155
  
Total interest income from affiliates
    
4,224
      
—
      
11
      
(4,235
)
    
—
  
 
 
   
2015
  
   
Bank
    
ALC
    
All
Other
    
Eliminations
    
Consolidated
  
   
(Dollars in Thousands)
  
Total interest income
   $
17,398
     $
16,312
     $
11
     $
(3,824
)
   $
29,897
  
Total interest expense
    
2,299
      
3,814
      
—
      
(3,824
)
    
2,289
  
Net interest income
    
15,099
      
12,498
      
11
      
—
      
27,608
  
Provision (reduction in reserve) for loan losses
    
(1,559
)
    
1,775
      
—
      
—
      
216
 
Net interest income after provision (reduction in reserve)
    
16,658
      
10,723
      
11
      
—
      
27,392
  
Total non-interest income
    
3,675
      
934
      
501
      
(579
)
    
4,531
  
Total non-interest expense
    
17,571
      
9,909
      
1,476
      
(579
)
    
28,377
  
Income (loss) before income taxes
    
2,762
      
1,748
      
(964
)
    
—
      
3,546
  
Provision for income taxes
    
697
      
617
      
(363
 )    
—
      
951
  
Net income (loss)
   $
2,065
     $
1,131
     $
(601
)
   $
—
     $
2,595
  
Other significant items:
                                        
Total assets
   $
577,292
     $
85,887
     $
82,292
     $
(169,689
)
   $
575,782
  
Total investment securities
    
231,122
      
—
      
80
      
—
      
231,202
  
Total loans, net
    
248,601
      
81,697
      
—
      
(74,866
)
    
255,432
  
Investment in subsidiaries
    
5
      
—
      
76,891
      
(76,891
)
    
5
  
Fixed asset additions
    
3,375
      
289
      
—
      
—
      
3,664
  
Depreciation and amortization expense
    
627
      
244
      
—
      
—
      
871
  
Total interest income from external customers
    
13,584
      
16,312
      
1
      
—
      
29,897
  
Total interest income from affiliates
    
3,814
      
—
      
10
      
(3,824
)
    
—