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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest income:    
Interest and fees on loans $ 25,937 $ 25,177
Interest on investment securities:    
Taxable 3,542 4,014
Tax-exempt 483 589
Other interest and dividends 193 117
Total interest income 30,155 29,897
Interest expense:    
Interest on deposits 2,094 2,262
Interest on short-term borrowings 32 3
Interest on long-term debt 145 24
Total interest expense 2,271 2,289
Net interest income 27,884 27,608
Provision for loan losses 3,197 216
Net interest income after provision for loan losses 24,687 27,392
Non-interest income:    
Service and other charges on deposit accounts 1,773 1,844
Credit insurance income 681 501
Net gain on sales and prepayments of investment securities 659 462
Other income, net 2,088 1,724
Total non-interest income 5,201 4,531
Non-interest expense:    
Salaries and employee benefits 16,663 16,664
Net occupancy and equipment 3,150 3,116
Other real estate/foreclosure expense, net 719 1,027
Other expense 7,963 7,570
Total non-interest expense 28,495 28,377
Income before income taxes 1,393 3,546
Provision for income taxes 169 951
Net income $ 1,224 $ 2,595
Basic net income per share (in dollars per share) $ 0.20 $ 0.42
Diluted net income per share (in dollars per share) 0.19 0.41
Dividends per share (in dollars per share) $ 0.08 $ 0.08