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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income:    
Interest and fees on loans $ 6,496 $ 6,053
Interest on investment securities 1,014 1,143
Total interest income 7,510 7,196
Interest expense:    
Interest on deposits 528 523
Interest on borrowings 63 12
Total interest expense 591 535
Net interest income 6,919 6,661
Provision for loan losses 515 167
Net interest income after provision for loan losses 6,404 6,494
Non-interest income:    
Service and other charges on deposit accounts 464 417
Credit insurance income 256 152
Net gain on sales and prepayments of investment securities 49 2
Other income, net 398 418
Total non-interest income 1,167 989
Non-interest expense:    
Salaries and employee benefits 4,398 4,164
Net occupancy and equipment 777 769
Other real estate/foreclosure expense, net 84 117
Other expense 1,778 2,016
Total non-interest expense 7,037 7,066
Income before income taxes 534 417
Provision for income taxes 130 100
Net income $ 404 $ 317
Basic net income per share (in dollars per share) $ 0.07 $ 0.05
Diluted net income per share (in dollars per share) 0.06 0.05
Dividends per share (in dollars per share) $ 0.02 $ 0.02