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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Interest income:        
Interest and fees on loans $ 6,630 $ 6,366 $ 13,126 $ 12,419
Interest on investment securities 1,053 1,112 2,067 2,255
Total interest income 7,683 7,478 15,193 14,674
Interest expense:        
Interest on deposits 568 513 1,096 1,036
Interest on borrowings 58 48 121 60
Total interest expense 626 561 1,217 1,096
Net interest income 7,057 6,917 13,976 13,578
Provision for loan losses 576 536 1,091 703
Net interest income after provision for loan losses 6,481 6,381 12,885 12,875
Non-interest income:        
Service and other charges on deposit accounts 461 426 925 843
Credit insurance income 43 162 299 314
Net gain on sales and prepayments of investment securities 1 396 50 398
Other income, net 425 496 823 914
Total non-interest income 930 1,480 2,097 2,469
Non-interest expense:        
Salaries and employee benefits 4,280 4,236 8,678 8,400
Net occupancy and equipment 693 782 1,470 1,551
Other real estate/foreclosure expense, net 133 129 217 246
Other expense 1,757 2,108 3,535 4,124
Total non-interest expense 6,863 7,255 13,900 14,321
Income before income taxes 548 606 1,082 1,023
Provision for income taxes 132 144 262 244
Net income $ 416 $ 462 $ 820 $ 779
Basic net income per share (in dollars per share) $ 0.07 $ 0.08 $ 0.13 $ 0.13
Diluted net income per share (in dollars per share) 0.06 0.07 0.13 0.12
Dividends per share (in dollars per share) $ 0.02 $ 0.02 $ 0.04 $ 0.04