XML 18 R4.htm IDEA: XBRL DOCUMENT v3.8.0.1
Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Interest income:    
Interest and fees on loans $ 26,996 $ 25,937
Interest on investment securities:    
Taxable 3,410 3,542
Tax-exempt 304 483
Other interest and dividends 390 193
Total interest income 31,100 30,155
Interest expense:    
Interest on deposits 2,407 2,094
Interest on short-term borrowings 122 32
Interest on long-term debt 177 145
Total interest expense 2,706 2,271
Net interest income 28,394 27,884
Provision for loan losses 1,987 3,197
Net interest income after provision for loan losses 26,407 24,687
Non-interest income:    
Service and other charges on deposit accounts 1,880 1,773
Credit insurance income 715 681
Net gain on sales and prepayments of investment securities 229 659
Other income, net 1,842 2,088
Total non-interest income 4,666 5,201
Non-interest expense:    
Salaries and employee benefits 17,374 16,663
Net occupancy and equipment 3,164 3,150
Other real estate/foreclosure expense, net 538 719
Other expense 7,373 7,963
Total non-interest expense 28,449 28,495
Income before income taxes 2,624 1,393
Provision for income taxes 3,035 169
Net income (loss) $ (411) $ 1,224
Basic net income per share (in dollars per share) $ (0.07) $ 0.20
Diluted net income per share (in dollars per share) (0.06) 0.19
Dividends per share (in dollars per share) $ 0.08 $ 0.08